UWM Holdings Corporation (UWMC) Stock Score, Valuation & Financial Research
UWM Holdings Corporation is in the Financial Services sector and Financial - Mortgages industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 19/100.
Quick answer for UWMC
UWM Holdings Corporation currently has a Wall Street Score of 19/100. The stored market price is $1.28. Its financial score is 2/100. Its valuation score is 0/100. The latest WSS change is -19.0 points. These figures are a research snapshot, not a buy or sell recommendation.
What UWM Holdings Corporation does
UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
UWMC financial snapshot
- Wall Street Score:
- 19/100
- Current price:
- $1.28
- Market capitalization:
- $1.94B
- Revenue:
- $3.21B
- Net income:
- $-37.1M
- Free cash flow:
- $-2.72B
- Cash:
- $498.4M
- Total debt:
- $14.65B
- EPS:
- -0.08
- Financial score:
- 2/100
- Valuation score:
- 0/100
- Revenue score:
- 37/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $-2.72B, showing cash burn in the current stored period.
- The balance sheet shows $498.4M of cash versus $14.65B of total debt, so leverage deserves attention.
- The latest Wall Street Score change is -19.0 points: UWMC decreased 19 points because Capital declined by 10 points, Management declined by 18.4 points, Valuation declined by 82.5 points.
- The current research record carries a share basis reconciled warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 2/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-13.
How to research UWMC
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.