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Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Rocket Companies, Inc.

RKTNYSE
Wall Street Score · overall investment34/100
$11.70USD$-0.27 (-2.26%)
Company website www.rocketcompanies.com
Headquarters1050 Woodward Avenue, Detroit, MI, 48226, US
Financial statement currencyUSD · no FX conversion applied
Financial Services · Financial - Mortgages
Price updated todayFinancials updated Oct 1, 2026
Price Chart$-2.52 (-17.72%)
2026-09-042026-09-092026-09-112026-09-152026-09-172026-09-212026-09-232026-09-252026-09-292026-10-02$11.25$12.00$12.75$13.50$14.25

Company & revenue

About Rocket Companies, Inc.

Who they are

Rocket Companies, Inc. is a leading enterprise focused on leveraging technology across the real estate, mortgage, and e-commerce industries, with operations spanning the United States and Canada. The firm organizes its activities into two principal divisions: direct engagement with consumers and a collaborative partner network. Its extensive suite of solutions encompasses: Rocket Mortgage: A primary provider of mortgage lending services.

Detailed revenue, brand and relationship research has not yet been completed for RKT.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

34

Poor

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

49

Weak

Financial Strength

45

Business Quality / Moat

45

Management

49

Growth Quality

82

Risk / Durability

22

Weak Company · Expensive Stock

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

26

Avoid

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

39/100

Building Historical Record

Model Score 39/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

WSS currently sees meaningful weaknesses in the company-strength profile.

At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.

The model outlook is currently cautious.

What we like
  • •Asset quality scores strongly
What to watch
  • •Elevated debt risk
  • •Valuation is a weaker part of the current profile
  • •Revenue fundamentals are weak

Company-specific research

Questions worth answering for RKT

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can RKT maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •How long can RKT fund negative free cash flow using its current cash position before it may need more debt or new shares?
  • •Is RKT's debt load manageable relative to cash generation, interest costs and upcoming maturities?
  • •What future growth or profitability would be needed to justify RKT's current valuation?
  • •What does the current fundamental change risk warning mean for the reliability or interpretation of RKT's score?
Elevated debt risk
Business analysis: 42 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

34

0–100 · Poor

Opportunity Score

26

0–100 · Poor

Market Cap

$33.04B

P/E Ratio

73.1

EPS

$0.16

52-Week High

$24.36

52-Week Low

$11.25

Beta

2.21

Intrinsic Value

$6.02

Analyst Target

$18.00

Shares Outstanding

2.47B

Total Revenue

$9.67B

Total Debt

$33.18B

Dividend

No current dividend

View dividend history

Liquidation Value / Share

$9.52

Estimated net asset value per share

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
14/ 100
-6 pts / 5d

Strong downward momentum

5D -3.9% · 20D -17.7% · RSI 29 · Price vs 20D avg -7.1%
Volatility
28/ 100
-6 pts / 5d

Low movement

20D realized vol 37.0% · 60D 47.9% · Acceleration 0.77x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for RKT

Detected from reported data — verify before acting.

Elevated debt risk

Interest coverage is below 2x • Free cash flow is negative • Cash covers less than 20% of total debt

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on RKT.

What the Bulls Say

  • +Product opportunity: Rocket Companies, Inc. is a leading enterprise focused on leveraging technology across the real estate, mortgage, and e-commerce industries, with operations spanning the United States and Canada. The firm organizes its activities into two principal divisions: direct engagement with consumers and a collaborative partner network. Its extensive suite of solutions encompasses: Rocket Mortgage: A primary provider of mortgage lending services. Amrock: Offering vital services such as title insurance, p.

What the Bears Say

  • −Diluted weighted-average shares increased 38.4% year over year.
  • −Negative free cash flow may increase the need for outside financing and dilution.

Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Weak34/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Poor

34

Tap for breakdown →

Fair

50

Debt Cost—
Debt Reduction YoY100.0%
Debt / Equity0.00x

Tap for breakdown →

Weak

46

Revenue YoY88.2%
Revenue CAGR55.3%
Net Margin4.9%

Tap for breakdown →

Strong

87

Asset Growth YoY1.5%
Liquidation/Share$9.52
Net Assets/MCap0.86x

Tap for breakdown →

Poor

13

Earnings Yield1.5%
Buyback Yield0.1%
Debt Cost—

Tap for breakdown →

Weak

49

ROIC1.1%
ROE2.0%
ROA0.8%

Tap for breakdown →

Weak

45

EPS Growth—
FCF/Share Growth—
Rev/Share Growth-20.9%

Tap for breakdown →

Poor

0

Intrinsic Value$6.02
Value Reference$3.61
MOS-0.9%

Tap for breakdown →

Weak

49

Revenue46
Moat45
Valuation0

Tap for breakdown →

Poor

0

MOS %-0.9%
Value Reference$3.61
Deep Discount Reference$2.41

Tap for breakdown →

Poor

25

Interest Coverage0.7x
ROIC1.1%
FCF Yield-12.4%

Tap for breakdown →

Poor

28

Financial25
Valuation0
Debt50

Tap for breakdown →

Fair

51

Survival Years0.7 yrs
Current Ratio16.62x
FCF Margin-0.4%

Tap for breakdown →

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Score Changes

2 historical score records available

Previous Score

38

Jul 24, 2026

Change

-3.3

points

Current Score

34

Oct 1, 2026

Category Changes

Revenue+4.5
Debt-50.0
Assets+2.9
Capital+7.0
Management+3.3
Moat0
Valuation0
Buffett-10.6

RKT decreased 3.3 points because Debt declined by 50 points, Buffett declined by 10.6 points.

Positive Contributors

  • + Revenue improved by 4.5 points
  • + Asset improved by 2.9 points
  • + Capital improved by 7 points
  • + Management improved by 3.3 points

Negative Contributors

  • − Debt declined by 50 points
  • − Buffett declined by 10.6 points

Projected Score

Projected Score

29

Projected Change

-4.8%

Preliminary comparable-period financial changes suggest decline of approximately 4.8 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Overvalued

Current Price

$11.70

Intrinsic Value

$6.02

Difference

+$5.68

+94.3% vs IV

Margin of Safety

-94.3%

UndervaluedFair ValueOvervalued
Value Reference: $3.61
Deep Discount Reference: $2.41

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News

PRNewsWire3d ago

One in Five Home Sellers Cut Prices as Buyer's Market Persists

Defense World3d ago

Rocket Companies (NYSE:RKT) Hits New 52-Week Low – What’s Next?

GuruFocus3d ago

Rocket Stock Rises After It Switches Default Credit Score

PRNewsWire4d ago

Rocket Mortgage Becomes First Home Lender to Use VantageScore as its Preferred Scoring Model on All Eligible Loans

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Highest Wall Street Score stocksBest growth stocksHow Wall Street Score worksHow to analyze a stockUnderstanding financial healthIntrinsic value guide

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