Universal Insurance Holdings, Inc. (UVE) Stock Score, Valuation & Financial Research
Universal Insurance Holdings, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 80/100.
Quick answer for UVE
Universal Insurance Holdings, Inc. currently has a Wall Street Score of 80/100. The stored market price is $44.15. Its financial score is 54/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Universal Insurance Holdings, Inc. does
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-t
UVE financial snapshot
- Wall Street Score:
- 80/100
- Current price:
- $44.15
- Market capitalization:
- $1.23B
- Revenue:
- $1.63B
- Net income:
- $219.9M
- Free cash flow:
- $377.1M
- Cash:
- $600.8M
- Total debt:
- $100.5M
- EPS:
- 6.56
- P/E ratio:
- 6.7x
- Financial score:
- 54/100
- Valuation score:
- 100/100
- Revenue score:
- 44/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $377.1M, showing positive cash generation.
- The balance sheet shows $600.8M of cash versus $100.5M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 54/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research UVE
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.