Yuanbao Inc. American Depositary Shares (YB) Stock Score, Valuation & Financial Research

Yuanbao Inc. American Depositary Shares is in the Technology sector and Information Technology Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 77/100.

Quick answer for YB

Yuanbao Inc. American Depositary Shares currently has a Wall Street Score of 77/100. The stored market price is $12.67. Its financial score is 49/100. Its valuation score is 100/100. The latest WSS change is -0.1 points. These figures are a research snapshot, not a buy or sell recommendation.

What Yuanbao Inc. American Depositary Shares does

Yuanbao Inc., operating through its subsidiaries, manages an online platform for insurance distribution and various related services throughout the People's Republic of China. The company offers a diverse portfolio of insurance policies, including medical, critical illness, and life coverage. Beyond its core insurance offerings, it also provides specialized system services, which encompass precise marketing strategies and advanced analytics capabilities. Yuanbao Inc. was founded in 2019 and maintains its corporate headquarters in Beijing, China.

YB financial snapshot

Wall Street Score:
77/100
Current price:
$12.67
Market capitalization:
$97.3M
Revenue:
$694.2M
Net income:
$207.0M
Free cash flow:
$218.3M
Cash:
$162.7M
Total debt:
$629K
EPS:
26.95
P/E ratio:
0.5x
Financial score:
49/100
Valuation score:
100/100
Revenue score:
74/100

What stands out

  • Reported year-over-year revenue growth is +0.1%.
  • Free cash flow is $218.3M, showing positive cash generation.
  • The balance sheet shows $162.7M of cash versus $629K of total debt, leaving more cash than debt.
  • The latest Wall Street Score change is -0.1 points: YB decreased 0.1 points because some fundamentals weakened.
  • The current research record carries a share basis reconciled warning, which should be reviewed alongside the score.

What the numbers mean

Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.

The financial score is 49/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-08-05.

How to research YB

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.