Globe Life Inc.
Company & revenue
About Globe Life Inc.
Financial breakdown: year ended 2025-12-31
Who they are
Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans; supplemental health benefits like Medicare supplements, critical illness, and accident policies; and both single-premium and flexible-premium deferred annuities.
Brands & revenue mix
Exclusive agency division marketing to working families.
Separate brand revenue is not available in this research.
Exclusive agency division serving individual and worksite markets.
Separate brand revenue is not available in this research.
Exclusive agency division marketing to small to medium-sized businesses.
Separate brand revenue is not available in this research.
Independent agency division marketing Medicare Supplement and supplemental health plans.
Separate brand revenue is not available in this research.
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Customer concentrationPREMIUM
Globe Life provides insurance products to a broad base of customers and does not disclose significant customer concentration in its 2025 Annual Report.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
71
Strong
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
72
Strong
Financial Strength
69
Business Quality / Moat
73
Management
95
Growth Quality
37
Risk / Durability
91
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
74
Fair
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
70/100
Building Historical Record
Model Score 70/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
WSS currently rates the company as financially and fundamentally strong.
At today’s price, the WSS valuation framework currently reads as relatively attractive.
The model outlook is currently positive.
- •Strong overall Company Strength score
- •Valuation scores attractively
- •Recent buyback activity is present
- •Repurchase headline · Aug 10, 2026
- •Revenue fundamentals are weak
Company-specific research
Questions worth answering for GL
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Can GL maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
- •Is GL's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is GL's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •Is GL's valuation discount tied to a temporary concern or to a longer-term business risk?
Essential Investment Snapshot
Wall Street Score
71
Opportunity Score
74
Market Cap
$12.86B
P/E Ratio
10.9
EPS
$15.22
52-Week High
$191.55
52-Week Low
$127.85
Beta
0.46
Intrinsic Value
$272.39
Analyst Target
$183.00
Shares Outstanding
80.9M
Total Revenue
$6.20B
Total Debt
$2.94B
Dividend Yield
0.80%
Liquidation Value / Share
$76.14
Annual Dividend
$1.32
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Weakening momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for GL
Detected from reported data — verify before acting.Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Repurchase headline · Aug 10, 2026
Globe Life Announces New Share Repurchase Authorization — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
PRNewsWireCommunity Sentiment
0 active · 0 total callsNo personal call yet on GL.
What the Bulls Say
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Product opportunity: Globe Life Inc. delivers diverse life insurance and supplementary health coverage, alongside annuity products, targeting households in the lower-middle to middle-income brackets throughout the United States. The company's operations are structured into four key segments: Life Insurance, Supplemental Health Insurance, Annuities, and Investments. Its offerings encompass whole life, term life, and other life protection plans.
- +Product opportunity: supplemental health benefits like Medicare supplements, critical illness.
- +Positive free cash flow may provide capacity to invest in growth.
What the Bears Say
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Insurance - Life industry.
Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
4 historical score records availablePrevious Score
70
Sep 28, 2026
Change
+0.4
points
Current Score
71
Oct 1, 2026
Category Changes
GL increased 0.4 points because overall fundamentals improved.
Projected Score
Projected Score
74
Projected Change
+3.9%
Preliminary comparable-period financial changes suggest improvement of approximately 3.9 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$165.68
Intrinsic Value
$272.39
Difference
−$106.71
-39.2% vs IV
Margin of Safety
39.2%
Related Companies
Insurance - LifeNews
Globe Life: Discounted Valuation, Growing Dividends, And Aggressive Buybacks
Globe Life's Health Premium Growth Strengthens 2026 Outlook
Globe Life (NYSE:GL) EVP Robert Edward Hensley Sells 10,000 Shares of Stock
State Street Corp Buys 76,745 Shares of Globe Life Inc. $GL
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