Timberland Bancorp, Inc. (TSBK) Stock Score, Valuation & Financial Research
Timberland Bancorp, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for TSBK
Timberland Bancorp, Inc. currently has a Wall Street Score of 63/100. The stored market price is $46.47. Its financial score is 68/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Timberland Bancorp, Inc. does
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
TSBK financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $46.47
- Market capitalization:
- $363.8M
- Revenue:
- $115.7M
- Net income:
- $30.9M
- Free cash flow:
- $28.4M
- Cash:
- $24.2M
- Total debt:
- $22.9M
- EPS:
- 3.68
- P/E ratio:
- 12.6x
- Financial score:
- 68/100
- Valuation score:
- 97/100
- Revenue score:
- 38/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $28.4M, showing positive cash generation.
- The balance sheet shows $24.2M of cash versus $22.9M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 68/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research TSBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.