Texas Capital Bancshares, Inc. (TCBI) Stock Score, Valuation & Financial Research
Texas Capital Bancshares, Inc. is in the Financial Services sector and Banks - Regional industry. It is reviewed using Wall Street Score's company-strength, valuation, growth and financial-health framework. The current Wall Street Score is 55/100.
Quick answer for TCBI
Texas Capital Bancshares, Inc. currently has a Wall Street Score of 55/100. The stored market price is $98.44. Its financial score is 40/100. Its valuation score is 97/100. These figures are a research snapshot, not a buy or sell recommendation.
What Texas Capital Bancshares, Inc. does
Texas Capital Bancshares, Inc. serves as the holding company for Texas Capital Bank, operating as a comprehensive financial services firm that delivers tailored solutions to businesses, entrepreneurs, and individual clients. Its offerings encompass commercial banking, consumer banking, investment banking, and wealth management. The company provides businesses with various deposit accounts, such as commercial checking, lockbox, and cash concentration services, alongside digital banking tools for information access, wire transfers, ACH initiation, and account integration. For individual clients, it offers checking, savings, money market accounts, and certificates of deposit. Regarding lending, the firm extends a broad spectrum of options, including commercial loans to fund working capital, growth initiatives, acquisitions, and business insurance premiums, in addition to consumer loans. Spe
TCBI financial snapshot
- Wall Street Score:
- 55/100
- Current price:
- $98.44
- Market capitalization:
- $4.28B
- Revenue:
- $1.96B
- Net income:
- $364.6M
- Free cash flow:
- $347.6M
- Cash:
- $3.70B
- Total debt:
- $850.9M
- EPS:
- 6.87
- P/E ratio:
- 14.3x
- Financial score:
- 40/100
- Valuation score:
- 97/100
- Revenue score:
- 25/100
What stands out
- Reported year-over-year revenue growth is -0.0%.
- Free cash flow is $347.6M, showing positive cash generation.
- The balance sheet shows $3.70B of cash versus $850.9M of total debt, leaving more cash than debt.
What the numbers mean
Its current valuation score is 97/100, which Wall Street Score classifies as strong within the model's valuation framework.
The financial score is 40/100. This is a starting point for reviewing liquidity, leverage and cash-flow strength rather than a stand-alone recommendation.
A strong company and an attractive stock price are not always the same thing. Revenue, earnings, free cash flow, debt, management quality, competitive advantage and valuation should be considered together. Wall Street Score organizes these inputs into a consistent research framework so investors can identify what deserves deeper review.
Data freshness: Financial data last refreshed 2026-07-24.
How to research TCBI
Start by understanding how the company makes money. Then compare revenue and earnings trends, cash generation, debt, liquidity and valuation. Review the company's latest filings and earnings reports before acting on any score or model estimate.
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Data may change as company filings and market prices update. Educational research only; not a buy or sell recommendation.