Visa Inc. (V) Stock Score, Valuation & Financial Research

Visa Inc. is in the Financial Services sector and Financial - Credit Services industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 44/100.

Quick answer for V

Visa Inc. currently has a Wall Street Score of 44/100. The stored market price is $370.45. Its financial score is 46/100. Its valuation score is 10/100. The latest WSS change is +0.1 points. These figures are a research snapshot, not a buy or sell recommendation.

What Visa Inc. does

Visa Inc. functions globally as a leading technology company dedicated to payments. Its primary role is to enable the secure and efficient digital transfer of funds among a wide array of participants, including individual consumers, retail businesses, banking institutions, corporations, strategic partners, and governmental bodies. At the heart of its operations is VisaNet, a highly sophisticated transaction processing network that handles the critical functions of authorizing, clearing, and settling all payment transactions. In addition to this core infrastructure, the company also provides a variety of card products, innovative digital platforms, and an extensive range of supplementary value-added services. These offerings are distributed under several widely recognized brands, including Visa, Visa Electron, Interlink, VPAY, and PLUS. Demonstrating its commitment to enhancing user exper

V financial snapshot

Wall Street Score:
44/100
Current price:
$370.45
Market capitalization:
$691.65B
Revenue:
$43.03B
Net income:
$22.24B
Free cash flow:
$21.58B
Cash:
$12.40B
Total debt:
$23.98B
EPS:
10.22
P/E ratio:
36.2x
Financial score:
46/100
Valuation score:
10/100
Revenue score:
40/100

What stands out

  • Reported year-over-year revenue growth is +0.1%.
  • Free cash flow is $21.58B, showing positive cash generation.
  • The balance sheet shows $12.40B of cash versus $23.98B of total debt, so leverage deserves attention.
  • The latest Wall Street Score change is +0.1 points: V increased 0.1 points because overall fundamentals improved.

What the numbers mean

Its current valuation score is 10/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research V

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.