Winchester Bancorp, Inc. Common Stock (WSBK) Stock Score, Valuation & Financial Research
Winchester Bancorp, Inc. Common Stock is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 30/100.
Quick answer for WSBK
Winchester Bancorp, Inc. Common Stock currently has a Wall Street Score of 30/100. The stored market price is $12.9. Its financial score is 40/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Winchester Bancorp, Inc. Common Stock does
Winchester Bancorp, Inc. serves as the parent company overseeing Winchester Savings Bank, a financial institution that delivers a broad spectrum of banking solutions across Massachusetts. The firm provides diverse options for depositing funds, including standard checking and savings accounts, higher-yield money market accounts, and fixed-term certificates of deposit. Beyond these deposit services, the company offers an extensive range of lending products. This includes financing for both residential and commercial real estate ventures, construction projects, and home equity through various loan and credit line facilities. Additionally, it provides credit solutions for commercial businesses and individual consumers. A further aspect of its operations involves managing investments in marketable securities.
WSBK financial snapshot
- Wall Street Score:
- 30/100
- Current price:
- $12.9
- Market capitalization:
- $115.6M
- Revenue:
- $49.6M
- Net income:
- $2.3M
- Free cash flow:
- $2.2M
- Cash:
- $54.0M
- Total debt:
- $146.9M
- EPS:
- -0.09
- Financial score:
- 40/100
- Valuation score:
- 0/100
- Revenue score:
- 40/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $2.2M, showing positive cash generation.
- The balance sheet shows $54.0M of cash versus $146.9M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research WSBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.