U.S. Bancorp (USB) Stock Score, Valuation & Financial Research
U.S. Bancorp is in the Financial Services sector and Banks - Diversified industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 57/100.
Quick answer for USB
U.S. Bancorp currently has a Wall Street Score of 57/100. The stored market price is $62.39. Its financial score is 46/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What U.S. Bancorp does
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance
USB financial snapshot
- Wall Street Score:
- 57/100
- Current price:
- $62.39
- Market capitalization:
- $97.18B
- Revenue:
- $43.74B
- Net income:
- $8.17B
- Free cash flow:
- $7.97B
- Cash:
- $66.49B
- Total debt:
- $96.01B
- EPS:
- 4.62
- P/E ratio:
- 13.5x
- Financial score:
- 46/100
- Valuation score:
- 97/100
- Revenue score:
- 24/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $7.97B, showing positive cash generation.
- The balance sheet shows $66.49B of cash versus $96.01B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 46/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research USB
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.