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Primary reporting period: 2025-12-31 · Research updated Oct 10, 2026. A research update is not a new financial filing.
Who they are
Barclays PLC provides various financial services in the United Kingdom, Europe, the Americas, Africa, the Middle East, and Asia. The company operates through Barclays UK; Barclays UK Corporate Bank; Barclays Private Bank and Wealth Management; Barclays Investment Bank; and Barclays US Consumer Bank segments. It offers financial services, such as current accounts, savings accounts, mortgages and unsecured lending, such as credit cards and loans retail banking, wholesale banking, investment banking, wealth management, and investment management services, as well as lending products.
How they make money
Barclays is a diversified financial services group that generates revenue through retail, corporate, and investment banking activities. It operates through a structure of five business areas, including UK retail banking, corporate banking, private banking, and US consumer banking, earning income via net interest margins, fees, commissions, and advisory services.
Products & services
Retail and business banking, credit cards, investment banking, wealth management, and corporate advisory services.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Overall investment score · Quality, value, risk and opportunity
65
Fair
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
50
Fair
Financial Strength
28
Business Quality / Moat
88
Management
62
Growth Quality
9
Risk / Durability
61
Cheap for a Reason · Review the Risks
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
73
Fair
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
68/100
Building Historical Record
Model Score 68/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.
At today’s price, the WSS valuation framework currently reads as relatively attractive.
The model outlook is currently moderate.
What we like
•Valuation scores attractively
•Recent buyback activity is present
What to watch
•Elevated debt risk
•M&A headline · Oct 15, 2026
•Revenue fundamentals are weak
•Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for BCS
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•What is driving BCS's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
•How long can BCS fund negative free cash flow using its current cash position before it may need more debt or new shares?
•How is BCS likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
•Is BCS's valuation discount tied to a temporary concern or to a longer-term business risk?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for BCS
Detected from reported data — verify before acting.
Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Elevated debt risk
Total debt is at least one year of revenue • Interest coverage is below 2x • Free cash flow is negative
M&A headline · Oct 15, 2026
Barclays Says a Tesla-SpaceX Merger Could Be Announced Before December — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Diversified business structure.
+Strong global market positions.
Potential downside factors
−Debt risk (elevated): Total debt is at least one year of revenue.
−Interest coverage is below 2x.
−Free cash flow is negative.
−Market and economic conditions.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Fair65/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Poor
17
Debt Cost9.9%
Debt Reduction YoY-18.4%
Debt / Equity2.83x
Tap for breakdown →
Revenue
Poor
28
Revenue YoY-21.6%
Revenue CAGR1.1%
Net Margin19.8%
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Asset
Fair
58
Asset Growth YoY1.7%
Liquidation/Share$30.68
Net Assets/MCap25.82x
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Capital
Strong
79
Earnings Yield12.8%
Buyback Yield8.3%
Debt Cost9.9%
Tap for breakdown →
Management
Fair
62
ROIC-25.3%
ROE9.9%
ROA0.5%
Tap for breakdown →
Moat
Strong
88
EPS Growth25.5%
FCF/Share Growth—
Rev/Share Growth13.6%
Tap for breakdown →
Valuation
Elite
100
Intrinsic Value$99.09
Value Reference$59.45
MOS77.5%
Tap for breakdown →
Buffett
Fair
51
Revenue28
Moat88
Valuation100
Tap for breakdown →
MOS
Elite
100
MOS %77.5%
Value Reference$59.45
Deep Discount Reference$39.63
Tap for breakdown →
Financial
Weak
44
Interest Coverage0.4x
ROIC-25.3%
FCF Yield-13.1%
Tap for breakdown →
Master
Fair
69
Financial44
Valuation100
Debt17
Tap for breakdown →
Resilience
Weak
45
Survival Years50.5 yrs
Current Ratio0.58x
FCF Margin-15.9%
Tap for breakdown →
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Score Changes
5 historical score records available
Previous Score
63
Sep 9, 2026
Change
+1.8
points
Current Score
65
Oct 1, 2026
Category Changes
Revenue+1.5
Debt0
Assets0
Capital+4.0
Management0
Moat+0.2
Valuation+2.9
Buffett+0.7
BCS increased 1.8 points because Capital improved by 4 points, Valuation improved by 2.9 points.
Positive Contributors
+ Capital improved by 4 points
+ Valuation improved by 2.9 points
Projected Score
Projected Score
68
Projected Change
+3.1 points
Preliminary comparable-period financial changes suggest improvement of approximately 3.1 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Review model assumptions
This model estimate is more than three times the share price.
This is a formula-based estimate, not a verified fair value or price target. Check the earnings and growth assumptions.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$52.87B
$67.43B
$75.64B
$66.03B
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Cost of Revenue
$2.66B
$28.77B
$37.10B
$31.72B
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····
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Gross Profit
$50.21B
$38.66B
$38.54B
$34.31B
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····
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Research & Development
$0.00
$0.00
$0.00
$0.00
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SG&A Expenses
$0.00
$3.62B
$15.84B
$15.61B
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····
····
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Operating Expenses
$36.89B
$26.53B
$27.61B
$25.74B
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EBITDA
$13.33B
$14.45B
$11.65B
$9.32B
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····
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····
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Operating Income
$13.33B
$12.12B
$10.98B
$8.56B
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····
····
····
····
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Interest Expense
$0.00
$28.77B
$34.39B
$29.19B
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····
····
····
····
····
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Income Before Tax
$13.33B
$12.12B
$10.93B
$8.57B
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····
····
····
····
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Income Tax Expense
$2.83B
$2.56B
$2.37B
$1.61B
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····
····
····
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Net Income
$10.45B
$9.51B
$8.54B
$6.86B
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Basic EPS
$2.57
$2.39
$1.91
$1.49
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Basic Shares
3.43B
3.45B
3.69B
3.86B
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····
····
····
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Diluted Shares
3.43B
3.45B
3.82B
3.97B
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Upgrade to Premium for up to 10 annual periods, where available.
Estimated earnings date:A future estimated earnings date is not currently available.
Jun 30, 2026Q2FY2026
Revenue
$24.05B
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$0.85
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+17.5%
Cash Change
+8.9%
Margin Change
-13.4 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Cash position grew
What Weakened
Margins contracted
Debt increased
Potential Score Impact
Positive indicators included revenue growth, EPS growth, cash levels. Pressure indicators included debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 165.1%. EPS increased 45.5%. Cash increased 8.9%. Total debt increased 17.5%. Net income margin declined by 13.4 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Upgrade to Premium to unlock all earnings history.View plans
Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
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Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.