Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

The Bank of New York Mellon Corporation

BKNYSE
Wall Street Score · overall investment56/100
$141.91USD$-0.68 (-0.48%)
Company website www.bny.com
Headquarters240 Greenwich Street, New York, NY, 10286, US
Financial statement currencyUSD · no FX conversion applied
Financial Services · Investment - Banking & Investment Services
Price updated todayFinancials updated Oct 1, 2026

BK · Price history

Company & revenue

About The Bank of New York Mellon Corporation

Primary reporting period: 2025-12-31 · Research updated Oct 8, 2026. A research update is not a new financial filing.

Who they are

The Bank of New York Mellon Corporation provides a range of financial products and services in the United States and internationally. It operates through Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other segments. The Securities Services segment offers custody, trust and depositary, accounting, exchange-traded funds, middle-office solutions, transfer agency, services for private equity and real estate funds, foreign exchange, securities lending, liquidity/lending services, and data analytics.

How they make money

BNY is a global financial services company that generates revenue primarily through fee-based services, including investment servicing, asset management, and capital markets activities. The company leverages its massive scale in assets under custody and administration to provide essential infrastructure for the world's capital markets, earning fees from transaction processing, asset servicing, and investment management solutions.

Products & services

Investment services including global custody, fund administration, and collateral management; asset management; wealth management; and capital markets services such as clearing, treasury services, and foreign exchange.

Brands & revenue mix

BNY Mellon

The primary corporate brand for the global financial services platform.

Separate brand revenue is not available in this research.Source

Pershing

A subsidiary brand focused on clearing and custody services for financial advisors and institutions.

Separate brand revenue is not available in this research.Source

Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

Customer concentration

The company does not disclose specific customer concentration in its 2025 Annual Report, noting that it serves a diverse global client base including financial institutions, corporations, and governments.

Suppliers, materials & equipment

  • Technology and cloud service providers — The company relies on various third-party technology and cloud infrastructure providers to support its global digital platforms and AI initiatives.Source

Competitors

  • State Street Corporation — Competes in global investment servicing and asset management.Source
  • JPMorgan Chase & Co. — Competes in securities services, treasury services, and asset management.Source
  • Citigroup Inc. — Competes in global transaction services and securities services.Source

Strengths

  • Global scale in assets under custody and administrationSource
  • Strong market position in capital markets infrastructureSource

Risks

  • Market and economic conditionsSource
  • Regulatory and legal compliance risksSource
  • Cybersecurity and technology operational risksSource

Financial risk observations and what to check

These are saved observations about business performance, not predictions. Review the company filings alongside the interpretation below. Latest stored financial period end: 2026-06-30.

Quarterly revenue fell 45.0% versus the same quarter last year.

Check comparable business scope and currency, then separate volume, pricing and divestitures. One weaker quarter does not establish that the same decline will continue.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

56

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

51

Fair

Financial Strength

30

Business Quality / Moat

83

Management

65

Growth Quality

18

Risk / Durability

57

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

68

Fully Valued

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

63/100

Building Historical Record

Model Score 63/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.

At today’s price, the WSS valuation framework currently reads as moderate rather than unusually attractive.

The model outlook is currently moderate.

What we like
  • •Asset quality scores strongly
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Debt service risk
  • •Revenue fundamentals are weak
  • •Debt / balance-sheet profile needs attention

Company-specific research

Questions worth answering for BK

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •What is driving BK's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
  • •Is BK's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •Is BK's debt load manageable relative to cash generation, interest costs and upcoming maturities?
  • •Is BK's valuation discount tied to a temporary concern or to a longer-term business risk?
  • •What does the current fundamental change risk warning mean for the reliability or interpretation of BK's score?
Debt service risk
Business analysis: 21 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

56

0–100 · Fair

Opportunity Score

68

0–100 · Fair

Market Cap

$97.40B

P/E Ratio

16.4

EPS

$8.63

52-Week High

$143.09

52-Week Low

$87.41

Beta

1.04

Intrinsic Value

$332.26

Analyst Target

$140.50

Shares Outstanding

704.7M

Total Revenue

$35.99B

Total Debt

$35.18B

Dividend Yield (TTM)

1.19%

View dividend history

Liquidation Value / Share

$64.35

Estimated net asset value per share

Dividend / Share (TTM)

$1.69

Trailing 12 months by ex-date; not a forecast

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Calculating current signals…

Notices for BK

Detected from reported data — verify before acting.

Dividend history reported

Dividend payments are recorded. Review the dates and regular/special classification below; past payments do not guarantee future dividends.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Debt service risk

Interest coverage is low (~0.3x). Earnings may be strained to cover interest expense.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on BK.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Global scale in assets under custody and administration.
  • +Strong market position in capital markets infrastructure.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Investment - Banking & Investment Services industry.
  • −Market and economic conditions.
  • −Regulatory and legal compliance risks.
  • −Cybersecurity and technology operational risks.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair56/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

56

Tap for breakdown →

Poor

10

Debt Cost61.1%
Debt Reduction YoY25.5%
Debt / Equity0.76x

Tap for breakdown →

Poor

25

Revenue YoY-11.0%
Revenue CAGR9.4%
Net Margin17.5%

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Strong

72

Asset Growth YoY13.5%
Liquidation/Share$64.35
Net Assets/MCap5.03x

Tap for breakdown →

Weak

45

Earnings Yield6.5%
Buyback Yield2.8%
Debt Cost61.1%

Tap for breakdown →

Fair

65

ROIC7.7%
ROE14.1%
ROA1.2%

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Strong

83

EPS Growth19.7%
FCF/Share Growth0.7%
Rev/Share Growth20.1%

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Elite

93

Intrinsic Value$332.26
Value Reference$199.35
MOS57.3%

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Fair

50

Revenue25
Moat83
Valuation93

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Elite

100

MOS %57.3%
Value Reference$199.35
Deep Discount Reference$132.90

Tap for breakdown →

Fair

52

Interest Coverage0.3x
ROIC7.7%
FCF Yield5.3%

Tap for breakdown →

Fair

69

Financial52
Valuation93
Debt10

Tap for breakdown →

Fair

65

Survival Years15.2 yrs
Current Ratio0.70x
FCF Margin12.8%

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Score Changes

5 historical score records available

Previous Score

56

Sep 9, 2026

Change

Unchanged

Current Score

56

Oct 1, 2026

Category Changes

Revenue0
Debt0
Assets0
Capital0
Management0
Moat+0.1
Valuation0
Buffett0

BK score was unchanged.

Projected Score

Projected Score

59

Projected Change

+3.2 points

Preliminary comparable-period financial changes suggest improvement of approximately 3.2 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$141.91

Model Intrinsic Value

$332.26

Difference

−$190.35

-57.3% vs IV

Margin of Safety

57.3%

UndervaluedFair ValueOvervalued
Value Reference: $199.35
Deep Discount Reference: $132.90

Financial Charts

Revenue

201420152016201720182019202020212022202320242025$0$15.0B$30.0B$45.0B$60.0B

Additional Metrics

Operating Cash Flow

201520172019202120232025$0$4.0B$8.0B$12.0B$16.0B

Total Debt

201520172019202120232025$0$15.0B$30.0B$45.0B$60.0B

Total Assets

201520172019202120232025$0$150.0B$300.0B$450.0B$600.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2025202420232022202120202019201820172016
Revenue$35.99B$40.44B$39.55B$33.79B····························
Cost of Revenue$14.73B$20.65B$21.36B$16.42B····························
Gross Profit$21.25B$19.79B$18.19B$17.37B····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$9.06B$6.95B$6.89B$6.83B····························
Operating Expenses$13.27B$12.73B$12.34B$13.09B····························
EBITDA$9.38B$8.91B$7.65B$6.17B····························
Operating Income$7.98B$7.06B$5.85B$4.28B····························
Interest Expense$14.77B$20.68B$21.30B$16.30B····························
Income Before Tax$7.98B$7.06B$5.85B$4.28B····························
Income Tax Expense$1.63B$1.48B$1.30B$979.0M····························
Net Income$6.30B$5.55B$4.53B$3.30B····························
Basic EPS$8.63$7.46$5.84$3.91····························
Basic Shares691M705M743M784M····························
Diluted Shares698M705M748M788M····························
Upgrade to Premium for up to 10 annual periods, where available.
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Earnings Summary

Estimated earnings date:A future estimated earnings date is not currently available.
Jun 30, 2026Q2FY2026

Revenue

$5.70B

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$2.43

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

-31.4%

Cash Change

-94.7%

Margin Change

+17.2 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Margins expanded
  • Debt reduced

What Weakened

  • Cash position declined

Potential Score Impact

Positive indicators included EPS growth, debt levels, net income margin. Pressure indicators included revenue growth, cash levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue declined 45.0%. EPS increased 25.9%. Cash declined 94.7%. Total debt declined 31.4%. Net income margin improved by 17.2 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Earnings data: 121 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Log in to view dividend history.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

Start 7-Day Free Trial

Historical Trends

5 historical records
Jul 23, 26Aug 12, 26Sep 2, 26Sep 9, 26Oct 1, 260255075100

Historical Score Chart

3 of 5 records shown
3 historical score records are shown. Start your seven-day free trial to unlock 2 more records and the complete score history.Start Free Trial

Wall Street Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Debt Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Revenue Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Asset Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Capital Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Management Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Moat Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Valuation Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Buffett Score

Sep 2, 26Sep 9, 26Oct 1, 260255075100

Intrinsic Value

Sep 2, 26Sep 9, 26Oct 1, 26$330.00$331.00$332.00$333.00$334.00

Value Reference

Sep 2, 26Sep 9, 26Oct 1, 26$197.00$198.00$199.00$200.00$201.00

Margin of Safety %

Sep 2, 26Sep 9, 26Oct 1, 260.3%0.4%0.5%0.6%0.7%

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News

No news available for BK.

Rumor Mill · BK

Corporate developments & opportunities

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No reviewed developments match this filter.

Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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