Third Coast Bancshares, Inc. (TCBX) Stock Score, Valuation & Financial Research
Third Coast Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 64/100.
Quick answer for TCBX
Third Coast Bancshares, Inc. currently has a Wall Street Score of 64/100. The stored market price is $45. Its financial score is 45/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Third Coast Bancshares, Inc. does
Third Coast Bancshares, Inc. serves as the parent company for Third Coast Bank, SSB, a financial institution primarily focused on delivering a broad spectrum of commercial banking solutions to small and medium-sized businesses, as well as individual professionals. The bank's offerings include a comprehensive range of deposit accounts, such as checking, savings, individual retirement accounts (IRAs), money market accounts, and certificates of deposit (CDs). For its lending services, it provides commercial and industrial (C&I) loans, which encompass financing for equipment, working capital, vehicle fleets, and various other commercial needs. Beyond these core services, Third Coast also offers treasury management, both consumer and commercial online banking platforms, mobile applications, secure safe deposit boxes, wire transfer capabilities, and debit cards. Geographically, the bank operat
TCBX financial snapshot
- Wall Street Score:
- 64/100
- Current price:
- $45
- Market capitalization:
- $634.5M
- Revenue:
- $344.8M
- Net income:
- $74.3M
- Free cash flow:
- $48.2M
- Cash:
- $404.2M
- Total debt:
- $141.4M
- EPS:
- 4.45
- P/E ratio:
- 10.1x
- Financial score:
- 45/100
- Valuation score:
- 97/100
- Revenue score:
- 39/100
What stands out
- Reported year-over-year revenue growth is -0.1%.
- Free cash flow is $48.2M, showing positive cash generation.
- The balance sheet shows $404.2M of cash versus $141.4M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 45/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research TCBX
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.