Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.
Bloomia Holdings Inc.
TULPNASDAQ
Wall Street ScoreUnder review
$2.26USD$-0.04 (-1.74%)
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Primary reporting period: 2025-12-31 · Research updated Oct 13, 2026. A research update is not a new financial filing.
Who they are
Bloomia Holdings, Inc., a specialty agricultural company, through its subsidiaries, focuses on making and managing its agricultural investments in the United States and internationally. It produces and sells fresh-cut tulips. The company was formerly known as Lendway, Inc. and changed its name to Bloomia Holdings, Inc. in January 2026.
How they make money
Bloomia Holdings, Inc. operates as a specialty agriculture company focused on the production and distribution of flower bulbs. The company generates revenue primarily through the sale of these agricultural products to commercial growers and retailers, while managing significant operational costs related to bulb procurement and inventory maintenance.
Products & services
The company specializes in the cultivation, procurement, and wholesale distribution of flower bulbs for the agricultural and floral industries.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can TULP maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•How long can TULP fund negative free cash flow using its current cash position before it may need more debt or new shares?
•Is TULP's debt load manageable relative to cash generation, interest costs and upcoming maturities?
•What specifically needs to improve for TULP to reach sustainable profitability?
•What future growth or profitability would be needed to justify TULP's current valuation?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for TULP
Detected from reported data — verify before acting.
High debt risk
Total debt is at least one year of revenue • Interest coverage is below 2x • Free cash flow is negative • Cash covers less than 20% of total debt
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on TULP.
Potential upside factors
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Specialized market position in the flower bulb industry.
Potential downside factors
−Debt risk (high): Total debt is at least one year of revenue.
−Interest coverage is below 2x.
−Free cash flow is negative.
−Cash covers less than 20% of total debt.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
Click any score for full breakdown
Debt
—
Debt Cost3.3%
Debt Reduction YoY-11.5%
Debt / Equity16.35x
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Revenue
—
Revenue YoY1.3%
Revenue CAGR—
Net Margin-23.2%
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Asset
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Asset Growth YoY5.6%
Liquidation/Share$2.89
Net Assets/MCap2.25x
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Capital
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Earnings Yield-93.9%
Buyback Yield1.0%
Debt Cost3.3%
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Management
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ROIC-2.0%
ROE-84.0%
ROA-13.2%
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Moat
—
EPS Growth—
FCF/Share Growth—
Rev/Share Growth14.3%
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Valuation
—
Intrinsic Value—
Value Reference—
MOS—
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Buffett
—
Revenue—
Moat—
Valuation—
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MOS
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MOS %—
Value Reference—
Deep Discount Reference—
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Financial
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Interest Coverage-0.4x
ROIC-2.0%
FCF Yield-32.2%
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Master
—
Financial—
Valuation—
Debt—
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Resilience
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Survival Years0.3 yrs
Current Ratio1.68x
FCF Margin-8.1%
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Score Changes
Score changes will appear once more historical records are available.
Price vs. Value
Valuation unavailable
Current Price
$2.26
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Value Reference: —
Deep Discount Reference: —
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$48.1M
$47.5M
$37.8M
$0.00
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Cost of Revenue
$40.3M
$37.9M
$31.3M
$7K
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Gross Profit
$7.8M
$9.6M
$6.4M
-$7K
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Research & Development
$0.00
$0.00
$0.00
$0.00
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SG&A Expenses
$11.5M
$11.1M
$11.8M
$3.5M
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Operating Expenses
$11.5M
$11.1M
$11.8M
$3.5M
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EBITDA
-$501K
$1.3M
-$3.6M
-$3.0M
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Operating Income
-$3.7M
-$1.4M
-$5.4M
-$3.5M
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Interest Expense
$3.7M
$3.8M
$3.0M
$0.00
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Income Before Tax
-$14.0M
-$5.8M
-$9.2M
-$3.0M
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Income Tax Expense
-$579K
-$1.7M
-$2.3M
$20K
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Net Income
-$11.2M
-$3.6M
-$5.7M
-$547K
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Basic EPS
$-4.44
$-2.06
$-3.24
$-0.31
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Basic Shares
4.77M
1.77M
1.77M
1.78M
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Diluted Shares
4.77M
1.77M
1.77M
1.78M
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Upgrade to Premium for up to 10 annual periods, where available.
Estimated earnings date:A future estimated earnings date is not currently available.
Jun 30, 2026Q2FY2026
Revenue
$21.8M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
-$1.11
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
-14.2%
Cash Change
+60.3%
Margin Change
-28.8 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Cash position grew
Debt reduced
What Weakened
Margins contracted
Potential Score Impact
Positive indicators included cash levels, debt levels. Pressure indicators included revenue growth, EPS growth, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 5.9%. EPS declined 288.1%. Cash increased 60.3%. Total debt declined 14.2%. Net income margin declined by 28.8 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
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Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
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Premium
5 Years
$———.——
Premium
10 Years
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Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.