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Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

SunCar Technology Group Inc.

SDANASDAQ
Wall Street Score · overall investment60/100
$0.43USD$-0.00 (-0.56%)

Severe listing-compliance risk

The share price is below $1 and the stored reverse-split/listing-risk level is HIGH. No verified reverse-split authorization or announced reverse split is currently recorded. This is a risk signal, not confirmation that Nasdaq has issued a deficiency notice.

Company website suncartech.com
HeadquartersSuncar Auto Building, Shanghai, SH, 200072, CN
Financial statement currencyUSD · no FX conversion applied
Consumer Cyclical · Auto - Dealerships
Price updated todayFinancials updated Oct 1, 2026
Price Chart$-0.16 (-27.66%)
2026-09-042026-09-092026-09-112026-09-152026-09-172026-09-212026-09-232026-09-252026-09-292026-10-02$0.42$0.48$0.54$0.60$0.66

Company & revenue

About SunCar Technology Group Inc.

Who they are

SunCar Technology Group Inc. (SDA) is a Chinese enterprise that, through its subsidiaries, delivers integrated digital solutions for automotive after-sales support and online insurance brokerage. Its comprehensive operations are divided into three distinct segments: The Insurance Intermediation Business segment focuses on facilitating both traditional vehicle insurance renewals and specialized coverage for new energy vehicles (NEVs). Meanwhile, the Automotive After-Sales Business provides essential post-sales services to a diverse clientele, including banking institutions, insurance companies, and other corporate clients.

Detailed revenue, brand and relationship research has not yet been completed for SDA.

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

60

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

47

Weak

Financial Strength

60

Business Quality / Moat

52

Management

33

Growth Quality

61

Risk / Durability

4

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

76

Fair

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

72/100

Building Historical Record

Model Score 72/100 — estimates relative performance potential, distinct from WallStreetScore (company quality).

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

Reverse-split / listing-compliance risk: HIGH

This is a risk signal, not a prediction. It is separate from Wall Street Score and does not change the company score. It looks for listing-pressure signals such as prolonged Nasdaq trading below $1, very low share price, micro-cap size, negative free cash flow, and verified recent reverse splits.

Risk indicator: 50/100

WSS View

The quick read

WSS currently rates the company as mixed to moderately strong.

At today’s price, the WSS valuation framework currently reads as relatively attractive.

The model outlook is currently positive.

What we like
  • •Balance-sheet / debt profile scores strongly
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Debt service risk

Company-specific research

Questions worth answering for SDA

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can SDA maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is SDA's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •Is SDA's debt load manageable relative to cash generation, interest costs and upcoming maturities?
  • •Is SDA's valuation discount tied to a temporary concern or to a longer-term business risk?
  • •What does the current financial source inconsistency warning mean for the reliability or interpretation of SDA's score?
Debt service risk
Business analysis: 40 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

60

0–100 · Fair

Opportunity Score

76

0–100 · Strong

Market Cap

$43.8M

P/E Ratio

13.5

EPS

$0.03

52-Week High

$2.70

52-Week Low

$0.42

Beta

-0.17

Intrinsic Value

$1.26

Analyst Target

$6.00

Shares Outstanding

102.1M

Total Revenue

$543.5M

Total Debt

$83.7M

Dividend

No current dividend

View dividend history

Liquidation Value / Share

$0.94

Estimated net asset value per share

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
0/ 100
-24 pts / 5d

Strong downward momentum

5D -18.1% · 20D -27.7% · RSI 27 · Price vs 20D avg -14.8%
Volatility
98/ 100
-1 pts / 5d

Extreme movement

20D realized vol 126.8% · 60D 88.3% · Acceleration 1.44x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for SDA

Detected from reported data — verify before acting.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Debt service risk

Interest coverage is low (~0.9x). Earnings may be strained to cover interest expense.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on SDA.

What the Bulls Say

  • +Product opportunity: SunCar Technology Group Inc. (SDA) is a Chinese enterprise that, through its subsidiaries, delivers integrated digital solutions for automotive after-sales support and online insurance brokerage. Its comprehensive operations are divided into three distinct segments: The Insurance Intermediation Business segment focuses on facilitating both traditional vehicle insurance renewals and specialized coverage for new energy vehicles (NEVs). Meanwhile, the Automotive After-Sales Business provides essent.
  • +Positive free cash flow may provide capacity to invest in growth.

What the Bears Say

No strong bearish data point is currently available.

Bull and bear cases summarize disclosed catalysts, growth opportunities and risks; they are not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair60/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

60

Tap for breakdown →

Strong

74

Debt Cost5.0%
Debt Reduction YoY0.2%
Debt / Equity2.58x

Tap for breakdown →

Fair

61

Revenue YoY17.9%
Revenue CAGR22.2%
Net Margin0.6%

Tap for breakdown →

Fair

62

Asset Growth YoY2.6%
Liquidation/Share$0.94
Net Assets/MCap4.41x

Tap for breakdown →

Strong

73

Earnings Yield7.2%
Buyback Yield9.9%
Debt Cost5.0%

Tap for breakdown →

Poor

33

ROIC4.0%
ROE10.0%
ROA1.2%

Tap for breakdown →

Fair

52

EPS Growth—
FCF/Share Growth-25.1%
Rev/Share Growth17.1%

Tap for breakdown →

Elite

97

Intrinsic Value$1.26
Value Reference$0.75
MOS0.6%

Tap for breakdown →

Fair

63

Revenue61
Moat52
Valuation97

Tap for breakdown →

Elite

100

MOS %0.6%
Value Reference$0.75
Deep Discount Reference$0.50

Tap for breakdown →

Weak

45

Interest Coverage0.9x
ROIC4.0%
FCF Yield11.9%

Tap for breakdown →

Fair

56

Financial45
Valuation97
Debt74

Tap for breakdown →

Poor

33

Survival Years1.1 yrs
Current Ratio1.24x
FCF Margin0.0%

Tap for breakdown →

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Score Changes

5 historical score records available

Previous Score

56

Sep 26, 2026

Change

+3.8

points

Current Score

60

Oct 1, 2026

Category Changes

Revenue+1.1
Debt0
Assets0
Capital+10.0
Management0
Moat0
Valuation+4.4
Buffett+0.7

SDA increased 3.8 points because Capital improved by 10 points, Valuation improved by 4.4 points.

Positive Contributors

  • + Capital improved by 10 points
  • + Valuation improved by 4.4 points

Projected Score

Projected Score

61

Projected Change

+80.0%

Preliminary comparable-period financial changes suggest improvement of approximately 0.8 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Undervalued

Current Price

$0.43

Intrinsic Value

$1.26

Difference

−$0.83

-65.8% vs IV

Margin of Safety

65.8%

UndervaluedFair ValueOvervalued
Value Reference: $0.75
Deep Discount Reference: $0.50

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News

GuruFocus3d ago

Sophia Space and Redwire Team Up to Advance Orbital Data Center Infrastructure

GlobeNewsWire10d ago

SunCar Technology Reports First Half 2026 Financial Results

GuruFocus11d ago

YSS ALERT: Hagens Berman Alerts York Space Systems Inc. (YSS) Investors to Securities Fraud Class Action and October 30, 2026 Lead Plaintiff Deadline

GlobeNewsWire18d ago

YSS Shareholder Alert: York Space Systems Inc. Securities Class Action Lawsuit - Investors Should Contact Levi & Korsinsky

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