Wintrust Financial Corporation (WTFC) Stock Score, Valuation & Financial Research
Wintrust Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 60/100.
Quick answer for WTFC
Wintrust Financial Corporation currently has a Wall Street Score of 60/100. The stored market price is $151.63. Its financial score is 37/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Wintrust Financial Corporation does
Wintrust Financial Corporation (WTFC) functions as a diversified financial holding company, structuring its operations across three primary business segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers a comprehensive array of financial products and services. This includes various deposit accounts, such as non-interest-bearing, interest-bearing transaction, savings, and domestic time deposits. On the lending side, it provides home equity loans, consumer loans, and real estate financing. Customers also have access to essential banking services like safe deposit facilities, ATMs, online banking, and mobile banking. Beyond standard offerings, this segment is actively involved in originating and acquiring residential mortgages for sale in the secondary market. It extends specialized lending, deposit, and treasury management solutions to
WTFC financial snapshot
- Wall Street Score:
- 60/100
- Current price:
- $151.63
- Market capitalization:
- $10.23B
- Revenue:
- $4.35B
- Net income:
- $900.4M
- Free cash flow:
- $860.4M
- Cash:
- $4.17B
- Total debt:
- $4.37B
- EPS:
- 11.58
- P/E ratio:
- 13.1x
- Financial score:
- 37/100
- Valuation score:
- 97/100
- Revenue score:
- 34/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $860.4M, showing positive cash generation.
- The balance sheet shows $4.17B of cash versus $4.37B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 37/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research WTFC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.