Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Barclays PLC

BCSNYSE
Wall Street Score · overall investment65/100
$22.46USD+$0.19 (+0.85%)
Company website www.home.barclays
Headquarters1 Churchill Place, London, GL, E14 5HP, GB
Financial statement currencyGBP · converted to USD at 1.326618
Financial Services · Banks - Diversified
Price updated todayFinancials updated Oct 1, 2026

BCS · Price history

Price at last available close

$22.46

−$2.15 (-8.74%) 1M

2026-10-27

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Company & revenue

About Barclays PLC

Primary reporting period: 2025-12-31 · Research updated Oct 10, 2026. A research update is not a new financial filing.

Who they are

Barclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK; Barclays UK Corporate Bank; Barclays Private Bank and Wealth Management; Barclays Investment Bank; and Barclays US Consumer Bank segments. It offers financial services, such as current accounts, savings accounts, mortgages and unsecured lending, such as credit cards and loans retail banking, wholesale banking, investment banking, wealth management, and investment management services, as well as lending products.

How they make money

Barclays is a diversified financial services group that generates revenue through retail, corporate, and investment banking activities. It operates through a structure of five business areas, including UK retail banking, corporate banking, private banking, and US consumer banking, earning income via net interest margins, fees, commissions, and advisory services.

Products & services

Retail and business banking, credit cards, investment banking, wealth management, and corporate advisory services.

Brands & revenue mix

No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

  • Retail banking customersSource
  • Small and medium-sized enterprisesSource
  • Mid to large corporatesSource
  • Private banking clientsSource

Customer concentration

The company does not disclose specific customer concentration figures in its 2025 annual report.

Suppliers, materials & equipment

  • Barclays Execution Services Limited — Provides technology, operations, and functional services to businesses across the Barclays Group.Source

Strengths

  • Diversified business structureSource
  • Strong global market positionsSource

Risks

  • Market and economic conditionsSource
  • Regulatory and legal risksSource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

65

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

50

Fair

Financial Strength

28

Business Quality / Moat

88

Management

62

Growth Quality

9

Risk / Durability

61

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

73

Fair

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

68/100

Building Historical Record

Model Score 68/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.

At today’s price, the WSS valuation framework currently reads as relatively attractive.

The model outlook is currently moderate.

What we like
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Elevated debt risk
  • •M&A headline · Oct 15, 2026
  • •Revenue fundamentals are weak
  • •Debt / balance-sheet profile needs attention

Company-specific research

Questions worth answering for BCS

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •What is driving BCS's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
  • •How long can BCS fund negative free cash flow using its current cash position before it may need more debt or new shares?
  • •How is BCS likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •Is BCS's valuation discount tied to a temporary concern or to a longer-term business risk?
⚠ 2 warningsView warning details
Elevated debt riskM&A headline · Oct 15, 2026
Business analysis: 17 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

65

0–100 · Fair

Opportunity Score

73

0–100 · Strong

Market Cap

$74.91B

P/E Ratio

9.4

EPS

$2.57

52-Week High

$28.69

52-Week Low

$19.29

Beta

0.88

Intrinsic Value

$99.09

Analyst Target

$20.00

Shares Outstanding

3.45B

Total Revenue

$52.87B

Total Debt

$182.99B

Dividend Yield (TTM)

2.74%

View dividend history

Liquidation Value / Share

$30.68

Estimated net asset value per share

Dividend / Share (TTM)

$0.62

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
30/ 100
+10 pts / 5d

Weakening momentum

5D +0.6% · 20D -8.3% · RSI 42 · Price vs 20D avg -1.9%
Volatility
19/ 100
+7 pts / 5d

Low movement

20D realized vol 22.9% · 60D 21.9% · Acceleration 1.05x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for BCS

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Elevated debt risk

Total debt is at least one year of revenue • Interest coverage is below 2x • Free cash flow is negative

M&A headline · Oct 15, 2026

Barclays Says a Tesla-SpaceX Merger Could Be Announced Before December — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.

24/7 Wall Street

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on BCS.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Diversified business structure.
  • +Strong global market positions.

Potential downside factors

  • −Debt risk (elevated): Total debt is at least one year of revenue.
  • −Interest coverage is below 2x.
  • −Free cash flow is negative.
  • −Market and economic conditions.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair65/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

65

Tap for breakdown →

Poor

17

Debt Cost9.9%
Debt Reduction YoY-18.4%
Debt / Equity2.83x

Tap for breakdown →

Poor

28

Revenue YoY-21.6%
Revenue CAGR1.1%
Net Margin19.8%

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Fair

58

Asset Growth YoY1.7%
Liquidation/Share$30.68
Net Assets/MCap25.82x

Tap for breakdown →

Strong

79

Earnings Yield12.8%
Buyback Yield8.3%
Debt Cost9.9%

Tap for breakdown →

Fair

62

ROIC-25.3%
ROE9.9%
ROA0.5%

Tap for breakdown →

Strong

88

EPS Growth25.5%
FCF/Share Growth—
Rev/Share Growth13.6%

Tap for breakdown →

Elite

100

Intrinsic Value$99.09
Value Reference$59.45
MOS77.5%

Tap for breakdown →

Fair

51

Revenue28
Moat88
Valuation100

Tap for breakdown →

Elite

100

MOS %77.5%
Value Reference$59.45
Deep Discount Reference$39.63

Tap for breakdown →

Weak

44

Interest Coverage0.4x
ROIC-25.3%
FCF Yield-13.1%

Tap for breakdown →

Fair

69

Financial44
Valuation100
Debt17

Tap for breakdown →

Weak

45

Survival Years50.5 yrs
Current Ratio0.58x
FCF Margin-15.9%

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Score Changes

5 historical score records available

Previous Score

63

Sep 9, 2026

Change

+1.8

points

Current Score

65

Oct 1, 2026

Category Changes

Revenue+1.5
Debt0
Assets0
Capital+4.0
Management0
Moat+0.2
Valuation+2.9
Buffett+0.7

BCS increased 1.8 points because Capital improved by 4 points, Valuation improved by 2.9 points.

Positive Contributors

  • + Capital improved by 4 points
  • + Valuation improved by 2.9 points

Projected Score

Projected Score

68

Projected Change

+3.1 points

Preliminary comparable-period financial changes suggest improvement of approximately 3.1 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Review model assumptions

This model estimate is more than three times the share price.

This is a formula-based estimate, not a verified fair value or price target. Check the earnings and growth assumptions.

Stored EPS: $2.57 · Growth assumption: 1.1% · Earnings multiplier: 10.6×.

Current Price

$22.46

Model Intrinsic Value

$99.09

Difference

−$76.63

-77.3% vs IV

Margin of Safety

77.3%

Value Reference: $59.45
Deep Discount Reference: $39.63

Financial Charts

Revenue

201420152016201720182019202020212022202320242025$0$20.0B$40.0B$60.0B$80.0B

Additional Metrics

Operating Cash Flow

201520172019202120232025-$30.0B$0$30.0B$60.0B$90.0B

Total Debt

201520172019202120232025$0$75.0B$150.0B$225.0B$300.0B

Total Assets

201520172019202120232025$0$550.0B$1.1T$1.6T$2.2T

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$52.87B$67.43B$75.64B$66.03B····························
Cost of Revenue$2.66B$28.77B$37.10B$31.72B····························
Gross Profit$50.21B$38.66B$38.54B$34.31B····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$0.00$3.62B$15.84B$15.61B····························
Operating Expenses$36.89B$26.53B$27.61B$25.74B····························
EBITDA$13.33B$14.45B$11.65B$9.32B····························
Operating Income$13.33B$12.12B$10.98B$8.56B····························
Interest Expense$0.00$28.77B$34.39B$29.19B····························
Income Before Tax$13.33B$12.12B$10.93B$8.57B····························
Income Tax Expense$2.83B$2.56B$2.37B$1.61B····························
Net Income$10.45B$9.51B$8.54B$6.86B····························
Basic EPS$2.57$2.39$1.91$1.49····························
Basic Shares3.43B3.45B3.69B3.86B····························
Diluted Shares3.43B3.45B3.82B3.97B····························
Upgrade to Premium for up to 10 annual periods, where available.
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Earnings Summary

Estimated earnings date:A future estimated earnings date is not currently available.
Jun 30, 2026Q2FY2026

Revenue

$24.05B

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$0.85

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

+17.5%

Cash Change

+8.9%

Margin Change

-13.4 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Cash position grew

What Weakened

  • Margins contracted
  • Debt increased

Potential Score Impact

Positive indicators included revenue growth, EPS growth, cash levels. Pressure indicators included debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue increased 165.1%. EPS increased 45.5%. Cash increased 8.9%. Total debt increased 17.5%. Net income margin declined by 13.4 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 120 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

40

Smart Money

40

Number of Gurus

1

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

Start 7-Day Free Trial

Historical Trends

5 historical records
Jul 23, 26Aug 12, 26Sep 2, 26Sep 9, 26Oct 1, 260255075100

Historical Score Chart

3 of 5 records shown
3 historical score records are shown. Start your seven-day free trial to unlock 2 more records and the complete score history.Start Free Trial

Wall Street Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Debt Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Revenue Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Asset Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Capital Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Management Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Moat Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Valuation Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Buffett Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Intrinsic Value

Sep 2, 26Sep 9, 26Oct 1, 26$99.00$99.55$100.10$100.65$101.20

Value Reference

Sep 2, 26Sep 9, 26Oct 1, 26$59.20$59.60$60.00$60.40$60.80

Margin of Safety %

Sep 2, 26Sep 9, 26Oct 1, 260.7%0.7%0.7%0.8%0.8%

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News

Rumor Mill · BCS

Corporate developments & opportunities

Explore market →

No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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