Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.
U-BX Technology Ltd.
UBXGNASDAQ
Wall Street ScoreUnder review
$5.03USD+$0.00 (+0.00%)
The research page contains a warning that has not been mapped to a supported model interpretation. The company research remains available, but the complete score is withheld until the warning is reviewed.
Primary reporting period: 2025-06-30 · Research updated Oct 13, 2026. A research update is not a new financial filing.
Who they are
U-BX Technology Ltd., along with its subsidiaries, specializes in delivering sophisticated, AI-driven services to businesses within China's insurance sector. The company's diverse service portfolio includes digital marketing solutions, comprehensive risk assessment, and integrated supplementary benefits packages. These offerings, which cater to property and auto insurance carriers as well as insurance brokers, feature services such as vehicle maintenance, auto enhancements, and vehicle relocation notifications.
How they make money
U-BX Technology Ltd. operates as a holding company that generates revenue primarily through digital promotion services, risk assessment services, and value-added bundled benefits. The company leverages artificial intelligence-driven technology to connect insurance carriers with individual and institutional customers, earning fees based on the promotion and placement of insurance products and related services.
Products & services
Digital promotion services, risk assessment services, and value-added bundled benefits for the insurance industry.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
The company's revenue is derived from a limited number of insurance carriers and institutional clients, creating significant customer concentration risk as disclosed in the 2025 20-F filing.
Suppliers, materials & equipment
No supplier relationships were confirmed in the sources reviewed. This does not mean the company has no suppliers.
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can UBXG maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•How long can UBXG fund negative free cash flow using its current cash position before it may need more debt or new shares?
•How is UBXG likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
•What specifically needs to improve for UBXG to reach sustainable profitability?
•What future growth or profitability would be needed to justify UBXG's current valuation?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
0–100 market signals
Calculating current signals…
Notices for UBXG
Detected from reported data — verify before acting.
Debt service risk
Interest coverage is low (~-92.8x). Earnings may be strained to cover interest expense.
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on UBXG.
Potential upside factors
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+AI-driven technology platform.
Potential downside factors
−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Advertising Agencies industry.
−Significant customer concentration.
−Regulatory risks in the Chinese insurance and technology sectors.
−Diluted weighted-average shares increased 1765.2% year over year.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Debt
—
Debt Cost8.4%
Debt Reduction YoY44.6%
Debt / Equity0.02x
Tap for breakdown →
Revenue
—
Revenue YoY114.5%
Revenue CAGR-43.9%
Net Margin-21.1%
Tap for breakdown →
Asset
—
Asset Growth YoY24.9%
Liquidation/Share$45.00
Net Assets/MCap9.18x
Tap for breakdown →
Capital
—
Earnings Yield-325.0%
Buyback Yield0.0%
Debt Cost8.4%
Tap for breakdown →
Management
—
ROIC-11.3%
ROE-36.3%
ROA-35.0%
Tap for breakdown →
Moat
—
EPS Growth—
FCF/Share Growth—
Rev/Share Growth-63.1%
Tap for breakdown →
Valuation
—
Intrinsic Value—
Value Reference—
MOS—
Tap for breakdown →
Buffett
—
Revenue—
Moat—
Valuation—
Tap for breakdown →
MOS
—
MOS %—
Value Reference—
Deep Discount Reference—
Tap for breakdown →
Financial
—
Interest Coverage-92.8x
ROIC-11.3%
FCF Yield-208.2%
Tap for breakdown →
Master
—
Financial—
Valuation—
Debt—
Tap for breakdown →
Resilience
—
Survival Years1.3 yrs
Current Ratio10.24x
FCF Margin-29.0%
Tap for breakdown →
Was this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
YesNot yetDismiss
Score Changes
Score changes will appear once more historical records are available.
Price vs. Value
Valuation unavailable
Current Price
$5.03
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Value Reference: —
Deep Discount Reference: —
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
Revenue
$63.6M
$29.7M
$51.6M
$94.3M
····
····
····
Cost of Revenue
$63.2M
$29.4M
$50.9M
$92.7M
····
····
····
Gross Profit
$397K
$252K
$694K
$1.6M
····
····
····
Research & Development
$0.00
$0.00
$0.00
$0.00
····
····
····
SG&A Expenses
$14.4M
$3.4M
$1.6M
$1.5M
····
····
····
Operating Expenses
$14.4M
$3.4M
$1.6M
$1.5M
····
····
····
EBITDA
-$13.4M
-$2.9M
-$582K
$247K
····
····
····
Operating Income
-$14.0M
-$3.1M
-$873K
$154K
····
····
····
Interest Expense
$41K
$33K
$13K
$1K
····
····
····
Income Before Tax
-$13.6M
-$3.0M
-$606K
$244K
····
····
····
Income Tax Expense
-$158K
-$236K
$142K
$38K
····
····
····
Net Income
-$13.4M
-$2.7M
-$749K
$206K
····
····
····
Basic EPS
$-22.25
$-9.25
$-11.75
$3.50
····
····
····
Basic Shares
1.14M
292K
63.1K
60.0K
····
····
····
Diluted Shares
1.14M
292K
63.1K
60.0K
····
····
····
Upgrade to Premium for up to 10 annual periods, where available.
Estimated earnings date:A future estimated earnings date is not currently available.
Dec 31, 2025Q2FY2026
Revenue
$11.7M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
-$9.00
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
-100.0%
Cash Change
-47.2%
Margin Change
-89.3 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Debt reduced
What Weakened
Margins contracted
Cash position declined
Potential Score Impact
Positive indicators included debt levels. Pressure indicators included revenue growth, EPS growth, cash levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 32.6%. EPS declined 300.0%. Cash declined 47.2%. Total debt declined 100.0%. Net income margin declined by 89.3 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.