TROOPS, Inc.
TROO · Price history
Price at last available close
$2.25
+$0.55 (+32.35%) 1M
2026-10-27
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Company & revenue
About TROOPS, Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
TROOPS, Inc., established in 2005 and headquartered in Tsuen Wan, Hong Kong, conducts a multi-faceted business primarily across Hong Kong and Australia. The company engages in financial services, extending credit for various purposes, including mortgages, personal loans, and corporate financing. Beyond traditional lending, it manages a digital financial platform accessible via a mobile application, designed to connect financial institutions with consumers and offer diverse financial technology solutions, such as API services.
How they make money
TROOPS, Inc. operates as a conglomerate with subsidiaries in Hong Kong and China that generate revenue through interest income from money lending services, rental income from property investments, technology platform service fees, and professional advisory services.
Products & services
The company provides financial services including money lending, property investment and leasing, technology platform services, and professional business advisory services.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
Period ended 2025-12-31Source
Period ended 2025-12-31Source
Period ended 2025-12-31Source
Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.
Customer types
Customer concentration
No quantified customer-concentration disclosure is available in the current saved research.
Suppliers, materials & equipment
- Professional service providers — The company utilizes various third-party professional service providers for legal, accounting, and administrative support.Source
Strengths
- Diversified revenue streams across financial and property sectorsSource
Financial risk observations and what to check
These are saved observations about business performance, not predictions. Review the company filings alongside the interpretation below. Latest stored financial period end: 2025-12-31.
Opportunity Score is currently unavailable; Wall Street Score remains independently validated.
The unavailable Opportunity Score is a separate model output. It must not be substituted with zero or inferred from the company score.
Diluted weighted-average shares increased 20.2% year over year.
Compare per-share results with total earnings and inspect the equity footnote. A change in weighted-average shares does not by itself establish the cause, the number of shares issued today, or the economic effect of a split.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
26
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
41
Weak
Financial Strength
55
Business Quality / Moat
20
Management
40
Growth Quality
73
Risk / Durability
1
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Model Outlook
12-month model · What does the model think happens next?
Outperformance analysis is not currently available.
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
A current Opportunity Score is not available.
The 12-month model outlook is not currently available.
- •Balance-sheet / debt profile scores strongly
- •Recent buyback activity is present
- •Valuation is a weaker part of the current profile
- •Revenue fundamentals are weak
- •Asset quality is a weaker factor
Company-specific research
Questions worth answering for TROO
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Can TROO maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
- •Is TROO's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •How is TROO likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
- •What specifically needs to improve for TROO to reach sustainable profitability?
- •What future growth or profitability would be needed to justify TROO's current valuation?
Essential Investment Snapshot
Wall Street Score
26
Market Cap
$274.2M
P/E Ratio
-4.9
EPS
$-0.36
52-Week High
$5.28
52-Week Low
$1.02
Beta
3.56
Shares Outstanding
120.7M
Total Revenue
$27.2M
Total Debt
$4K
Dividend
No current dividend
Liquidation Value / Share
$0.41
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong upward momentum
Extreme movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for TROO
Detected from reported data — verify before acting.Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Community Sentiment
0 active · 0 total callsNo personal call yet on TROO.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Diversified revenue streams across financial and property sectors.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Financial - Credit Services industry.
- −Legal and regulatory risks including winding-up petitions.
- −Risk of delisting from Nasdaq.
- −Diluted weighted-average shares increased 20.2% year over year.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
2 historical score records availablePrevious Score
26
Jul 24, 2026
Change
+0.1
points
Current Score
26
Oct 1, 2026
Category Changes
TROO increased 0.1 points because overall fundamentals improved.
Projected Score
Projected Score
28
Projected Change
+2.4 points
Preliminary comparable-period financial changes suggest improvement of approximately 2.4 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Valuation unavailableCurrent Price
$2.25
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Large reported revenue change: +69.7%
Revenue changed sharply from 2024 to 2025. This can reflect a real business change, acquisition, divestiture, discontinued operations, restatement, or reporting-basis change. Compare the underlying filing before treating it as normal growth or decline.
TTM may combine quarters from before and after the event, so its trend can also be distorted.
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $17.1M | $17.1M | $10.1M | $3.6M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $15.5M | $15.5M | $8.1M | $2.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $1.6M | $1.6M | $1.9M | $776K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $18.2M | $18.2M | $4.0M | $2.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $18.2M | $18.2M | $7.7M | $2.6M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | -$27.1M | -$27.1M | -$11.2M | $319K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | -$16.7M | -$16.7M | -$5.7M | -$1.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $0.00 | $0.00 | $0.00 | $62K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | -$29.4M | -$29.4M | -$13.4M | -$1.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | -$1.5M | -$1.5M | $27K | -$140K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | -$27.9M | -$27.9M | -$13.4M | -$1.7M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $-0.23 | $-0.23 | $-0.13 | $-0.02 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 122M | 121M | 102M | 102M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 122M | 121M | 102M | 102M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$9.5M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
-$0.22
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
-84.6%
Cash Change
-22.3%
Margin Change
-122.8 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Debt reduced
What Weakened
- Margins contracted
- Cash position declined
Potential Score Impact
Positive indicators included revenue growth, EPS growth, debt levels. Pressure indicators included cash levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 27.0%. EPS increased 88.7%. Cash declined 22.3%. Total debt declined 84.6%. Net income margin declined by 122.8 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
2 historical records2 historical score records available.
Historical Score Chart
2 of 2 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Financial - Credit ServicesNews
TROOPS, Inc. (NASDAQ: TROO) Strengthens Leadership Team with Appointment of Jacopo Visetti as Director and Sergio Carloni as Chief Operating Officer
TROOPS (NASDAQ:TROO) Stock Falls 3.4% – Here’s Why
TROOPS, Inc. (NASDAQ: TROO) Issues Statement Rebutting Misleading Short-Seller Report and Provides Update on Hong Kong Legal Proceedings
Rumor Mill · TROO
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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