Voya Financial, Inc.
Company & revenue
About Voya Financial, Inc.
Who they are
Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products; recordkeeping services; stable value and fixed general account investment products; non-qualified plan administration services; and tools, guidance, and services to promote the financial well-being and retirement security of employees.
Detailed revenue, brand and relationship research has not yet been completed for VOYA.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
56
Fair
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
58
Fair
Financial Strength
77
Business Quality / Moat
48
Management
67
Growth Quality
15
Risk / Durability
68
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
56
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
52/100
Building Historical Record
Model Score 52/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
WSS currently rates the company as mixed to moderately strong.
At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.
The model outlook is currently moderate.
- •Balance-sheet / debt profile scores strongly
- •Valuation scores attractively
- •Recent buyback activity is present
- •Revenue fundamentals are weak
Company-specific research
Questions worth answering for VOYA
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving VOYA's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •Is VOYA's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is VOYA's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •Is VOYA's valuation discount tied to a temporary concern or to a longer-term business risk?
Essential Investment Snapshot
Wall Street Score
56
Opportunity Score
56
Market Cap
$8.76B
P/E Ratio
15.8
EPS
$5.97
52-Week High
$105.64
52-Week Low
$64.50
Beta
0.89
Intrinsic Value
$147.75
Analyst Target
$105.00
Shares Outstanding
97.0M
Total Revenue
$3.77B
Total Debt
$3.94B
Dividend Yield
1.95%
Liquidation Value / Share
$68.47
Annual Dividend
$1.88
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Weakening momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for VOYA
Detected from reported data — verify before acting.Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Community Sentiment
0 active · 0 total callsNo personal call yet on VOYA.
What the Bulls Say
- +Product opportunity: Voya Financial, Inc. provides workplace benefits, and savings solutions and technologies in the United States and internationally. The company operates through three segments: Retirement, Investment Management and Employee Benefits. The Retirement segment offers full-service retirement products.
- +Product opportunity: recordkeeping services.
- +Product opportunity: stable value and fixed general account investment products.
- +Product opportunity: non-qualified plan administration services.
What the Bears Say
No strong bearish data point is currently available.
Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
2 historical score records availablePrevious Score
57
Jul 24, 2026
Change
-0.6
points
Current Score
56
Oct 1, 2026
Category Changes
VOYA decreased 0.6 points because Revenue declined by 6.4 points, Capital declined by 5 points.
Positive Contributors
- + Valuation improved by 9.4 points
Negative Contributors
- − Revenue declined by 6.4 points
- − Capital declined by 5 points
Projected Score
Projected Score
48
Projected Change
-7.6%
Preliminary comparable-period financial changes suggest decline of approximately 7.6 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$96.65
Intrinsic Value
$147.75
Difference
−$51.10
-34.6% vs IV
Margin of Safety
34.6%
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