Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

FinVolution Group

FINVNYSE

Wall Street Score · overall investment75/100

$2.90USD$-0.12 (-3.97%)

Company website ir.finvgroup.com

HeadquartersBuilding G1, Shanghai, SH, 201203, CN

Financial statement currencyCNY · converted to USD at 0.148879

Financial Services · Financial - Credit Services

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Price updated todayFinancials updated Oct 1, 2026

Price Chart$-0.40 (-12.12%)

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Company & revenue

About FinVolution Group

Who they are

FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience.

Detailed revenue, brand and relationship research has not yet been completed for FINV.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

Strong

PoorElite

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Company Quality

How good is the actual business—regardless of today’s stock price?

Fair

Financial Strength

Business Quality / Moat

Management

100

Growth Quality

Risk / Durability

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

Fully Valued

Based on current valuation, company quality, recent trends, and available market signals.

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Model Outlook

12-month model · What does the model think happens next?

63/100

Building Historical Record

Model Score 63/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).

Probability unavailable — the model has not produced a calibrated probability yet.

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WSS View

The quick read

WSS currently rates the company as financially and fundamentally strong.

At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.

The model outlook is currently moderate.

What we like

•Strong overall Company Strength score
•Valuation scores attractively
•Recent buyback activity is present

What to watch

•Revenue fundamentals are weak
•Debt / balance-sheet profile needs attention

Company-specific research

Questions worth answering for FINV

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

•What is driving FINV's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
•Is FINV's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•How is FINV likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
•Is FINV's valuation discount tied to a temporary concern or to a longer-term business risk?

Business analysis: 29 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

0–100 · Strong

Opportunity Score

0–100 · Fair

Market Cap

$720.4M

P/E Ratio

2.6

EPS

$1.15

52-Week High

$7.65

52-Week Low

$3.01

Beta

0.39

Intrinsic Value

$22.22

Analyst Target

$4.70

Shares Outstanding

266.8M

Total Revenue

$1.94B

Total Debt

$234.5M

Dividend Yield

10.55%

View dividend history

Liquidation Value / Share

$9.34

Estimated net asset value per share

Annual Dividend

$0.31

View dividend history

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals

Momentum

8/ 100

+1 pts / 5d

Strong downward momentum

5D -6.8% · 20D -12.1% · RSI 16 · Price vs 20D avg -10.3%

Volatility

20/ 100

-56 pts / 5d

Low movement

20D realized vol 27.2% · 60D 52.7% · Acceleration 0.52x

Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for FINV

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls

0% Bullish (0) 0% Bearish (0)

No personal call yet on FINV.

What the Bulls Say

+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Product opportunity: FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enhances the user experience. By March 31, 2022, FinVolution Group had accumulated a substantial user b.
+Positive free cash flow may provide capacity to invest in growth.

What the Bears Say

−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Financial - Credit Services industry.

Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.

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Scores

Click any score for full breakdown

Wall Street Score

Strong75/ 100

Weak (0–50)Fair (51–71)Strong (72+)

Strong

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Weak

Debt Cost3.5%

Debt Reduction YoY-37.6%

Debt / Equity0.08x

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Weak

Revenue YoY-1.1%

Revenue CAGR2.4%

Net Margin14.5%

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Fair

Asset Growth YoY7.7%

Liquidation/Share$9.34

Net Assets/MCap4.85x

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Elite

100

Earnings Yield37.5%

Buyback Yield12.1%

Debt Cost3.5%

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Elite

100

ROIC17.8%

ROE11.4%

ROA7.3%

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Fair

EPS Growth5.8%

FCF/Share Growth17.4%

Rev/Share Growth19.3%

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Elite

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FinVolution Group

About FinVolution Group

The quick read

Questions worth answering for FINV

Essential Investment Snapshot

Momentum & Volatility Signals

Community Sentiment

What the Bulls Say

What the Bears Say

Scores

Score Changes

Price vs. Value

Related Companies

News

Related Stock Research

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