Forbright, Inc. Class A Common Stock
The research record contains a warning or limitation that requires review before a complete Wall Street Score can be published. Available company and financial research remain accessible.
FRBT · Price history
Price at last available close
$17.57
+$0.47 (+2.75%) 1M
2026-10-27
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Company & revenue
About Forbright, Inc. Class A Common Stock
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Forbright, Inc. is the bank holding company for Forbright Bank, offering a range of financial services to consumers and businesses across the United States. Its services span middle market lending, digital consumer banking, strategic advisory, and asset management. The company provides checking and savings accounts, certificates of deposit, and other branch banking services, as well as corporate, fund, healthcare, lender, and real estate financing, along with credit cards.
How they make money
Forbright, Inc. operates as a bank holding company for Forbright Bank, generating revenue primarily through net interest income earned on loans and investment securities, as well as non-interest income from banking services. The company provides customized lending solutions to middle-market businesses and offers various deposit products to both commercial and consumer clients.
Products & services
Forbright Bank provides commercial lending, digital banking services, growth savings accounts, growth certificates of deposit (CDs), and branch-based banking services.
Brands & revenue mix
The primary banking brand and subsidiary of Forbright, Inc.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer concentration
No quantified customer-concentration disclosure is available in the current saved research.
Suppliers, materials & equipment
No supplier relationships were confirmed in the sources reviewed. This does not mean the company has no suppliers.
Business relationships & partnerships
Risks
- Risks related to our businessSource
Company-specific research
Questions worth answering for FRBT
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Is FRBT's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is FRBT's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •What future growth or profitability would be needed to justify FRBT's current valuation?
- •What does the current limited financial history warning mean for the reliability or interpretation of FRBT's score?
Essential Investment Snapshot
Market Cap
$891.9M
P/E Ratio
7.8
EPS
$2.18
52-Week High
$22.00
52-Week Low
$16.50
Beta
-2.44
Analyst Target
$22.50
Shares Outstanding
49.7M
Total Debt
$151.2M
Dividend
No current dividend
Liquidation Value / Share
$19.46
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Neutral / mixed momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for FRBT
Detected from reported data — verify before acting.Debt service risk
Interest coverage is low (~0.4x). Earnings may be strained to cover interest expense.
Community Sentiment
0 active · 0 total callsNo personal call yet on FRBT.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Digital banking capabilities.
- +Environmental leadership focus.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Banks - Diversified industry.
- −Risks related to our business.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
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One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
Score changes will appear once more historical records are available.
Price vs. Value
Valuation unavailableCurrent Price
$17.57
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 |
|---|---|---|
| Revenue | — | $587.4M |
| Cost of Revenue | — | $277.6M |
| Gross Profit | — | $309.8M |
| Research & Development | — | $0.00 |
| SG&A Expenses | — | $143.1M |
| Operating Expenses | — | $208.6M |
| EBITDA | — | $109.6M |
| Operating Income | — | $101.2M |
| Interest Expense | — | $253.6M |
| Income Before Tax | — | $101.2M |
| Income Tax Expense | — | $13.2M |
| Net Income | — | $87.9M |
| Basic EPS | — | $2.18 |
| Basic Shares | 42.19M | 49.69M |
| Diluted Shares | 44.51M | 49.69M |
Earnings Summary
Revenue
$150.9M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$0.09
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+0.1%
Cash Change
-96.9%
Margin Change
-5.6 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Weakened
- Margins contracted
- Cash position declined
- Debt increased
Potential Score Impact
Positive indicators included revenue growth. Pressure indicators included EPS growth, cash levels, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 8.0%. EPS declined 65.7%. Cash declined 96.9%. Total debt increased 0.1%. Net income margin declined by 5.6 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
5 historical recordsHistorical Score Chart
3 of 5 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Banks - DiversifiedNews
Forbright Bank Announces Results of 2026 Savings Survey
Forbright, Inc. Schedules Release of Third Quarter 2026 Financial Results
Forbright, Inc. Schedules Release of Third Quarter 2026 Financial Results
Forbright Bank to Sell Branches and Local Deposits to Trustar Bank, Sharpening Focus on National Digital-First Growth
Rumor Mill · FRBT
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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