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Price from Oct 29, 2026Financials updated Oct 1, 2026
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ACVA · Price history
Price at last available close
$10.50
+$0.06 (+0.57%) 1M
2026-10-16
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Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
ACV Auctions Inc. manages a sophisticated digital exchange where buyers and sellers converge for the online auctioning of wholesale vehicles. Beyond this core offering, the company delivers extensive data services that provide insights into the condition and market value of used automobiles, along with offering financial solutions for its customers. Founded in 2014, the enterprise is headquartered in Buffalo, New York.
How they make money
ACV Auctions operates a digital marketplace for wholesale vehicle transactions, generating revenue primarily through auction fees, value-added services such as transportation and financing (ACV Capital), and customer assurance programs. The company facilitates the entire transaction journey for automotive dealers, leveraging its proprietary data and technology platform to optimize the buying and selling process.
Products & services
Digital wholesale vehicle marketplace, ACV Transportation, ACV Capital (financing), and Customer Assurance (Go Green) services.
Brands & revenue mix
ACV Auctions
Core digital wholesale marketplace brand.
Separate brand revenue is not available in this research.Source
ACV Transportation
Logistics and transportation service brand.
Separate brand revenue is not available in this research.Source
ACV Capital
Financing service brand.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
Overall investment score · Quality, value, risk and opportunity
28
Poor
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
44
Weak
Financial Strength
27
Business Quality / Moat
75
Management
40
Growth Quality
44
Risk / Durability
21
Weak Company · Expensive Stock
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
32
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
43/100
Building Historical Record
Model Score 43/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
What we like
No strong positive signal is being highlighted from the currently available summary data.
What to watch
•Debt service risk
•M&A headline · Sep 17, 2026
•M&A headline · Sep 10, 2026
•Valuation is a weaker part of the current profile
•Revenue fundamentals are weak
Company-specific research
Questions worth answering for ACVA
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can ACVA maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•Is ACVA's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•Does ACVA's balance between cash and debt leave enough flexibility if business conditions weaken?
•What specifically needs to improve for ACVA to reach sustainable profitability?
•What future growth or profitability would be needed to justify ACVA's current valuation?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for ACVA
Detected from reported data — verify before acting.
Debt service risk
Interest coverage is low (~-6.4x). Earnings may be strained to cover interest expense.
M&A headline · Sep 17, 2026
Copart Announces Commencement of Tender Offer to Acquire ACV — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
Copart Stock Jumps on Mixed Q4, Acquisition of ACV Auctions — This is a provider-linked headline, not an independently confirmed event. Check the article and company filings for the subject, proposed/completed status, and subsequent updates.
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Proprietary technology and data moat.
+Integrated transaction journey services.
+Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Auto - Dealerships industry.
−Dependence on marketing cost recovery and campaign success.
−Marketplace growth and adoption risks.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Weak28/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Weak
40
Debt Cost5.1%
Debt Reduction YoY-54.5%
Debt / Equity0.44x
Tap for breakdown →
Revenue
Poor
30
Revenue YoY5.5%
Revenue CAGR25.6%
Net Margin-7.9%
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Asset
Weak
46
Asset Growth YoY10.3%
Liquidation/Share$2.29
Net Assets/MCap0.48x
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Capital
Poor
1
Earnings Yield-3.5%
Buyback Yield0.2%
Debt Cost5.1%
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Management
Weak
40
ROIC-17.5%
ROE-16.2%
ROA-5.9%
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Moat
Strong
75
EPS Growth—
FCF/Share Growth60.5%
Rev/Share Growth28.3%
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Valuation
Poor
0
Intrinsic Value—
Value Reference—
MOS—
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Buffett
Weak
40
Revenue30
Moat75
Valuation0
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MOS
Poor
0
MOS %—
Value Reference—
Deep Discount Reference—
Tap for breakdown →
Financial
Poor
30
Interest Coverage-6.4x
ROIC-17.5%
FCF Yield3.8%
Tap for breakdown →
Master
Poor
22
Financial30
Valuation0
Debt40
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Resilience
Weak
40
Survival Years0.6 yrs
Current Ratio1.60x
FCF Margin9.1%
Tap for breakdown →
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Score Changes
5 historical score records available
Previous Score
29
Sep 8, 2026
Change
-1.0
points
Current Score
28
Oct 1, 2026
Category Changes
Revenue-2.1
Debt0
Assets-7.3
Capital-1.0
Management0
Moat0
Valuation0
Buffett-1.5
ACVA decreased 1 points because Revenue declined by 2.1 points, Asset declined by 7.3 points.
Negative Contributors
− Revenue declined by 2.1 points
− Asset declined by 7.3 points
Projected Score
Projected Score
27
Projected Change
-0.6 points
Preliminary comparable-period financial changes suggest decline of approximately 0.6 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Valuation unavailable
Current Price
$10.50
Model Intrinsic Value
—
Difference
—
Margin of Safety
—
Value Reference: —
Deep Discount Reference: —
Intrinsic value is not currently available for this stock, so valuation can't be calculated.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
Revenue
$801.3M
$759.6M
$637.2M
$481.2M
····
····
····
····
····
Cost of Revenue
$300.6M
$288.1M
$248.2M
$244.5M
····
····
····
····
····
Gross Profit
$500.8M
$471.5M
$388.9M
$236.8M
····
····
····
····
····
Research & Development
$16.6M
$0.00
$0.00
$0.00
····
····
····
····
····
SG&A Expenses
$233.0M
$235.0M
$217.4M
$165.3M
····
····
····
····
····
Operating Expenses
$557.6M
$533.2M
$473.1M
$326.5M
····
····
····
····
····
EBITDA
-$3.4M
-$11.5M
-$38.0M
-$53.9M
····
····
····
····
····
Operating Income
-$56.8M
-$61.7M
-$84.1M
-$89.7M
····
····
····
····
····
Interest Expense
$11.5M
$9.6M
$4.2M
$1.6M
····
····
····
····
····
Income Before Tax
-$61.1M
-$64.8M
-$79.0M
-$74.7M
····
····
····
····
····
Income Tax Expense
$2.1M
$1.3M
$688K
$526K
····
····
····
····
····
Net Income
-$63.1M
-$66.1M
-$79.7M
-$75.3M
····
····
····
····
····
Basic EPS
$-0.36
$-0.39
$-0.48
$-0.47
····
····
····
····
····
Basic Shares
171M
171M
165M
160M
····
····
····
····
····
Diluted Shares
171M
171M
165M
160M
····
····
····
····
····
Upgrade to Premium for up to 10 annual periods, where available.
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Weakened
Margins contracted
Cash position declined
Debt increased
Potential Score Impact
Positive indicators included revenue growth, EPS growth. Pressure indicators included cash levels, debt levels, net income margin. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 10.4%. EPS increased 25.0%. Cash declined 6.2%. Total debt increased 9.9%. Net income margin declined by 0.1 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Upgrade to Premium to unlock all earnings history.View plans
Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.