M/I Homes, Inc.
MHO · Price history
Price at last available close
$127.23
−$8.56 (-6.30%) 1M
2026-10-29
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Company & revenue
About M/I Homes, Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
M/I Homes, Inc. (MHO), along with its affiliated companies, constructs single-family residences across a broad geographical area, including Ohio, Indiana, Illinois, Minnesota, Michigan, Florida, Texas, North Carolina, and Tennessee. Its operations are divided into three primary segments: Northern Homebuilding, Southern Homebuilding, and Financial Services. Under the M/I Homes brand, the company engages in the entire process of home development, from conceptual design and construction to marketing and sales.
How they make money
M/I Homes designs, sells, and builds single-family homes on developed lots. The company also operates a financial services segment, M/I Financial, which provides mortgage banking and title services to its homebuyers to facilitate the home purchase process.
Products & services
Single-family residential home construction, mortgage financing, and title services.
Brands & revenue mix
Primary brand for residential home construction.
Separate brand revenue is not available in this research.Source
Brand for mortgage and title services.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer types
- Individual homebuyersSource
Customer concentration
The company does not have a concentration of customers as its business consists of sales to individual homebuyers.
Suppliers, materials & equipment
- Building materials and construction labor — The company relies on various third-party suppliers and subcontractors for raw materials and labor; specific supplier names are not disclosed.Source
Competitors
- Public and private homebuilders — The company competes with numerous national, regional, and local homebuilders in each of its operating markets.Source
Strengths
Sources
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
57
Fair
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
64
Fair
Financial Strength
64
Business Quality / Moat
46
Management
100
Growth Quality
23
Risk / Durability
97
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
50
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
54/100
Building Historical Record
Model Score 54/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.
At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.
The model outlook is currently moderate.
- •Recent buyback activity is present
- •Repurchase headline · Aug 12, 2026
- •Revenue fundamentals are weak
Company-specific research
Questions worth answering for MHO
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving MHO's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •Is MHO's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Does MHO's balance between cash and debt leave enough flexibility if business conditions weaken?
Essential Investment Snapshot
Wall Street Score
57
Opportunity Score
50
Market Cap
$3.22B
P/E Ratio
10.2
EPS
$12.14
52-Week High
$163.66
52-Week Low
$116.78
Beta
1.60
Intrinsic Value
$158.04
Analyst Target
$168.50
Shares Outstanding
27.3M
Total Revenue
$4.26B
Total Debt
$1.00B
Dividend
No current dividend
Liquidation Value / Share
$118.06
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Weakening momentum
Normal movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for MHO
Detected from reported data — verify before acting.Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Repurchase headline · Aug 12, 2026
M/I Homes Announces $250 Million Share Repurchase Authorization — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
PRNewsWireCommunity Sentiment
0 active · 0 total callsNo personal call yet on MHO.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Geographic diversity across 17 divisions in 10 states.
- +Integrated financial services segment providing mortgage and title support.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Residential Construction industry.
- −Fluctuations in interest rates and availability of mortgage financing.
- −Availability and cost of land, labor, and building materials.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
4 historical score records availablePrevious Score
54
Oct 5, 2026
Change
+2.9
points
Current Score
57
Oct 21, 2026
Category Changes
MHO increased 2.9 points because Capital improved by 4 points, Valuation improved by 10.7 points.
Positive Contributors
- + Capital improved by 4 points
- + Valuation improved by 10.7 points
Projected Score
Projected Score
53
Projected Change
-4.6 points
Preliminary comparable-period financial changes suggest decline of approximately 4.6 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
UndervaluedCurrent Price
$127.31
Model Intrinsic Value
$158.04
Difference
−$30.74
-19.4% vs IV
Margin of Safety
19.4%
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $4.26B | $4.42B | $4.50B | $4.03B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $3.34B | $3.40B | $3.31B | $3.01B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $918.5M | $1.02B | $1.20B | $1.01B | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $0.00 | $0.00 | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $518.6M | $510.6M | $492.8M | $431.7M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $518.6M | $510.6M | $492.8M | $431.7M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | $511.9M | $563.3M | $749.1M | $621.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | $400.0M | $506.6M | $706.3M | $581.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $80.3M | $20.0M | -$27.5M | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | $414.1M | $526.6M | $733.6M | $607.3M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $96.7M | $123.6M | $169.9M | $141.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | $317.4M | $402.9M | $563.7M | $465.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $12.14 | $15.07 | $20.29 | $16.76 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 25.67M | 26.73M | 27.78M | 27.77M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 26.19M | 27.34M | 28.60M | 28.72M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$1.06B
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$3.02
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
-2.6%
Cash Change
-8.1%
Margin Change
-3.0 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Debt reduced
What Weakened
- Margins contracted
- Cash position declined
Potential Score Impact
Positive indicators included debt levels. Pressure indicators included revenue growth, EPS growth, cash levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 8.5%. EPS declined 31.7%. Cash declined 8.1%. Total debt declined 2.6%. Net income margin declined by 3.0 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
4 historical recordsHistorical Score Chart
3 of 4 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Residential ConstructionNews
M/I Homes: High Mortgage Rates Cloud Earnings (Rating Downgrade)
M/I Homes (MHO) Lags Q3 Earnings and Revenue Estimates
M/I Homes Reports 2026 Third Quarter Results
M/I Homes (MHO) Dips More Than Broader Market: What You Should Know
Rumor Mill · MHO
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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