Waterdrop Inc. (WDH) Stock Score, Valuation & Financial Research
Waterdrop Inc. is in the Financial Services sector and Insurance - Brokers industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 86/100.
Quick answer for WDH
Waterdrop Inc. currently has a Wall Street Score of 86/100. The stored market price is $1.02. Its financial score is 47/100. Its valuation score is 100/100. The latest WSS change is +0.1 points. These figures are a research snapshot, not a buy or sell recommendation.
What Waterdrop Inc. does
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.
WDH financial snapshot
- Wall Street Score:
- 86/100
- Current price:
- $1.02
- Market capitalization:
- $369.0M
- Revenue:
- $656.4M
- Net income:
- $82.3M
- Free cash flow:
- $31.7M
- Cash:
- $248.6M
- Total debt:
- $43.5M
- EPS:
- 0.23
- P/E ratio:
- 4.5x
- Financial score:
- 47/100
- Valuation score:
- 100/100
- Revenue score:
- 69/100
What stands out
- Reported year-over-year revenue growth is +0.1%.
- Free cash flow is $31.7M, showing positive cash generation.
- The balance sheet shows $248.6M of cash versus $43.5M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is +0.1 points: WDH increased 0.1 points because overall fundamentals improved.
- The current research record carries a share basis reconciled warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 47/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-08-05.
How to research WDH
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.