TriCo Bancshares (TCBK) Stock Score, Valuation & Financial Research
TriCo Bancshares is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 50/100.
Quick answer for TCBK
TriCo Bancshares currently has a Wall Street Score of 50/100. The stored market price is $53.43. Its financial score is 35/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What TriCo Bancshares does
TriCo Bancshares functions as the parent company for Tri Counties Bank, delivering a full spectrum of commercial banking services to both individual clients and corporate entities. The institution accommodates various deposit types, including checking, savings, and term accounts. Its lending portfolio is comprehensive, featuring financing for small businesses, a range of real estate mortgages (encompassing residential and commercial properties), personal consumer loans, general commercial credit facilities (with a focus on agricultural lending), and funding for real estate development projects. Beyond deposits and loans, the company offers treasury management solutions, standard banking amenities such as safe deposit boxes, and independent financial and broker-dealer services. Established in 1975 and headquartered in Chico, California, the bank maintains a substantial presence throughout
TCBK financial snapshot
- Wall Street Score:
- 50/100
- Current price:
- $53.43
- Market capitalization:
- $1.72B
- Revenue:
- $545.8M
- Net income:
- $135.5M
- Free cash flow:
- $127.9M
- Cash:
- $105.2M
- Total debt:
- $77.1M
- EPS:
- 3.73
- P/E ratio:
- 14.3x
- Financial score:
- 35/100
- Valuation score:
- 97/100
- Revenue score:
- 26/100
What stands out
- Reported year-over-year revenue growth is +0.0%.
- Free cash flow is $127.9M, showing positive cash generation.
- The balance sheet shows $105.2M of cash versus $77.1M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 35/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research TCBK
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.