Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.
Price from Oct 29, 2026Financials updated Oct 26, 2026
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VYX · Price history
Price at last available close
$7.96
+$1.34 (+20.24%) 1M
2026-10-28
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Primary reporting period: 2025-12-31 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
NCR Corporation, an Atlanta, Georgia-based company established in 1881, offers a broad spectrum of software and services to customers across global markets, including the United States, the Americas, Asia Pacific, Europe, the Middle East, and Africa. The company operates through several dedicated divisions: Retail, Hospitality, Digital Banking, Payments & Network, and Self-Service Banking. For financial institutions, NCR delivers comprehensive digital banking solutions designed for both individual consumers and business clients.
How they make money
NCR Voyix operates a platform-powered business model focused on unified commerce for the retail and restaurant industries. The company generates revenue primarily through recurring SaaS subscriptions, professional services, and the sale of integrated hardware and software solutions that enable customers to manage transactions, optimize operations, and deliver consumer experiences.
Products & services
Unified commerce software platforms, microservices-based applications for retail and dining, point-of-sale hardware, and related professional and maintenance services.
Brands & revenue mix
No separate brand or brand-level revenue disclosure was confirmed in the reviewed sources. This does not mean the company has no brands.
Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.
Calculated from reported segment revenue. Check the source period and revenue basis before comparing shares. Categories can overlap and may not add to 100%.
The company does not disclose a specific customer concentration percentage in its 2025 10-K filing.
Suppliers, materials & equipment
Contract manufacturers — The company utilizes various third-party contract manufacturers to produce its hardware components; specific supplier names are not disclosed.Source
Overall investment score · Quality, value, risk and opportunity
28
Poor
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
28
Poor
Financial Strength
55
Business Quality / Moat
4
Management
30
Growth Quality
8
Risk / Durability
31
Weak Company · Expensive Stock
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
20
Avoid
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
28/100
Building Historical Record
Model Score 28/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
Click for full breakdown →
WSS View
The quick read
The overall Wall Street Score is low across its combined quality, valuation and risk inputs. This can reflect an expensive share price, business weaknesses, or both; check Company Quality and the category breakdown before drawing a conclusion.
At today’s price, the WSS valuation framework currently reads as less attractive based on the available valuation and market data.
The model outlook is currently cautious.
What we like
•Recent buyback activity is present
What to watch
•Debt service risk
•Valuation is a weaker part of the current profile
•Revenue fundamentals are weak
Company-specific research
Questions worth answering for VYX
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•What is driving VYX's revenue decline, and does the latest company filing suggest the weakness is temporary or structural?
•How long can VYX fund negative free cash flow using its current cash position before it may need more debt or new shares?
•Is VYX's debt load manageable relative to cash generation, interest costs and upcoming maturities?
•What future growth or profitability would be needed to justify VYX's current valuation?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for VYX
Detected from reported data — verify before acting.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Debt service risk
Interest coverage is low (~0.4x). Earnings may be strained to cover interest expense.
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on VYX.
Potential upside factors
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Global scale and established presence in retail and restaurant markets.
Potential downside factors
−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Information Technology Services industry.
−Dependence on third-party suppliers and contract manufacturers.
−Risks associated with the transition from a hardware-centric to a SaaS-based business model.
−Negative free cash flow may increase the need for outside financing and dilution.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
Create a free account to make a call.
Scores
Click any score for full breakdown
Wall Street Score
Weak28/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Fair
67
Debt Cost3.7%
Debt Reduction YoY-19.2%
Debt / Equity1.39x
Tap for breakdown →
Revenue
Poor
28
Revenue YoY-5.7%
Revenue CAGR-8.0%
Net Margin3.0%
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Asset
Fair
55
Asset Growth YoY-11.9%
Liquidation/Share$8.03
Net Assets/MCap2.39x
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Capital
Fair
69
Earnings Yield6.6%
Buyback Yield4.4%
Debt Cost3.7%
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Management
Poor
30
ROIC1.3%
ROE6.7%
ROA2.0%
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Moat
Poor
4
EPS Growth-48.8%
FCF/Share Growth—
Rev/Share Growth-9.3%
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Valuation
Poor
16
Intrinsic Value$3.53
Value Reference$2.12
MOS-123.2%
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Buffett
Poor
37
Revenue28
Moat4
Valuation16
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MOS
Poor
0
MOS %-123.2%
Value Reference$2.12
Deep Discount Reference$1.41
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Financial
Poor
15
Interest Coverage0.4x
ROIC1.3%
FCF Yield-32.5%
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Master
Poor
23
Financial15
Valuation16
Debt67
Tap for breakdown →
Resilience
Poor
20
Survival Years0.6 yrs
Current Ratio1.04x
FCF Margin-14.0%
Tap for breakdown →
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Score Changes
3 historical score records available
Previous Score
30
Oct 1, 2026
Change
-1.9
points
Current Score
28
Oct 26, 2026
Category Changes
Revenue-1.4
Debt0
Assets0
Capital-15.0
Management0
Moat0
Valuation-5.9
Buffett-0.9
VYX decreased 1.9 points because Capital declined by 15 points, Valuation declined by 5.9 points.
Negative Contributors
− Capital declined by 15 points
− Valuation declined by 5.9 points
Projected Score
Projected Score
24
Projected Change
-4.4 points
Preliminary comparable-period financial changes suggest decline of approximately 4.4 points. This is a projected estimate, not the official WallStreetScore.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
$2.53B
$2.69B
$2.83B
$3.18B
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Cost of Revenue
$1.90B
$2.05B
$2.25B
$2.51B
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Gross Profit
$633.0M
$634.0M
$579.0M
$669.0M
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Research & Development
$152.0M
$155.0M
$157.0M
$139.0M
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SG&A Expenses
$378.0M
$453.0M
$459.0M
$659.0M
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Operating Expenses
$530.0M
$608.0M
$616.0M
$798.0M
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EBITDA
$230.0M
$260.0M
$232.0M
$308.0M
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Operating Income
$103.0M
$26.0M
-$37.0M
-$129.0M
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Interest Expense
$56.0M
$60.0M
$158.0M
$322.0M
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Income Before Tax
-$44.0M
-$31.0M
-$199.0M
-$545.0M
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Income Tax Expense
-$102.0M
-$73.0M
$4.0M
$184.0M
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Net Income
$76.0M
$42.0M
$958.0M
-$423.0M
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Basic EPS
$0.42
$0.30
$6.52
$-3.12
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Basic Shares
138M
139M
145M
141M
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Diluted Shares
138M
141M
145M
141M
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Upgrade to Premium for up to 10 annual periods, where available.
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Margins expanded
Debt reduced
What Weakened
Cash position declined
Potential Score Impact
Positive indicators included debt levels, net income margin. Pressure indicators included revenue growth, EPS growth, cash levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue declined 21.5%. EPS declined 74.8%. Cash declined 14.1%. Total debt declined 17.7%. Net income margin improved by 0.4 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
Upgrade to Premium to unlock all earnings history.View plans
Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.