Offerpad Solutions Inc.
OPAD · Price history
Price at last available close
$2.45
−$0.82 (-25.08%) 1M
2026-10-27
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Company & revenue
About Offerpad Solutions Inc.
Primary reporting period: 2025-12-31 · Research updated Oct 13, 2026. A research update is not a new financial filing.
Who they are
Offerpad Solutions Inc., operating alongside its subsidiaries, delivers a full spectrum of real estate services to homeowners throughout the United States, including the purchase, sale, rental, and refurbishment of properties. The company leverages an "iBuying" platform to provide on-demand real estate solutions, distinguished by its customer-first philosophy. This approach allows clients to seamlessly buy and sell homes online, granting easy access to essential ancillary services such as mortgage and title insurance.
How they make money
Offerpad operates a technology-enabled real estate platform where the Cash Offer solution generates the substantial majority of revenue by purchasing homes directly from sellers and reselling them. The company also provides ancillary services including mortgage lending, title insurance, and B2B renovation solutions to generate additional revenue and higher-margin service fees.
Products & services
Real estate solutions including Cash Offer (direct home buying), Renovate (B2B renovation services), mortgage lending through Offerpad Home Loans, and title/escrow services.
Brands & revenue mix
Primary brand for real estate solutions.
Separate brand revenue is not available in this research.Source
In-house mortgage lending brand.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer concentration
The company's Cash Offer solution represented over 90% of consolidated revenue during the year ended December 31, 2025.
Suppliers, materials & equipment
- Third-party contractors — Third-party vendors and contractors used to perform home renovation and maintenance services.Source
Competitors
- Opendoor Technologies Inc. — A direct competitor in the iBuying and residential real estate marketplace sector.Source
Strengths
Sources
Financial risk observations and what to check
These are saved observations about business performance, not predictions. Review the company filings alongside the interpretation below. Latest stored financial period end: 2026-06-30.
Quarterly revenue fell 51.6% versus the same quarter last year.
Check comparable business scope and currency, then separate volume, pricing and divestitures. One weaker quarter does not establish that the same decline will continue.
Diluted weighted-average shares increased 72.7% year over year.
Compare per-share results with total earnings and inspect the equity footnote. A change in weighted-average shares does not by itself establish the cause, the number of shares issued today, or the economic effect of a split.
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
23
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
25
Poor
Financial Strength
50
Business Quality / Moat
17
Management
25
Growth Quality
0
Risk / Durability
8
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
19
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
21/100
Building Historical Record
Model Score 21/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
- •Balance-sheet / debt profile scores strongly
- •Debt service risk
- •Valuation is a weaker part of the current profile
- •Revenue fundamentals are weak
Company-specific research
Questions worth answering for OPAD
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •What is driving OPAD's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
- •Is OPAD's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •Is OPAD's debt load manageable relative to cash generation, interest costs and upcoming maturities?
- •What specifically needs to improve for OPAD to reach sustainable profitability?
- •What future growth or profitability would be needed to justify OPAD's current valuation?
Essential Investment Snapshot
Wall Street Score
23
Opportunity Score
19
Market Cap
$11.8M
P/E Ratio
-0.3
EPS
$-10.24
52-Week High
$33.20
52-Week Low
$0.57
Beta
2.52
Analyst Target
$2.00
Shares Outstanding
3.7M
Total Revenue
$404.5M
Total Debt
$113.6M
Dividend
No current dividend
Liquidation Value / Share
$10.02
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong downward momentum
Elevated movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for OPAD
Detected from reported data — verify before acting.Debt service risk
Interest coverage is low (~-4.0x). Earnings may be strained to cover interest expense.
Community Sentiment
0 active · 0 total callsNo personal call yet on OPAD.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Proprietary Helix Go technology for renovation automation.
- +Integrated Solutions Center platform.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Real Estate - Services industry.
- −Real estate market volatility and housing price fluctuations.
- −Dependence on debt financing to fund home acquisitions.
- −Diluted weighted-average shares increased 72.7% year over year.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
3 historical score records availablePrevious Score
23
Oct 1, 2026
Change
+0.1
points
Current Score
23
Oct 12, 2026
Category Changes
OPAD increased 0.1 points because overall fundamentals improved.
Projected Score
Projected Score
19
Projected Change
-4.0 points
Preliminary comparable-period financial changes suggest decline of approximately 4.0 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Valuation unavailableCurrent Price
$2.45
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $404.5M | $567.8M | $918.8M | $1.31B | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $374.5M | $525.8M | $846.6M | $1.24B | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $30.0M | $42.0M | $72.2M | $70.2M | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $3.2M | $3.4M | $4.5M | $7.9M | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $58.1M | $72.0M | $113.7M | $166.6M | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $61.4M | $75.4M | $118.2M | $174.6M | ···· | ···· | ···· | ···· | ···· |
| EBITDA | -$29.1M | -$36.7M | -$42.8M | -$97.5M | ···· | ···· | ···· | ···· | ···· |
| Operating Income | -$31.3M | -$33.4M | -$46.0M | -$104.4M | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $9.2M | $8.3M | $18.7M | $18.9M | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | -$39.4M | -$45.9M | -$62.1M | -$117.1M | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $406K | $441K | $31K | $163K | ···· | ···· | ···· | ···· | ···· |
| Net Income | -$39.8M | -$46.4M | -$62.2M | -$117.2M | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $-10.24 | $-15.00 | $-22.70 | $-44.40 | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 4.79M | 3.72M | 2.74M | 2.64M | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 4.79M | 3.72M | 2.74M | 2.64M | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$77.7M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
-$1.94
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
-47.7%
Cash Change
+46.2%
Margin Change
-5.2 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Cash position grew
- Debt reduced
What Weakened
- Margins contracted
Potential Score Impact
Positive indicators included cash levels, debt levels. Pressure indicators included revenue growth, EPS growth, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 51.6%. EPS declined 50.3%. Cash increased 46.2%. Total debt declined 47.7%. Net income margin declined by 5.2 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
3 historical recordsHistorical Score Chart
3 of 3 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Real Estate - ServicesNews
Offerpad to Release Third Quarter Results on November 2nd
Opendoor Slides 5% as Housing Names Fall Together; Zillow and Offerpad Drop 3%
Rate Hike Jitters Rattle iBuyer Stocks: Opendoor Falls 4%, Zillow Slides 2% but Offerpad Holds Steady
Opendoor Sinks 7% as Yield Spike Meets Delayed Profit Timeline, Offerpad and Zillow Group Trail
Rumor Mill · OPAD
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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