Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

International General Insurance Holdings Ltd.

IGICNASDAQ
Wall Street Score · overall investment72/100
$24.57USD$-0.13 (-0.53%)
Company website www.iginsure.com
Headquarters74 Abdel Hamid Sharaf Street, Amman, AM, 11194, JO
Financial statement currencyUSD · no FX conversion applied
Financial Services · Insurance - Diversified
Price updated todayFinancials updated Oct 1, 2026

IGIC · Price history

Price at last available close

$24.57

+$0.15 (+0.61%) 1M

2026-10-27

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Company & revenue

About International General Insurance Holdings Ltd.

Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.

Who they are

International General Insurance Holdings Ltd. engages in the provision of specialty insurance and reinsurance solutions worldwide. The company operates through three segments: Specialty Long-tail, Specialty Short-tail, and Reinsurance. It is involved in underwriting a portfolio of specialty risks, including energy, property, construction and engineering, ports and terminals, general aviation, political violence, professional lines, financial institutions, marine, and treaty reinsurance.

How they make money

International General Insurance Holdings Ltd. operates as an international specialty insurance and reinsurance group. It generates revenue primarily through the underwriting of diverse specialty insurance risks, collecting premiums from policyholders and reinsurers, and managing investment portfolios to earn income on its float.

Products & services

Underwrites a diverse portfolio of specialty lines including energy, property, general aviation, construction & engineering, ports & terminals, marine cargo, marine trades, contingency, political violence, financial institutions, commercial general liability, legal expenses, professional indemnity, D&O, marine liability, and reinsurance treaty business.

Brands & revenue mix

No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

Customer concentration

No quantified customer-concentration disclosure is available in the current saved research.

Suppliers, materials & equipment

No supplier relationships were confirmed in the sources reviewed. This does not mean the company has no suppliers.

Strengths

  • Diverse portfolio of specialty insurance linesSource
  • Global underwriting reachSource

Risks

  • Underwriting risk and potential for large lossesSource
  • Investment market volatilitySource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

72

Strong

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

77

Strong

Financial Strength

98

Business Quality / Moat

56

Management

100

Growth Quality

28

Risk / Durability

93

Great Company · Attractive Price

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

73

Fair

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

68/100

Building Historical Record

Model Score 68/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is strong across its combined quality, valuation and risk inputs. Review Company Quality separately to assess the business without its share price.

At today’s price, the WSS valuation framework currently reads as relatively attractive.

The model outlook is currently moderate.

What we like
  • •Strong overall Wall Street Score
  • •Balance-sheet / debt profile scores strongly
  • •Asset quality scores strongly
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Revenue fundamentals are weak

Company-specific research

Questions worth answering for IGIC

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can IGIC maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is IGIC's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •How is IGIC likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •Is IGIC's valuation discount tied to a temporary concern or to a longer-term business risk?
Business analysis: 15 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

72

0–100 · Strong

Opportunity Score

73

0–100 · Strong

Market Cap

$1.04B

P/E Ratio

9.8

EPS

$2.49

52-Week High

$29.59

52-Week Low

$20.82

Beta

0.13

Intrinsic Value

$68.10

Analyst Target

$30.00

Shares Outstanding

43.7M

Total Revenue

$517.0M

Total Debt

$0

Dividend Yield (TTM)

5.70%

View dividend history

Liquidation Value / Share

$15.31

Estimated net asset value per share

Dividend / Share (TTM)

$1.40

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
44/ 100
-3 pts / 5d

Weakening momentum

5D -1.0% · 20D -0.1% · RSI 51 · Price vs 20D avg -0.3%
Volatility
8/ 100
+0 pts / 5d

Low movement

20D realized vol 16.0% · 60D 20.2% · Acceleration 0.79x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for IGIC

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on IGIC.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Diverse portfolio of specialty insurance lines.
  • +Global underwriting reach.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Insurance - Diversified industry.
  • −Underwriting risk and potential for large losses.
  • −Investment market volatility.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Strong72/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Strong

72

Tap for breakdown →

Elite

100

Debt Cost—
Debt Reduction YoY100.0%
Debt / Equity0.00x

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Poor

27

Revenue YoY0.1%
Revenue CAGR4.1%
Net Margin21.0%

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Strong

72

Asset Growth YoY3.1%
Liquidation/Share$15.31
Net Assets/MCap2.10x

Tap for breakdown →

Strong

86

Earnings Yield10.5%
Buyback Yield2.9%
Debt Cost—

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Elite

100

ROIC27.0%
ROE16.2%
ROA5.0%

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Fair

56

EPS Growth21.0%
FCF/Share Growth-21.9%
Rev/Share Growth12.7%

Tap for breakdown →

Elite

100

Intrinsic Value$68.10
Value Reference$40.86
MOS63.9%

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Strong

75

Revenue27
Moat56
Valuation100

Tap for breakdown →

Elite

100

MOS %63.9%
Value Reference$40.86
Deep Discount Reference$27.24

Tap for breakdown →

Fair

52

Interest Coverage—
ROIC27.0%
FCF Yield10.3%

Tap for breakdown →

Fair

69

Financial52
Valuation100
Debt100

Tap for breakdown →

Strong

74

Survival Years2.5 yrs
Current Ratio0.75x
FCF Margin20.7%

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Score Changes

3 historical score records available

Previous Score

71

Aug 14, 2026

Change

+1.1

points

Current Score

72

Oct 1, 2026

Category Changes

Revenue+1.5
Debt0
Assets0
Capital+2.0
Management0
Moat0
Valuation+15.0
Buffett+1.8

IGIC increased 1.1 points because Capital improved by 2 points, Valuation improved by 15 points.

Positive Contributors

  • + Capital improved by 2 points
  • + Valuation improved by 15 points

Projected Score

Projected Score

66

Projected Change

-6.4 points

Preliminary comparable-period financial changes suggest decline of approximately 6.4 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$24.57

Model Intrinsic Value

$68.10

Difference

−$43.53

-63.9% vs IV

Margin of Safety

63.9%

UndervaluedFair ValueOvervalued
Value Reference: $40.86
Deep Discount Reference: $27.24

Financial Charts

Revenue

20152016201720182019202020212022202320242025$0$150M$300M$450M$600M

Additional Metrics

Operating Cash Flow

201520172019202120232025-$95M$0$95M$190M$285M

Total Debt

201520172019202120232025$0$2M$3M$5M$6M

Total Assets

201520172019202120232025$0$550M$1.1B$1.6B$2.2B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$517.0M$516.7M$526.0M$477.1M····························
Cost of Revenue$260.5M$215.8M$295.6M$264.1M····························
Gross Profit$256.5M$300.9M$230.3M$213.0M····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$47.8M$0.00$90.4M$78.9M····························
Operating Expenses$149.7M$173.7M$98.0M$87.0M····························
EBITDA$106.8M$130.8M$135.7M$128.6M····························
Operating Income$106.8M$127.2M$132.3M$126.0M····························
Interest Expense$0.00$0.00$0.00$0.00····························
Income Before Tax$106.8M$127.2M$132.3M$126.0M····························
Income Tax Expense-$1.6M$0.00-$2.9M$7.9M····························
Net Income$108.4M$127.2M$135.2M$118.2M····························
Basic EPS$2.49$2.89$3.01$2.58····························
Basic Shares42.65M43.70M44.23M42.94M····························
Diluted Shares42.65M43.70M44.74M43.47M····························
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Earnings Summary

Estimated earnings date:Nov 3, 2026
Estimated EPS: $0.68Estimated revenue: $121.5M
Jun 30, 2026Q2FY2026

Revenue

$142.5M

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$0.49

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

Not available

Cash Change

+19.6%

Margin Change

-9.2 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Cash position grew

What Weakened

  • Margins contracted

Potential Score Impact

Positive indicators included cash levels. Pressure indicators included revenue growth, EPS growth, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue declined 0.3%. EPS declined 36.4%. Cash increased 19.6%. Net income margin declined by 9.2 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 120 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

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Historical Trends

3 historical records
Jul 24, 26Aug 14, 26Oct 1, 260255075100

Historical Score Chart

3 of 3 records shown

Wall Street Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Debt Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Revenue Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Asset Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Capital Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Management Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Moat Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Valuation Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Buffett Score

Jul 24, 26Aug 14, 26Oct 1, 260255075100

Intrinsic Value

Jul 24, 26Aug 14, 26Oct 1, 26$68.00$72.00$76.00$80.00$84.00

Value Reference

Jul 24, 26Aug 14, 26Oct 1, 26$40.00$42.00$44.00$46.00$48.00

Margin of Safety %

Jul 24, 26Aug 14, 26Oct 1, 260.6%0.6%0.7%0.7%0.7%

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News

Rumor Mill · IGIC

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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