Unum Group (UNM) Stock Score, Valuation & Financial Research
Unum Group is in the Financial Services sector and Insurance - Life industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 36/100.
Quick answer for UNM
Unum Group currently has a Wall Street Score of 36/100. The stored market price is $94.42. Its financial score is 34/100. Its valuation score is 16/100. These figures are a research snapshot, not a buy or sell recommendation.
What Unum Group does
Unum Group, along with its various subsidiaries, specializes in delivering financial protection benefits, primarily operating across the United States, the United Kingdom, and Poland. The company's operations are organized into distinct segments: Unum US, Unum International, Colonial Life, and the Closed Block. Its extensive product portfolio encompasses group coverage, including long-term and short-term disability, life insurance, and accidental death and dismemberment. Additionally, Unum provides a range of supplemental and voluntary offerings like individual disability, various voluntary benefits, and dental and vision plans. Further offerings include policies addressing accidents, sickness, general disability, life coverage, cancer, and critical illness. Beyond these, Unum's services extend to group pension plans, individual life insurance, corporate-owned life insurance (COLI), and
UNM financial snapshot
- Wall Street Score:
- 36/100
- Current price:
- $94.42
- Market capitalization:
- $14.95B
- Revenue:
- $13.30B
- Net income:
- $781.4M
- Free cash flow:
- $555.4M
- Cash:
- $192.6M
- Total debt:
- $3.76B
- EPS:
- 4.28
- P/E ratio:
- 22.1x
- Financial score:
- 34/100
- Valuation score:
- 16/100
- Revenue score:
- 22/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $555.4M, showing positive cash generation.
- The balance sheet shows $192.6M of cash versus $3.76B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 16/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 34/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research UNM
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.