WaFd, Inc. (WAFD) Stock Score, Valuation & Financial Research
WaFd, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.
Quick answer for WAFD
WaFd, Inc. currently has a Wall Street Score of 55/100. The stored market price is $32.79. Its financial score is 46/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What WaFd, Inc. does
WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers. Beyond retail banking, the company also serves the financial needs of mid-sized to large businesses, as well as owners and developers within the commercial real estate sector. Established on November 15, 1994, WaFd, Inc. maintains its headquarters in Seattle, Washington.
WAFD financial snapshot
- Wall Street Score:
- 55/100
- Current price:
- $32.79
- Market capitalization:
- $2.42B
- Revenue:
- $1.39B
- Net income:
- $256.5M
- Free cash flow:
- $208.2M
- Cash:
- $676.5M
- Total debt:
- $3.32B
- EPS:
- 2.64
- P/E ratio:
- 12.4x
- Financial score:
- 46/100
- Valuation score:
- 97/100
- Revenue score:
- 33/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $208.2M, showing positive cash generation.
- The balance sheet shows $676.5M of cash versus $3.32B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research WAFD
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.