Zions Bancorporation, National Association (ZION) Stock Score, Valuation & Financial Research
Zions Bancorporation, National Association is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 58/100.
Quick answer for ZION
Zions Bancorporation, National Association currently has a Wall Street Score of 58/100. The stored market price is $68.75. Its financial score is 46/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Zions Bancorporation, National Association does
Headquartered in Salt Lake City, Utah, Zions Bancorporation, National Association is a long-standing financial institution, founded in 1873. Operating primarily across the western United States, it delivers a comprehensive suite of banking and financial services throughout Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company's diverse offerings encompass corporate banking, commercial banking (with a particular emphasis on small and medium-sized businesses), and commercial real estate financing. It also extends municipal and public finance services, retail banking (including residential mortgages), trust services, wealth management and private client banking, and capital markets products. As of December 31, 2020, Zions Bancorporation maintained a network of 422 branches, consisting of 273 owned and 149 leased locations. The in
ZION financial snapshot
- Wall Street Score:
- 58/100
- Current price:
- $68.75
- Market capitalization:
- $10.03B
- Revenue:
- $5.17B
- Net income:
- $1.17B
- Free cash flow:
- $981.0M
- Cash:
- $793.0M
- Total debt:
- $3.17B
- EPS:
- 6.08
- P/E ratio:
- 11.3x
- Financial score:
- 46/100
- Valuation score:
- 97/100
- Revenue score:
- 33/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $981.0M, showing positive cash generation.
- The balance sheet shows $793.0M of cash versus $3.17B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research ZION
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.