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Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Brighthouse Financial, Inc.

BHFNASDAQ
Wall Street Score · overall investment68/100
$50.02USD$-0.03 (-0.06%)
Company website www.brighthousefinancial.com
Headquarters11225 North Community House Road, Charlotte, NC, 28277, US
Financial statement currencyUSD · no FX conversion applied
Financial Services · Insurance - Life
Price updated todayFinancials updated Oct 1, 2026
Price Chart$-3.69 (-6.87%)
2026-09-042026-09-092026-09-112026-09-152026-09-172026-09-212026-09-232026-09-252026-09-292026-10-02$48.00$50.00$52.00$54.00$56.00

Company & revenue

About Brighthouse Financial, Inc.

Who they are

Brighthouse Financial, Inc. is a financial services firm specializing in annuity and life insurance offerings across the United States. Its operations are organized into three distinct business units: Annuities, Life, and Run-off. The Annuities division delivers a range of annuity products, including variable, fixed, index-linked, and income options.

Detailed revenue, brand and relationship research has not yet been completed for BHF.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

68

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

59

Fair

Financial Strength

79

Business Quality / Moat

42

Management

81

Growth Quality

29

Risk / Durability

38

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

78

Fair

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

74/100

Building Historical Record

Model Score 74/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

WSS currently rates the company as mixed to moderately strong.

At today’s price, the WSS valuation framework currently reads as relatively attractive.

The model outlook is currently positive.

What we like
  • •Balance-sheet / debt profile scores strongly
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch

No material warning is currently being highlighted from the available summary data.

Company-specific research

Questions worth answering for BHF

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can BHF maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •How long can BHF fund negative free cash flow using its current cash position before it may need more debt or new shares?
  • •How is BHF likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •Is BHF's valuation discount tied to a temporary concern or to a longer-term business risk?
Business analysis: 36 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

68

0–100 · Fair

Opportunity Score

78

0–100 · Strong

Market Cap

$2.87B

P/E Ratio

3.9

EPS

$12.73

52-Week High

$66.80

52-Week Low

$44.51

Beta

0.84

Intrinsic Value

$108.20

Analyst Target

$55.00

Shares Outstanding

57.2M

Total Revenue

$6.28B

Total Debt

$3.15B

Dividend

No current dividend

View dividend history

Liquidation Value / Share

$115.71

Estimated net asset value per share

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
27/ 100
-20 pts / 5d

Strong downward momentum

5D -6.0% · 20D -6.9% · RSI 50 · Price vs 20D avg -1.9%
Volatility
27/ 100
+5 pts / 5d

Low movement

20D realized vol 29.3% · 60D 26.0% · Acceleration 1.13x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for BHF

Detected from reported data — verify before acting.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on BHF.

What the Bulls Say

  • +Product opportunity: Brighthouse Financial, Inc. is a financial services firm specializing in annuity and life insurance offerings across the United States. Its operations are organized into three distinct business units: Annuities, Life, and Run-off. The Annuities division delivers a range of annuity products, including variable, fixed, index-linked, and income options. These are designed to help clients achieve secure, tax-advantaged wealth growth, facilitate wealth transfer, and ensure stable income streams. The.

What the Bears Say

  • −Negative free cash flow may increase the need for outside financing and dilution.

Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair68/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

68

Tap for breakdown →

Strong

80

Debt Cost4.8%
Debt Reduction YoY0.0%
Debt / Equity0.47x

Tap for breakdown →

Fair

62

Revenue YoY1.2%
Revenue CAGR25.4%
Net Margin13.2%

Tap for breakdown →

Fair

57

Asset Growth YoY1.1%
Liquidation/Share$115.71
Net Assets/MCap85.13x

Tap for breakdown →

Elite

100

Earnings Yield29.0%
Buyback Yield9.5%
Debt Cost4.8%

Tap for breakdown →

Strong

81

ROIC16.9%
ROE12.7%
ROA0.3%

Tap for breakdown →

Weak

42

EPS Growth-8.7%
FCF/Share Growth—
Rev/Share Growth14.8%

Tap for breakdown →

Elite

100

Intrinsic Value$108.20
Value Reference$64.92
MOS0.5%

Tap for breakdown →

Strong

70

Revenue62
Moat42
Valuation100

Tap for breakdown →

Elite

100

MOS %0.5%
Value Reference$64.92
Deep Discount Reference$43.28

Tap for breakdown →

Fair

50

Interest Coverage3.1x
ROIC16.9%
FCF Yield-3.6%

Tap for breakdown →

Strong

80

Financial50
Valuation100
Debt80

Tap for breakdown →

Fair

60

Survival Years∞ yrs
Current Ratio1.16x
FCF Margin-0.0%

Tap for breakdown →

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Score Changes

5 historical score records available

Previous Score

68

Sep 9, 2026

Change

Unchanged

Current Score

68

Oct 1, 2026

Category Changes

Revenue0
Debt0
Assets0
Capital0
Management0
Moat0
Valuation0
Buffett0

BHF score was unchanged.

Projected Score

Projected Score

79

Projected Change

+11.6%

Preliminary comparable-period financial changes suggest improvement of approximately 11.6 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$50.02

Intrinsic Value

$108.20

Difference

−$58.18

-53.8% vs IV

Margin of Safety

53.8%

UndervaluedFair ValueOvervalued
Value Reference: $64.92
Deep Discount Reference: $43.28

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News

Zacks Investment Research4d ago

BHF's Shield Annuities Poised to Sustain Strong Sales Growth

Zacks Investment Research28d ago

Why Is Brighthouse Financial (BHF) Down 13.6% Since Last Earnings Report?

Defense World29d ago

Jupiter Topco LLC Makes New Investment in Brighthouse Financial, Inc. $BHF

Defense World38d ago

Bank of Nova Scotia Buys Shares of 53,000 Brighthouse Financial, Inc. $BHF

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