Virginia National Bankshares Corporation (VABK) Stock Score, Valuation & Financial Research
Virginia National Bankshares Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 49/100.
Quick answer for VABK
Virginia National Bankshares Corporation currently has a Wall Street Score of 49/100. The stored market price is $49.16. Its financial score is 45/100. Its valuation score is 88/100. These figures are a research snapshot, not a buy or sell recommendation.
What Virginia National Bankshares Corporation does
Virginia National Bankshares Corporation operates as the parent entity for Virginia National Bank, delivering a comprehensive suite of commercial banking solutions. Its operations are structured into four distinct divisions: the primary banking segment, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. The institution provides a diverse range of deposit products, including checking accounts, demand deposits, NOW accounts, money market savings, time deposits, certificates of deposit (CDs), and individual retirement accounts (IRAs), among other related savings options. Furthermore, it extends various lending services, such as financing for commercial and industrial ventures, real estate loans for construction and land development, commercial property loans, mortgages for 1-4 family homes, and consumer credit offerings like student loans, revolving lines of credit
VABK financial snapshot
- Wall Street Score:
- 49/100
- Current price:
- $49.16
- Market capitalization:
- $266.6M
- Revenue:
- $82.0M
- Net income:
- $24.8M
- Free cash flow:
- $20.8M
- Cash:
- $35.7M
- Total debt:
- $29.7M
- EPS:
- 3.57
- P/E ratio:
- 13.8x
- Financial score:
- 45/100
- Valuation score:
- 88/100
- Revenue score:
- 28/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $20.8M, showing positive cash generation.
- The balance sheet shows $35.7M of cash versus $29.7M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 88/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 45/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research VABK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.