Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Verisk Analytics, Inc.

VRSKNASDAQ
Wall Street Score · overall investment36/100
$189.80USD+$2.07 (+1.10%)
Company website www.verisk.com
Headquarters545 Washington Boulevard, Jersey City, NJ, 07310-1686, US
Financial statement currencyUSD · no FX conversion applied
Technology · Software - Services
Price updated todayFinancials updated Oct 26, 2026

VRSK · Price history

Price at last available close

$189.80

+$23.86 (+14.38%) 1M

2026-10-28

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Company & revenue

About Verisk Analytics, Inc.

Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.

Who they are

Verisk Analytics, Inc. is a global leader in providing advanced data analytics. It offers predictive insights and decision-making tools to a diverse clientele across numerous sectors. These include risk assessment (such as rating, underwriting, and claims), catastrophe and weather risk management, global risk analytics, natural resource intelligence, economic forecasting, commercial banking, finance, and many other specialized areas.

How they make money

Verisk operates as a data analytics and technology provider for the global insurance industry. The company generates revenue primarily through subscription-based access to its proprietary databases, software platforms, and predictive analytics solutions, which help clients manage underwriting, rating, claims, and risk assessment processes.

Products & services

Verisk provides predictive analytics, decision support software, and data management solutions for insurance underwriting, claims processing, catastrophe modeling, and fraud detection.

Brands & revenue mix

No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

UNITED STATESUSD 2.52B82.1%

Period ended 2025-12-31Source

Other CountriesUSD 300.30M9.8%

Period ended 2025-12-31Source

UNITED KINGDOMUSD 250.10M8.1%

Period ended 2025-12-31Source

Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.

Customer types

Customer concentration

The company does not report a single customer accounting for 10% or more of its total consolidated revenues for the fiscal year ended December 31, 2025.

Suppliers, materials & equipment

  • Cloud and IT infrastructure providers — The company relies on third-party cloud computing and data center services to host its software solutions and maintain its databases.Source

Strengths

  • Proprietary data assets and industry-specific databasesSource
  • High recurring revenue model from long-term subscription contractsSource

Risks

  • Dependence on the insurance industry and regulatory environmentSource
  • Cybersecurity risks and potential data breachesSource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

36

Poor

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

59

Fair

Financial Strength

43

Business Quality / Moat

68

Management

65

Growth Quality

49

Risk / Durability

83

Weak Company · Expensive Stock

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

32

Avoid

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

40/100

Building Historical Record

Model Score 40/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.

At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.

The model outlook is currently cautious.

What we like
  • •Recent buyback activity is present
What to watch
  • •Valuation is a weaker part of the current profile
  • •Revenue fundamentals are weak
  • •Debt / balance-sheet profile needs attention

Company-specific research

Questions worth answering for VRSK

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can VRSK maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is VRSK's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •Is VRSK's debt load manageable relative to cash generation, interest costs and upcoming maturities?
  • •What future growth or profitability would be needed to justify VRSK's current valuation?
Business analysis: 16 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

36

0–100 · Weak

Opportunity Score

32

0–100 · Poor

Market Cap

$24.70B

P/E Ratio

30.2

EPS

$6.52

52-Week High

$235.89

52-Week Low

$155.94

Beta

0.69

Intrinsic Value

$148.79

Analyst Target

$226.50

Shares Outstanding

139.1M

Total Revenue

$3.14B

Total Debt

$4.62B

Dividend Yield (TTM)

1.03%

View dividend history

Liquidation Value / Share

$-8.55

Estimated net asset value per share

Dividend / Share (TTM)

$1.95

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
66/ 100
-9 pts / 5d

Building upward momentum

5D -1.3% · 20D +13.1% · RSI 64 · Price vs 20D avg +4.3%
Volatility
33/ 100
+16 pts / 5d

Low movement

20D realized vol 38.6% · 60D 37.9% · Acceleration 1.02x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for VRSK

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on VRSK.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Proprietary data assets and industry-specific databases.
  • +High recurring revenue model from long-term subscription contracts.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Software - Services industry.
  • −Dependence on the insurance industry and regulatory environment.
  • −Cybersecurity risks and potential data breaches.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Weak36/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Poor

36

Tap for breakdown →

Poor

13

Debt Cost3.4%
Debt Reduction YoY-55.2%
Debt / Equity16.30x

Tap for breakdown →

Poor

24

Revenue YoY2.1%
Revenue CAGR7.0%
Net Margin28.2%

Tap for breakdown →

Fair

55

Asset Growth YoY45.3%
Liquidation/Share-$8.55
Net Assets/MCap-0.00x

Tap for breakdown →

Weak

48

Earnings Yield3.5%
Buyback Yield6.0%
Debt Cost3.4%

Tap for breakdown →

Fair

65

ROIC36.2%
ROE-74.5%
ROA19.7%

Tap for breakdown →

Fair

68

EPS Growth4.8%
FCF/Share Growth17.4%
Rev/Share Growth9.1%

Tap for breakdown →

Poor

10

Intrinsic Value$148.79
Value Reference$89.27
MOS-32.4%

Tap for breakdown →

Poor

37

Revenue24
Moat68
Valuation10

Tap for breakdown →

Poor

0

MOS %-32.4%
Value Reference$89.27
Deep Discount Reference$59.52

Tap for breakdown →

Weak

44

Interest Coverage7.9x
ROIC36.2%
FCF Yield4.6%

Tap for breakdown →

Weak

41

Financial44
Valuation10
Debt13

Tap for breakdown →

Fair

69

Survival Years3.5 yrs
Current Ratio1.20x
FCF Margin38.8%

Tap for breakdown →

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Score Changes

3 historical score records available

Previous Score

38

Oct 1, 2026

Change

-1.1

points

Current Score

36

Oct 26, 2026

Category Changes

Revenue-0.7
Debt0
Assets0
Capital-5.0
Management0
Moat0
Valuation-5.9
Buffett-0.7

VRSK decreased 1.1 points because Capital declined by 5 points, Valuation declined by 5.9 points.

Negative Contributors

  • − Capital declined by 5 points
  • − Valuation declined by 5.9 points

Projected Score

Projected Score

35

Projected Change

-1.0 points

Preliminary comparable-period financial changes suggest decline of approximately 1.0 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Overvalued

Current Price

$189.80

Model Intrinsic Value

$148.79

Difference

+$41.01

+27.6% vs IV

Margin of Safety

-27.6%

UndervaluedFair ValueOvervalued
Value Reference: $89.27
Deep Discount Reference: $59.52

Financial Charts

Revenue

201420152016201720182019202020212022202320242025$0$800M$1.6B$2.4B$3.2B

Additional Metrics

Operating Cash Flow

201520172019202120232025$0$400M$800M$1.2B$1.6B

Total Debt

201520172019202120232025$0$1.5B$3.0B$4.5B$6.0B

Total Assets

201520172019202120232025$0$2.0B$4.0B$6.0B$8.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$3.14B$3.07B$2.88B$2.68B····························
Cost of Revenue$1.01B$925.5M$901.1M$876.5M····························
Gross Profit$2.12B$2.15B$1.98B$1.80B····························
Research & Development$0.00$260.3M$0.00$0.00····························
SG&A Expenses$473.4M$442.9M$408.7M$391.8M····························
Operating Expenses$720.6M$803.3M$726.7M$673.2M····························
EBITDA$1.68B$1.48B$1.66B$1.42B····························
Operating Income$1.40B$1.34B$1.25B$1.13B····························
Interest Expense$195.1M$170.9M$124.6M$115.5M····························
Income Before Tax$1.16B$1.17B$1.23B$1.03B····························
Income Tax Expense$123.8M$263.0M$277.9M$258.8M····························
Net Income$885.5M$908.3M$957.5M$614.4M····························
Basic EPS$6.52$6.51$6.74$4.19····························
Basic Shares131M139M142M147M····························
Diluted Shares131M139M143M147M····························
Upgrade to Premium for up to 10 annual periods, where available.
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Earnings Summary

Estimated earnings date:Nov 5, 2026
Estimated EPS: $1.92Estimated revenue: $805.9M
Jun 30, 2026Q2FY2026

Revenue

$806.3M

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$1.75

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

+34.7%

Cash Change

-12.3%

Margin Change

-4.4 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Weakened

  • Margins contracted
  • Cash position declined
  • Debt increased

Potential Score Impact

Positive indicators included revenue growth. Pressure indicators included EPS growth, cash levels, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue increased 4.4%. EPS declined 3.3%. Cash declined 12.3%. Total debt increased 34.7%. Net income margin declined by 4.4 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 121 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

56

Smart Money

56

Number of Gurus

7

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Loading data...

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

Start 7-Day Free Trial

Historical Trends

3 historical records
Jul 24, 26Oct 1, 26Oct 26, 260255075100

Historical Score Chart

3 of 3 records shown

Wall Street Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Debt Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Revenue Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Asset Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Capital Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Management Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Moat Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Valuation Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Buffett Score

Jul 24, 26Oct 1, 26Oct 26, 260255075100

Intrinsic Value

Jul 24, 26Oct 1, 26Oct 26, 26$148.56$148.62$148.68$148.74$148.80

Value Reference

Jul 24, 26Oct 1, 26Oct 26, 26$89.12$89.16$89.20$89.24$89.28

Margin of Safety %

Jul 24, 26Oct 1, 26Oct 26, 26-0.3%-0.3%-0.2%-0.2%-0.1%

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News

Rumor Mill · VRSK

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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