UWM Holdings Corporation
Company & revenue
About UWM Holdings Corporation
Who they are
UWM Holdings Corporation is a U. S. -based enterprise specializing in the provision of residential mortgage financing.
Detailed revenue, brand and relationship research has not yet been completed for UWMC.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
20
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
29
Poor
Financial Strength
27
Business Quality / Moat
21
Management
33
Growth Quality
35
Risk / Durability
39
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
24
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
34/100
Building Historical Record
Model Score 34/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
WSS currently sees meaningful weaknesses in the company-strength profile.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
- •Asset quality scores strongly
- •Elevated debt risk
- •Valuation is a weaker part of the current profile
- •Revenue fundamentals are weak
- •Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for UWMC
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Can UWMC maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
- •How long can UWMC fund negative free cash flow using its current cash position before it may need more debt or new shares?
- •Is UWMC's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •What specifically needs to improve for UWMC to reach sustainable profitability?
- •What future growth or profitability would be needed to justify UWMC's current valuation?
Essential Investment Snapshot
Wall Street Score
20
Opportunity Score
24
Market Cap
$1.91B
P/E Ratio
-15.2
EPS
$-0.08
52-Week High
$6.28
52-Week Low
$0.93
Beta
1.82
Analyst Target
$2.00
Shares Outstanding
1.52B
Total Revenue
$3.21B
Total Debt
$14.65B
Dividend Yield
31.75%
Liquidation Value / Share
$0.65
Annual Dividend
$0.40
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong downward momentum
Normal movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for UWMC
Detected from reported data — verify before acting.Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Elevated debt risk
Total debt is at least one year of revenue • Free cash flow is negative • Cash covers less than 20% of total debt
Community Sentiment
0 active · 0 total callsNo personal call yet on UWMC.
What the Bulls Say
- +Product opportunity: UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
What the Bears Say
- −Negative free cash flow may increase the need for outside financing and dilution.
Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
3 historical score records availablePrevious Score
19
Sep 13, 2026
Change
+1.2
points
Current Score
20
Oct 1, 2026
Category Changes
UWMC increased 1.2 points because Moat improved by 12.3 points, Buffett improved by 2.2 points.
Positive Contributors
- + Moat improved by 12.3 points
- + Buffett improved by 2.2 points
Projected Score
Projected Score
13
Projected Change
-6.7%
Preliminary comparable-period financial changes suggest decline of approximately 6.7 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Valuation unavailableCurrent Price
$1.26
Intrinsic Value
—
Difference
—
Margin of Safety
—
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Related Companies
Financial - MortgagesNews
Kaplan Fox Notifies UWM Holdings Corporation (NYSE: UWMC) Investors of a Pending Securities Class Action Deadline on October 13, 2026
Bronstein, Gewirtz & Grossman LLC Urges UWM Holdings Corporation Investors to Act: Class Action Filed Alleging Investor Harm
UWMC Investors Have Opportunity to Lead UWM Holdings Corporation Securities Fraud Lawsuit with SBS Law
UWMC Deadline Alert: SueWallSt Reminds UWM Holdings Corporation (UWMC) Investors of Securities Class Action Deadline on October 13, 2026
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