The Western Union Company (WU) Stock Score, Valuation & Financial Research
The Western Union Company is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 61/100.
Quick answer for WU
The Western Union Company currently has a Wall Street Score of 61/100. The stored market price is $6.93. Its financial score is 48/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What The Western Union Company does
Western Union operates as a global financial services provider, specializing in fund transfers and diverse payment solutions. The company's operations are divided into two main segments: Consumer-to-Consumer and Business Solutions. The Consumer-to-Consumer division enables individuals to send money to other individuals, primarily leveraging an extensive network of independent agents and sub-agents. This service covers both international transfers across borders and domestic transactions within a single country, as well as digital transfers facilitated through its websites and mobile applications. Conversely, the Business Solutions segment offers payment and foreign exchange services tailored for small and medium-sized businesses, various organizations, and even individuals. These services predominantly involve cross-border and cross-currency transactions and include financial tools like
WU financial snapshot
- Wall Street Score:
- 61/100
- Current price:
- $6.93
- Market capitalization:
- $2.16B
- Revenue:
- $4.05B
- Net income:
- $440.8M
- Free cash flow:
- $392.9M
- Cash:
- $1.48B
- Total debt:
- $2.62B
- EPS:
- 1.53
- P/E ratio:
- 4.5x
- Financial score:
- 48/100
- Valuation score:
- 100/100
- Revenue score:
- 36/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $392.9M, showing positive cash generation.
- The balance sheet shows $1.48B of cash versus $2.62B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 48/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research WU
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.