Lesaka Technologies, Inc.
LSAK · Price history
Price at last available close
$4.06
−$0.27 (-6.24%) 1M
2026-10-29
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Company & revenue
About Lesaka Technologies, Inc.
Primary reporting period: 2026-06-30 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Lesaka Technologies, Inc. is a prominent financial technology firm specializing in delivering essential fintech solutions to individuals and small businesses who are either unbanked or underbanked. While its primary focus is on South Africa, the company also serves international markets. Central to its strategy, Lesaka develops advanced payment technologies designed to facilitate a wide array of financial and value-added services for its diverse customer base.
How they make money
Lesaka Technologies operates a fintech platform in Southern Africa that provides financial services to merchants and consumers. The company generates revenue through transaction processing fees, merchant services, cash management solutions, and value-added services, while also providing hardware and software infrastructure for digital payments.
Products & services
The company provides point-of-sale devices, payment processing, cash management, bill and supplier payments, and value-added services (VAS) to MSME merchants and enterprise customers.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Customer concentration
The company does not disclose specific major customers or significant concentration in its 2026 annual report.
Suppliers, materials & equipment
- Payment network providers — Various financial institutions and payment networks that facilitate transaction processing and settlement services.Source
Competitors
- Traditional banking institutions — Established banks in South Africa that offer competing payment and financial services.Source
Strengths
Sources
Wall Street Score
Overall investment score · Quality, value, risk and opportunity
33
Poor
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
32
Poor
Financial Strength
36
Business Quality / Moat
26
Management
44
Growth Quality
31
Risk / Durability
15
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
30
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
39/100
Building Historical Record
Model Score 39/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
- •Insider activity signal is favorable
- •Recent buyback activity is present
- •Debt service risk
- •Valuation is a weaker part of the current profile
- •Revenue fundamentals are weak
- •Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for LSAK
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
- •Can LSAK maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
- •Is LSAK's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
- •How is LSAK likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
- •What future growth or profitability would be needed to justify LSAK's current valuation?
Essential Investment Snapshot
Wall Street Score
33
Opportunity Score
30
Market Cap
$348.3M
P/E Ratio
108.1
EPS
$0.04
52-Week High
$5.54
52-Week Low
$3.62
Beta
0.33
Intrinsic Value
$1.20
Analyst Target
$7.56
Shares Outstanding
76.8M
Total Revenue
$721.6M
Total Debt
$255.1M
Dividend
No current dividend
Liquidation Value / Share
$3.70
Momentum & Volatility Signals
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
Strong downward momentum
Normal movement
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for LSAK
Detected from reported data — verify before acting.Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Debt service risk
Interest coverage is low (~1.0x). Earnings may be strained to cover interest expense.
Community Sentiment
0 active · 0 total callsNo personal call yet on LSAK.
Potential upside factors
- +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
- +Comprehensive fintech platform for financial inclusion.
- +Established presence in the Southern African MSME market.
- +Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
- −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Software - Infrastructure industry.
- −Regulatory and compliance risks in the financial services sector.
- −Integration risks associated with acquisitions.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdownWas this stock page easy to understand?
One click helps us improve the research experience. This is not tied to an investment decision.
Score Changes
2 historical score records availablePrevious Score
22
Jul 24, 2026
Change
+10.5
points
Current Score
33
Oct 1, 2026
Category Changes
LSAK increased 10.5 points because Debt improved by 9.3 points, Capital improved by 4 points, Management improved by 43.8 points.
Positive Contributors
- + Debt improved by 9.3 points
- + Capital improved by 4 points
- + Management improved by 43.8 points
- + Moat improved by 5.8 points
- + Buffett improved by 6.7 points
Negative Contributors
- − Revenue declined by 12.3 points
- − Asset declined by 3.9 points
Projected Score
Projected Score
28
Projected Change
-4.4 points
Preliminary comparable-period financial changes suggest decline of approximately 4.4 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
OvervaluedCurrent Price
$4.06
Model Intrinsic Value
$1.20
Difference
+$2.86
+239.3% vs IV
Margin of Safety
-239.3%
Financial Charts
Revenue
Additional Metrics
Operating Cash Flow
Total Debt
Total Assets
Net Margin %
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
| Line Item | TTM | 2026 | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $721.6M | $721.6M | $659.7M | $564.2M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Cost of Revenue | $538.2M | $538.2M | $486.5M | $442.7M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Gross Profit | $183.4M | $183.4M | $173.2M | $121.5M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Research & Development | $800K | $800K | $0.00 | $0.00 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| SG&A Expenses | $124.4M | $164.0M | $131.5M | $92.0M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Expenses | $164.8M | $164.8M | $200.3M | $118.0M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| EBITDA | $66.0M | $66.0M | -$50.8M | $29.8M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Operating Income | $18.8M | $18.6M | -$27.1M | $3.6M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Interest Expense | $18.5M | $18.5M | $21.5M | $18.9M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Before Tax | $4.3M | $3.9M | -$105.8M | -$14.1M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Income Tax Expense | $1.4M | $1.4M | -$18.2M | $3.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Net Income | $3.0M | $2.8M | -$87.5M | -$17.4M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic EPS | $0.04 | $0.04 | $-1.14 | $-0.27 | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Basic Shares | 76.76M | 76.76M | 76.76M | 61.28M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
| Diluted Shares | 76.76M | 76.76M | 76.76M | 61.28M | ···· | ···· | ···· | ···· | ···· | ···· | ···· |
Earnings Summary
Revenue
$188.3M
Estimate unavailable.
Revenue Beat/Miss
Not available (no estimate stored)
EPS
$0.04
Estimate unavailable.
EPS Beat/Miss
Not available (no estimate stored)
Debt Change
+8.4%
Cash Change
+1645.5%
Margin Change
+14.1 pp
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
- Margins expanded
- Cash position grew
What Weakened
- Debt increased
Potential Score Impact
Positive indicators included cash levels, net income margin. Pressure indicators included revenue growth, EPS growth, debt levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 18.7%. EPS declined 112.3%. Cash increased 1645.5%. Total debt increased 8.4%. Net income margin improved by 14.1 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Insider Activity
Guru / Smart Money
Guru Score
Smart Money
Number of Gurus
Total Guru Value
Avg Portfolio Weight
Largest Holder
Largest Holder %
New Positions
Increased Positions
Reduced Positions
Exited Positions
Net Guru Sentiment
Short Interest
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Conservative Projected Values
3 Years
$———.——
5 Years
$———.——
10 Years
$———.——
Conservative Projection Rate
——%
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Start 7-Day Free TrialHistorical Outperformance Record
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.
Start 7-Day Free TrialHistorical Trends
2 historical records2 historical score records available.
Historical Score Chart
2 of 2 records shownWall Street Score
Debt Score
Revenue Score
Asset Score
Capital Score
Management Score
Moat Score
Valuation Score
Buffett Score
Intrinsic Value
Value Reference
Margin of Safety %
Related Companies
Software - InfrastructureNews
Lesaka Technologies, Inc. (LSAK) Q4 2026 Earnings Call Transcript
Lesaka Technologies Q4 Earnings Call Highlights
Lesaka's FY2026 Results: Lesaka delivers FY2026 guidance across all metrics, exceeds Adjusted EPS range and achieves GAAP profitability
Lesaka Webcast and Conference Call to Review Fourth Quarter and Year-End 2026 Results
Rumor Mill · LSAK
Corporate developments & opportunities
No reviewed developments match this filter.
Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.
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