Trupanion, Inc. (TRUP) Stock Score, Valuation & Financial Research
Trupanion, Inc. is in the Financial Services sector and Insurance - Property & Casualty industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 39/100.
Quick answer for TRUP
Trupanion, Inc. currently has a Wall Street Score of 39/100. The stored market price is $24.89. Its financial score is 40/100. Its valuation score is 0/100. These figures are a research snapshot, not a buy or sell recommendation.
What Trupanion, Inc. does
Trupanion, Inc. provides monthly subscription-based medical insurance for canine and feline companions across the United States, Canada, Puerto Rico, and Australia. The company's operations are divided into two main categories: Subscription Business and Other Business, serving both pet owners and veterinary professionals. Founded in 2000, the Seattle, Washington-headquartered firm was previously known as Vetinsurance International, Inc., before adopting the Trupanion, Inc. name in 2013.
TRUP financial snapshot
- Wall Street Score:
- 39/100
- Current price:
- $24.89
- Market capitalization:
- $1.09B
- Revenue:
- $1.48B
- Net income:
- $25.8M
- Free cash flow:
- $75.4M
- Cash:
- $153.5M
- Total debt:
- $109.3M
- EPS:
- 0.45
- P/E ratio:
- 55.3x
- Financial score:
- 40/100
- Valuation score:
- 0/100
- Revenue score:
- 32/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $75.4M, showing positive cash generation.
- The balance sheet shows $153.5M of cash versus $109.3M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 0/100, which Wall Street Score classifies as weak within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research TRUP
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.