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Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.
Rocket Companies, Inc. is a leading enterprise focused on leveraging technology across the real estate, mortgage, and e-commerce industries, with operations spanning the United States and Canada. The firm organizes its activities into two principal divisions: direct engagement with consumers and a collaborative partner network. Its extensive suite of solutions encompasses: Rocket Mortgage: A primary provider of mortgage lending services.
Detailed revenue, brand and relationship research has not yet been completed for RKT.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
34
Poor
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
49
Weak
Financial Strength
45
Business Quality / Moat
45
Management
49
Growth Quality
82
Risk / Durability
22
Weak Company · Expensive Stock
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
26
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
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Model Outlook
12-month model · What does the model think happens next?
39/100
Building Historical Record
Model Score 39/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
WSS currently sees meaningful weaknesses in the company-strength profile.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
What we like
•Asset quality scores strongly
What to watch
•Elevated debt risk
•Valuation is a weaker part of the current profile
•Revenue fundamentals are weak
Company-specific research
Questions worth answering for RKT
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can RKT maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•How long can RKT fund negative free cash flow using its current cash position before it may need more debt or new shares?
•Is RKT's debt load manageable relative to cash generation, interest costs and upcoming maturities?
•What future growth or profitability would be needed to justify RKT's current valuation?
•What does the current fundamental change risk warning mean for the reliability or interpretation of RKT's score?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for RKT
Detected from reported data — verify before acting.
Elevated debt risk
Interest coverage is below 2x • Free cash flow is negative • Cash covers less than 20% of total debt
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on RKT.
What the Bulls Say
+Product opportunity: Rocket Companies, Inc. is a leading enterprise focused on leveraging technology across the real estate, mortgage, and e-commerce industries, with operations spanning the United States and Canada. The firm organizes its activities into two principal divisions: direct engagement with consumers and a collaborative partner network. Its extensive suite of solutions encompasses: Rocket Mortgage: A primary provider of mortgage lending services. Amrock: Offering vital services such as title insurance, p.
What the Bears Say
−Diluted weighted-average shares increased 38.4% year over year.
−Negative free cash flow may increase the need for outside financing and dilution.
Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Weak34/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Fair
50
Debt Cost—
Debt Reduction YoY100.0%
Debt / Equity0.00x
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Revenue
Weak
46
Revenue YoY88.2%
Revenue CAGR55.3%
Net Margin4.9%
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Asset
Strong
87
Asset Growth YoY1.5%
Liquidation/Share$9.52
Net Assets/MCap0.86x
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Capital
Poor
13
Earnings Yield1.5%
Buyback Yield0.1%
Debt Cost—
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Management
Weak
49
ROIC1.1%
ROE2.0%
ROA0.8%
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Moat
Weak
45
EPS Growth—
FCF/Share Growth—
Rev/Share Growth-20.9%
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Valuation
Poor
0
Intrinsic Value$6.02
Value Reference$3.61
MOS-0.9%
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Buffett
Weak
49
Revenue46
Moat45
Valuation0
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MOS
Poor
0
MOS %-0.9%
Value Reference$3.61
Deep Discount Reference$2.41
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Financial
Poor
25
Interest Coverage0.7x
ROIC1.1%
FCF Yield-12.4%
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Master
Poor
28
Financial25
Valuation0
Debt50
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Resilience
Fair
51
Survival Years0.7 yrs
Current Ratio16.62x
FCF Margin-0.4%
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Score Changes
2 historical score records available
Previous Score
38
Jul 24, 2026
Change
-3.3
points
Current Score
34
Oct 1, 2026
Category Changes
Revenue+4.5
Debt-50.0
Assets+2.9
Capital+7.0
Management+3.3
Moat0
Valuation0
Buffett-10.6
RKT decreased 3.3 points because Debt declined by 50 points, Buffett declined by 10.6 points.
Positive Contributors
+ Revenue improved by 4.5 points
+ Asset improved by 2.9 points
+ Capital improved by 7 points
+ Management improved by 3.3 points
Negative Contributors
− Debt declined by 50 points
− Buffett declined by 10.6 points
Projected Score
Projected Score
29
Projected Change
-4.8%
Preliminary comparable-period financial changes suggest decline of approximately 4.8 points. This is a projected estimate, not the official WallStreetScore.