StoneCo Ltd.
Company & revenue
About StoneCo Ltd.
Who they are
StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer hyper-local sales and services; and sells solutions to brick-and-mortar and digital merchants through sales team.
Detailed revenue, brand and relationship research has not yet been completed for STNE.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
73
Strong
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
61
Fair
Financial Strength
44
Business Quality / Moat
82
Management
94
Growth Quality
35
Risk / Durability
31
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
77
Fair
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
76/100
Building Historical Record
Model Score 76/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
WSS currently rates the company as financially and fundamentally strong.
At today’s price, the WSS valuation framework currently reads as relatively attractive.
The model outlook is currently positive.
- •Strong overall Company Strength score
- •Asset quality scores strongly
- •Valuation scores attractively
- •Recent buyback activity is present
- •Revenue fundamentals are weak
- •Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for STNE
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving STNE's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •How long can STNE fund negative free cash flow using its current cash position before it may need more debt or new shares?
- •Is STNE's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •Is STNE's valuation discount tied to a temporary concern or to a longer-term business risk?
Essential Investment Snapshot
Wall Street Score
73
Opportunity Score
77
Market Cap
$2.32B
P/E Ratio
3.7
EPS
$2.53
52-Week High
$19.64
52-Week Low
$8.95
Beta
1.62
Intrinsic Value
$97.43
Analyst Target
$13.50
Shares Outstanding
273.5M
Total Revenue
$2.70B
Total Debt
$3.12B
Dividend
No current dividend
Liquidation Value / Share
$6.34
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Weakening momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for STNE
Detected from reported data — verify before acting.Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Community Sentiment
0 active · 0 total callsNo personal call yet on STNE.
What the Bulls Say
- +Product opportunity: StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company offers financial services, including payment, prepayment, digital banking, and credit solutions. It distributes its solutions, principally through proprietary and franchised Stone Hubs, which offer hyper-local sales and services.
- +Product opportunity: and sells solutions to brick-and-mortar and digital merchants throug.
What the Bears Say
- −Negative free cash flow may increase the need for outside financing and dilution.
Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
2 historical score records availablePrevious Score
71
Jul 24, 2026
Change
+1.7
points
Current Score
73
Oct 1, 2026
Category Changes
STNE increased 1.7 points because Valuation improved by 15 points.
Positive Contributors
- + Valuation improved by 15 points
Projected Score
Projected Score
72
Projected Change
-80.0%
Preliminary comparable-period financial changes suggest decline of approximately 0.8 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$9.55
Intrinsic Value
$97.43
Difference
−$87.88
-90.2% vs IV
Margin of Safety
90.2%
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