UnitedHealth Group Incorporated (UNH) Stock Score, Valuation & Financial Research
UnitedHealth Group Incorporated is in the Healthcare sector and Medical - Healthcare Plans industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 39/100.
Quick answer for UNH
UnitedHealth Group Incorporated currently has a Wall Street Score of 39/100. The stored market price is $377.99. Its financial score is 35/100. Its valuation score is 23/100. These figures are a research snapshot, not a buy or sell recommendation.
What UnitedHealth Group Incorporated does
UnitedHealth Group Incorporated (UNH) operates as a comprehensive healthcare enterprise across the United States, structuring its diverse services into four key divisions: UnitedHealthcare, Optum Health, Optum Insight, and Optum Rx. The UnitedHealthcare segment provides a wide array of health benefit plans and consumer-focused services. These offerings cater to a broad spectrum of clients, including large national corporations, public sector employers, mid-sized and small businesses, and individual consumers. It also delivers specialized health coverage and wellness programs tailored for individuals aged 50 and older, addressing their needs for preventive and acute care, chronic disease management, and other age-specific health issues. This division further encompasses Medicaid plans, children's health insurance, dental benefits, and various hospital and clinical services. Optum Health f
UNH financial snapshot
- Wall Street Score:
- 39/100
- Current price:
- $377.99
- Market capitalization:
- $343.27B
- Revenue:
- $450.13B
- Net income:
- $14.12B
- Free cash flow:
- $16.07B
- Cash:
- $31.47B
- Total debt:
- $73.33B
- EPS:
- 13.23
- P/E ratio:
- 28.6x
- Financial score:
- 35/100
- Valuation score:
- 23/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $16.07B, showing positive cash generation.
- The balance sheet shows $31.47B of cash versus $73.33B of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 23/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 35/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research UNH
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.