TransUnion (TRU) Stock Score, Valuation & Financial Research

TransUnion is in the Financial Services sector and Financial - Data & Stock Exchanges industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 36/100.

Quick answer for TRU

TransUnion currently has a Wall Street Score of 36/100. The stored market price is $77.7. Its financial score is 17/100. Its valuation score is 10/100. These figures are a research snapshot, not a buy or sell recommendation.

What TransUnion does

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as

TRU financial snapshot

Wall Street Score:
36/100
Current price:
$77.7
Market capitalization:
$14.89B
Revenue:
$4.73B
Net income:
$704.6M
Free cash flow:
$661.6M
Cash:
$732.5M
Total debt:
$5.68B
EPS:
2.34
P/E ratio:
33.2x
Financial score:
17/100
Valuation score:
10/100
Revenue score:
25/100

What stands out

  • Reported year-over-year revenue growth is +0.0%.
  • Free cash flow is $661.6M, showing positive cash generation.
  • The balance sheet shows $732.5M of cash versus $5.68B of total debt, so leverage deserves attention.

What the numbers mean

Its current valuation score is 10/100, which Wall Street Score classifies as weak within the model's valuation framework.

The financial score is 17/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.

A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.

Data freshness: Financial data last refreshed 2026-07-24.

How to research TRU

Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.

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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.