Tompkins Financial Corporation (TMP) Stock Score, Valuation & Financial Research
Tompkins Financial Corporation is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 63/100.
Quick answer for TMP
Tompkins Financial Corporation currently has a Wall Street Score of 63/100. The stored market price is $97.6. Its financial score is 43/100. Its valuation score is 100/100. These figures are a research snapshot, not a buy or sell recommendation.
What Tompkins Financial Corporation does
Tompkins Financial Corporation functions as a financial holding entity, offering a comprehensive array of services that include commercial and retail banking, leasing, trust and investment management, financial planning, wealth management, and insurance solutions. Its operations are strategically divided into three main segments: Banking, Insurance, and Wealth Management. The corporation provides a diverse selection of deposit products, such as checking, savings, and time accounts, alongside IRA options, and specialized brokered, reciprocal, and municipal money market deposits. It also extends a wide range of lending solutions. For businesses, these include financing for real estate, construction, and equipment, accounts receivable funding, and commercial leasing. For individuals and businesses alike, it offers residential mortgages, personal loans, home equity loans, commercial and indu
TMP financial snapshot
- Wall Street Score:
- 63/100
- Current price:
- $97.6
- Market capitalization:
- $1.40B
- Revenue:
- $489.4M
- Net income:
- $175.3M
- Free cash flow:
- $31.9M
- Cash:
- $71.7M
- Total debt:
- $728.1M
- EPS:
- 12.29
- P/E ratio:
- 7.9x
- Financial score:
- 43/100
- Valuation score:
- 100/100
- Revenue score:
- 50/100
What stands out
- Reported year-over-year revenue growth is -0.2%.
- Free cash flow is $31.9M, showing positive cash generation.
- The balance sheet shows $71.7M of cash versus $728.1M of total debt, so leverage deserves attention.
What the numbers mean
Its current valuation score is 100/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 43/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-09-08.
How to research TMP
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.