Your privacy choices

Essential storage keeps the site working. With your permission, we also measure visits and interactions on public research pages using first-party analytics. Optional third-party analytics and advertising trackers are currently disabled.

Read our privacy policy
Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

Toast, Inc.

TOSTNYSE
Wall Street Score · overall investment50/100
$29.79USD+$0.56 (+1.92%)
Company website pos.toasttab.com
Headquarters333 Summer Street, Boston, MA, 02210, US
Financial statement currencyUSD · no FX conversion applied
Technology · Software - Infrastructure
Price updated todayFinancials updated Oct 1, 2026
Price Chart$-4.14 (-12.20%)
2026-09-042026-09-092026-09-112026-09-152026-09-172026-09-212026-09-232026-09-252026-09-292026-10-02$28.00$30.00$32.00$34.00$36.00

Company & revenue

About Toast, Inc.

Who they are

Toast, Inc. delivers a comprehensive cloud-based digital technology platform tailored specifically for the restaurant sector, serving businesses across the United States and Ireland. Its extensive product suite features an array of hardware solutions, including the foundational Toast Point of Sale (POS) system. Toast Flex offers versatile functionality, adaptable as an on-counter order and payment terminal, a server workstation, a guest kiosk, a kitchen display system, or an order fulfillment hub.

Detailed revenue, brand and relationship research has not yet been completed for TOST.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

50

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

78

Strong

Financial Strength

67

Business Quality / Moat

100

Management

100

Growth Quality

64

Risk / Durability

30

Great Company · Expensive Stock

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

54

Avoid

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

63/100

Building Historical Record

Model Score 63/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

WSS currently sees meaningful weaknesses in the company-strength profile.

At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.

The model outlook is currently moderate.

What we like
  • •Recent buyback activity is present
What to watch
  • •Valuation is a weaker part of the current profile
  • •Revenue fundamentals are weak

Company-specific research

Questions worth answering for TOST

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can TOST maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is TOST's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •How is TOST likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •What future growth or profitability would be needed to justify TOST's current valuation?
Business analysis: 39 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

50

0–100 · Weak

Opportunity Score

54

0–100 · Fair

Market Cap

$17.28B

P/E Ratio

35.2

EPS

$0.83

52-Week High

$39.73

52-Week Low

$22.26

Beta

1.73

Intrinsic Value

$31.96

Analyst Target

$39.00

Shares Outstanding

607.0M

Total Revenue

$6.80B

Total Debt

$40.0M

Dividend

No current dividend

View dividend history

Liquidation Value / Share

$3.37

Estimated net asset value per share

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
26/ 100
-7 pts / 5d

Strong downward momentum

5D -2.6% · 20D -12.2% · RSI 26 · Price vs 20D avg -3.8%
Volatility
27/ 100
+5 pts / 5d

Low movement

20D realized vol 34.1% · 60D 37.0% · Acceleration 0.92x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for TOST

Detected from reported data — verify before acting.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on TOST.

What the Bulls Say

  • +Product opportunity: Toast, Inc. delivers a comprehensive cloud-based digital technology platform tailored specifically for the restaurant sector, serving businesses across the United States and Ireland. Its extensive product suite features an array of hardware solutions, including the foundational Toast Point of Sale (POS) system. Toast Flex offers versatile functionality, adaptable as an on-counter order and payment terminal, a server workstation, a guest kiosk, a kitchen display system, or an order fulfillment hu.
  • +Positive free cash flow may provide capacity to invest in growth.

What the Bears Say

No strong bearish data point is currently available.

Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Weak50/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

50

Tap for breakdown →

Fair

64

Debt Cost—
Debt Reduction YoY-17.6%
Debt / Equity0.02x

Tap for breakdown →

Weak

40

Revenue YoY10.6%
Revenue CAGR26.2%
Net Margin7.1%

Tap for breakdown →

Fair

64

Asset Growth YoY27.7%
Liquidation/Share$3.37
Net Assets/MCap0.19x

Tap for breakdown →

Poor

14

Earnings Yield2.9%
Buyback Yield0.2%
Debt Cost—

Tap for breakdown →

Elite

100

ROIC28.2%
ROE23.8%
ROA15.3%

Tap for breakdown →

Elite

100

EPS Growth16.4%
FCF/Share Growth93.5%
Rev/Share Growth28.7%

Tap for breakdown →

Poor

25

Intrinsic Value$31.96
Value Reference$19.17
MOS0.1%

Tap for breakdown →

Fair

66

Revenue40
Moat100
Valuation25

Tap for breakdown →

Poor

21

MOS %0.1%
Value Reference$19.17
Deep Discount Reference$12.78

Tap for breakdown →

Poor

38

Interest Coverage—
ROIC28.2%
FCF Yield3.6%

Tap for breakdown →

Weak

45

Financial38
Valuation25
Debt64

Tap for breakdown →

Strong

71

Survival Years1.8 yrs
Current Ratio2.75x
FCF Margin0.1%

Tap for breakdown →

Was this stock page easy to understand?

One click helps us improve the research experience. This is not tied to an investment decision.

Score Changes

2 historical score records available

Previous Score

45

Jul 24, 2026

Change

+4.7

points

Current Score

50

Oct 1, 2026

Category Changes

Revenue+6.6
Debt0
Assets-0.1
Capital+2.0
Management0
Moat0
Valuation+21.6
Buffett+3.5

TOST increased 4.7 points because Revenue improved by 6.6 points, Capital improved by 2 points, Valuation improved by 21.6 points.

Positive Contributors

  • + Revenue improved by 6.6 points
  • + Capital improved by 2 points
  • + Valuation improved by 21.6 points
  • + Buffett improved by 3.5 points

Projected Score

Projected Score

52

Projected Change

+2.0%

Preliminary comparable-period financial changes suggest improvement of approximately 2.0 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Near Fair Value

Current Price

$29.79

Intrinsic Value

$31.96

Difference

−$2.17

-6.8% vs IV

Margin of Safety

6.8%

UndervaluedFair ValueOvervalued
Value Reference: $19.17
Deep Discount Reference: $12.78

Related Companies

Software - Infrastructure

GCT

GigaCloud Technology Inc.

75Strong
$51.68View

STNE

StoneCo Ltd.

73Strong
$9.26View

NTNX

Nutanix, Inc.

69Fair
$70.46View

EEFT

Euronet Worldwide, Inc.

69Fair
$62.87View

RELY

Remitly Global, Inc.

66Fair
$21.20View

RAMP

LiveRamp Holdings, Inc.

63Fair
$37.63View

News

Zacks Investment Research18h ago

Here's Why Toast (TOST) is a Strong Growth Stock

Zacks Investment Research1d ago

Toast, Inc. (TOST) is Attracting Investor Attention: Here is What You Should Know

Zacks Investment Research2d ago

Toast (TOST) Falls More Steeply Than Broader Market: What Investors Need to Know

Zacks Investment Research2d ago

Toast Expands Into Convenience Stores With New Fuel Platform

Related Stock Research

Continue researching this company with related Wall Street Score rankings and investing guides.

Highest Wall Street Score stocksBest growth stocksAI stock rankingsHow Wall Street Score worksHow to analyze a stockUnderstanding financial healthIntrinsic value guide

Score Alerts

Premium unlocks alerts when a score rises, falls, or reaches your target price.

Start 7-Day Free Trial

Portfolio Score

Premium unlocks portfolio scoring, strongest and weakest holdings, and overall margin of safety.

Start 7-Day Free Trial