TWFG, Inc. Common Stock (TWFG) Stock Score, Valuation & Financial Research
TWFG, Inc. Common Stock is in the Financial Services sector and Insurance - Brokers industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 48/100.
Quick answer for TWFG
TWFG, Inc. Common Stock currently has a Wall Street Score of 48/100. The stored market price is $27.96. Its financial score is 62/100. Its valuation score is 4/100. The latest WSS change is +1.0 points. These figures are a research snapshot, not a buy or sell recommendation.
What TWFG, Inc. Common Stock does
Established in 2001 and based in The Woodlands, Texas, TWFG, Inc. serves as an independent intermediary for a broad spectrum of personal and commercial insurance offerings throughout the United States. A subsidiary of Bunch Family Holdings, LLC, the company provides an extensive portfolio of coverage. For individual clients, this includes policies for automobiles, homes, renters, life, health, motorcycles, boats, recreational vehicles, umbrella, flood, wind, events, and luxury items. Commercial customers can access solutions such as general liability, property, business auto, workers' compensation, business owner policies, professional liability insurance, commercial bonds, and group benefits.
TWFG financial snapshot
- Wall Street Score:
- 48/100
- Current price:
- $27.96
- Market capitalization:
- $363.4M
- Revenue:
- $284.6M
- Net income:
- $8.8M
- Free cash flow:
- $53.1M
- Cash:
- $73.7M
- Total debt:
- $7.6M
- EPS:
- 0.61
- P/E ratio:
- 45.8x
- Financial score:
- 62/100
- Valuation score:
- 4/100
- Revenue score:
- 44/100
What stands out
- Reported year-over-year revenue growth is +0.2%.
- Free cash flow is $53.1M, showing positive cash generation.
- The balance sheet shows $73.7M of cash versus $7.6M of total debt, leaving more cash than debt.
- The latest Wall Street Score change is +1.0 points: TWFG increased 1 points because Revenue improved by 8.8 points.
- The current research record carries a share basis reconciled warning, which should be reviewed alongside the score.
What the numbers mean
Its current valuation score is 4/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 62/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-13.
How to research TWFG
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.