PulteGroup, Inc.
PHM · Price history
Price at last available close
$121.63
+$2.50 (+2.10%) 1M
2026-10-27
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Company & revenue
About PulteGroup, Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
PulteGroup, Inc. engages in the homebuilding business. The firm is also involved in mortgage banking and title and insurance brokerage operations. It operates through the Homebuilding and Financial services business segments.
How they make money
PulteGroup operates primarily as a homebuilder, generating revenue through the construction and sale of single-family detached and attached homes. It also operates a captive financial services business, Pulte Mortgage, which provides mortgage banking, title, and insurance services to support its homebuilding customers.
Products & services
Residential home construction across various buyer groups (first-time, move-up, and active-adult) and integrated financial services including mortgage origination, title, and insurance.
Brands & revenue mix
Brand focused on various buyer groups.
Separate brand revenue is not available in this research.Source
Brand focused on active-adult buyers.
Separate brand revenue is not available in this research.Source
Regional homebuilding brand.
Separate brand revenue is not available in this research.Source
Luxury homebuilding brand.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer concentration
The company does not disclose significant customer concentration as its business model involves selling individual homes to a large number of diverse retail homebuyers.
Suppliers, materials & equipment
- Building materials and labor subcontractors — The company relies on various third-party suppliers for raw materials and subcontractors for construction labor.Source
Competitors
- National, regional, and local homebuilders — The company competes with numerous homebuilders in each of its local markets across the United States.Source
Strengths
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
61
Fair
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
79
Strong
Financial Strength
85
Business Quality / Moat
84
Management
100
Growth Quality
19
Risk / Durability
97
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
48
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
53/100
Building Historical Record
Model Score 53/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently moderate.
- •Balance-sheet / debt profile scores strongly
- •Recent buyback activity is present
- •Revenue fundamentals are weak
- •Asset quality is a weaker factor
Company-specific research
Questions worth answering for PHM
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving PHM's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •Is PHM's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Does PHM's balance between cash and debt leave enough flexibility if business conditions weaken?
Essential Investment Snapshot
Wall Street Score
61
Opportunity Score
48
Market Cap
$23.17B
P/E Ratio
11.3
EPS
$9.83
52-Week High
$144.50
52-Week Low
$107.16
Beta
1.16
Intrinsic Value
$135.76
Analyst Target
$138.00
Shares Outstanding
199.5M
Total Revenue
$16.41B
Total Debt
$2.30B
Dividend Yield (TTM)
0.86%
Liquidation Value / Share
$65.22
Dividend / Share (TTM)
$1.04
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Neutral / mixed momentum
Low movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for PHM
Detected from reported data — verify before acting.Dividend history reported
Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Community Sentiment
0 active · 0 total callsNo personal call yet on PHM.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Geographically diverse homebuilding operations within the U.S.
- +Strong presence across all buyer groups (first-time, move-up, and active-adult).
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Residential Construction industry.
- −Dependence on the availability and cost of land, labor, and materials.
- −Sensitivity to interest rate fluctuations and general economic conditions.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
4 historical score records availablePrevious Score
60
Oct 12, 2026
Change
+0.4
points
Current Score
61
Oct 20, 2026
Category Changes
PHM increased 0.4 points because overall fundamentals improved.
Projected Score
Projected Score
55
Projected Change
-5.8 points
Preliminary comparable-period financial changes suggest decline of approximately 5.8 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$121.63
Model Intrinsic Value
$135.76
Difference
−$14.13
-10.4% vs IV
Margin of Safety
10.4%
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $16.41B | $17.31B | $17.95B | $16.06B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $12.39B | $12.74B | $12.73B | $11.34B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $4.01B | $4.57B | $5.22B | $4.72B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $1.16B | $1.6M | $1.32B | $1.31B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $1.61B | $1.57B | $1.33B | $1.32B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | $2.43B | $3.02B | $4.10B | $3.53B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | $2.40B | $3.00B | $3.89B | $3.40B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $501K | $605K | $479K | $469K | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | $2.49B | $2.91B | $4.01B | $3.45B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $588.4M | $692.6M | $922.6M | $846.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | $1.91B | $2.22B | $3.08B | $2.60B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $9.83 | $11.21 | $14.82 | $11.79 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 192M | 198M | 208M | 220M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 194M | 200M | 210M | 221M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$3.98B
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$2.43
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
-3.1%
Cash Change
+5.4%
Margin Change
-2.0 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Cash position grew
- Debt reduced
What Weakened
- Margins contracted
Potential Score Impact
Positive indicators included cash levels, debt levels. Pressure indicators included revenue growth, EPS growth, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 9.6%. EPS declined 19.8%. Cash increased 5.4%. Total debt declined 3.1%. Net income margin declined by 2.0 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Log in to view dividend history.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
4 historical recordsHistorical Score Chart
3 of 4 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
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Rumor Mill · PHM
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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