Valley National Bancorp (VLY) Stock Score, Valuation & Financial Research
Valley National Bancorp is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 44/100.
Quick answer for VLY
Valley National Bancorp currently has a Wall Street Score of 44/100. The stored market price is $13.8. Its financial score is 8/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Valley National Bancorp does
Valley National Bancorp, the holding company for Valley National Bank, delivers an extensive array of financial services encompassing commercial, retail, insurance, and wealth management. Its operations are organized into three core segments: Commercial Lending, Consumer Lending, and Investment Management. The institution accepts a variety of deposits, including non-interest-bearing, savings, NOW, money market, and time accounts. Its diverse lending portfolio features commercial and industrial loans, commercial and residential real estate mortgages, automobile financing, and loans backed by the cash surrender value of life insurance. Valley National also provides home equity loans and credit lines, as well as other secured and unsecured consumer loans. The company strategically invests in various securities and interest-bearing deposits with other banks. For international clients, it off
VLY financial snapshot
- Wall Street Score:
- 44/100
- Current price:
- $13.8
- Market capitalization:
- $7.65B
- Revenue:
- $2.98B
- Net income:
- $693.6M
- Free cash flow:
- $343.8M
- Cash:
- $966.9M
- Total debt:
- $3.45B
- EPS:
- 1.02
- P/E ratio:
- 13.5x
- Financial score:
- 8/100
- Valuation score:
- 97/100
- Revenue score:
- 23/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $343.8M, showing positive cash generation.
- The balance sheet shows $966.9M of cash versus $3.45B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 8/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research VLY
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
Learn how to analyze a stock · Read the Wall Street Score methodology · Browse other stocks
Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.