Lincoln National Corporation
Company & revenue
About Lincoln National Corporation
Who they are
Lincoln National Corporation (LNC) is a U. S. -based financial services company primarily involved in the insurance and retirement sectors.
Detailed revenue, brand and relationship research has not yet been completed for LNC.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
67
Fair
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
58
Fair
Financial Strength
76
Business Quality / Moat
30
Management
82
Growth Quality
43
Risk / Durability
46
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
71
Fair
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
68/100
Building Historical Record
Model Score 68/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
WSS currently rates the company as mixed to moderately strong.
At today’s price, the WSS valuation framework currently reads as relatively attractive.
The model outlook is currently moderate.
- •Balance-sheet / debt profile scores strongly
- •Valuation scores attractively
- •M&A headline · Sep 24, 2026
Company-specific research
Questions worth answering for LNC
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Can LNC maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
- •How long can LNC fund negative free cash flow using its current cash position before it may need more debt or new shares?
- •Does LNC's balance between cash and debt leave enough flexibility if business conditions weaken?
- •Is LNC's valuation discount tied to a temporary concern or to a longer-term business risk?
Essential Investment Snapshot
Wall Street Score
67
Opportunity Score
71
Market Cap
$7.72B
P/E Ratio
3.3
EPS
$12.00
52-Week High
$47.67
52-Week Low
$32.18
Beta
1.11
Intrinsic Value
$102.00
Analyst Target
$44.00
Shares Outstanding
186.1M
Total Revenue
$19.36B
Total Debt
$6.87B
Dividend Yield
4.27%
Liquidation Value / Share
$61.00
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong downward momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for LNC
Detected from reported data — verify before acting.Dividend history reported
The provider reports a dividend yield. Confirm the latest declaration before treating it as a current payment.
M&A headline · Sep 24, 2026
State Street Corp Acquires 215,007 Shares of Lincoln National Corporation $LNC — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
Defense WorldCommunity Sentiment
0 active · 0 total callsNo personal call yet on LNC.
What the Bulls Say
- +Product opportunity: Lincoln National Corporation (LNC) is a U.S.-based financial services company primarily involved in the insurance and retirement sectors. Operating through various subsidiaries, its operations are structured across four key divisions: Annuities, Retirement Plan Services, Life Insurance, and Group Protection. The Annuities division provides a range of annuity products, including fixed, variable, and indexed variable options. Its Retirement Plan Services segment caters to employers, focusing predo.
What the Bears Say
- −Negative free cash flow may increase the need for outside financing and dilution.
Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
2 historical score records availablePrevious Score
57
Jul 24, 2026
Change
+9.7
points
Current Score
67
Oct 1, 2026
Category Changes
LNC increased 9.7 points because Revenue improved by 3.8 points, Valuation improved by 46.1 points, Buffett improved by 5.5 points.
Positive Contributors
- + Revenue improved by 3.8 points
- + Valuation improved by 46.1 points
- + Buffett improved by 5.5 points
Projected Score
Projected Score
72
Projected Change
+4.4%
Preliminary comparable-period financial changes suggest improvement of approximately 4.4 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$40.30
Intrinsic Value
$102.00
Difference
−$61.70
-60.5% vs IV
Margin of Safety
60.5%
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State Street Corp Acquires 215,007 Shares of Lincoln National Corporation $LNC
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