Upbound Group, Inc. (UPBD) Stock Score, Valuation & Financial Research
Upbound Group, Inc. is in the Technology sector and Software - Application industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 38/100.
Quick answer for UPBD
Upbound Group, Inc. currently has a Wall Street Score of 38/100. The stored market price is $18.31. Its financial score is 31/100. Its valuation score is 41/100. These figures are a research snapshot, not a buy or sell recommendation.
What Upbound Group, Inc. does
Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related acce
UPBD financial snapshot
- Wall Street Score:
- 38/100
- Current price:
- $18.31
- Market capitalization:
- $1.07B
- Revenue:
- $4.74B
- Net income:
- $84.2M
- Free cash flow:
- $238.7M
- Cash:
- $98.4M
- Total debt:
- $1.73B
- EPS:
- 1.30
- P/E ratio:
- 14.1x
- Financial score:
- 31/100
- Valuation score:
- 41/100
- Revenue score:
- 35/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $238.7M, showing positive cash generation.
- The balance sheet shows $98.4M of cash versus $1.73B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 41/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 31/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research UPBD
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.