United Fire Group, Inc. (UFCS) Stock Score, Valuation & Financial Research
United Fire Group, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 62/100.
Quick answer for UFCS
United Fire Group, Inc. currently has a Wall Street Score of 62/100. The stored market price is $55.38. Its financial score is 56/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What United Fire Group, Inc. does
Headquartered in Cedar Rapids, Iowa, United Fire Group, Inc. (UFCS) operates throughout the United States, specializing in property and casualty insurance solutions for both personal and commercial clients. The company's diverse portfolio includes commercial multiple peril, inland marine, and various commercial property and casualty coverages such as fire and allied lines, general liability, automobile, workers' compensation, and fidelity and surety bonds. For individuals, they offer automobile and fire and allied lines policies, including homeowners' insurance. Additionally, United Fire Group engages in assumed reinsurance. Distribution of these offerings occurs through a network of independent agencies. The firm has been providing these services since its establishment in 1946.
UFCS financial snapshot
- Wall Street Score:
- 62/100
- Current price:
- $55.38
- Market capitalization:
- $1.42B
- Revenue:
- $1.43B
- Net income:
- $130.5M
- Free cash flow:
- $263.3M
- Cash:
- $162.0M
- Total debt:
- $146.3M
- EPS:
- 4.48
- P/E ratio:
- 12.4x
- Financial score:
- 56/100
- Valuation score:
- 97/100
- Revenue score:
- 38/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $263.3M, showing positive cash generation.
- The balance sheet shows $162.0M of cash versus $146.3M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 56/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research UFCS
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.