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Price updated todayFinancials updated Oct 22, 2026
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TAL · Price history
Price at last available close
$10.06
−$1.83 (-15.39%) 1M
2026-10-28
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Primary reporting period: 2026-02-28 · Research updated Oct 12, 2026. A research update is not a new financial filing.
Who they are
Established in 2003 and headquartered in Beijing, People's Republic of China, TAL Education Group specializes in providing extracurricular academic support for K-12 students. The company's comprehensive tutoring programs cater to students from kindergarten through twelfth grade, encompassing a wide array of subjects such as mathematics, physics, chemistry, biology, history, geography, political science, English, and Chinese. Instruction is predominantly delivered through small-group classes operating under various brand names, including Xueersi, Xueersi Online School, First Leap, Tipaipai, Xiaohou AI, Xiaohoucode, Aiqidao, Mamabang, Kaoyanbang, and Shunshunliuxue.
How they make money
TAL Education Group operates as a smart learning solutions provider, generating revenue primarily through the provision of enrichment learning programs and academic subjects. The company utilizes a variable interest entity (VIE) structure to conduct operations in China, offering services through both online and offline channels to students of various ages.
Products & services
Comprehensive learning solutions including enrichment learning programs, academic subjects, and technology-enabled educational content.
Brands & revenue mix
TAL
The primary brand under which the company provides its smart learning solutions.
Separate brand revenue is not available in this research.Source
Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.
Product / operating segments
No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.
Geographic revenue
No reconciled geographic revenue breakdown was confirmed for the current research period.
The company does not rely on any single customer for a significant portion of its total revenue as of the fiscal year ended February 28, 2026.
Suppliers, materials & equipment
Cloud service providers — The company relies on third-party cloud service providers to host its online learning platforms and deliver digital content.Source
Strengths
Strong brand recognition in the Chinese education marketSource
Integration of advanced technology in learning solutionsSource
Risks
Regulatory risks related to the education industry in ChinaSource
Risks associated with the VIE contractual structureSource
Overall investment score · Quality, value, risk and opportunity
67
Fair
PoorElite
View category scores →
Company Quality
How good is the actual business—regardless of today’s stock price?
48
Weak
Financial Strength
49
Business Quality / Moat
21
Management
95
Growth Quality
43
Risk / Durability
30
Cheap for a Reason · Review the Risks
Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.
Opportunity
Opportunity Score · How does the current price compare with estimated value?
78
Fair
Based on current valuation, company quality, recent trends, and available market signals.
View score details →
Model Outlook
12-month model · What does the model think happens next?
74/100
Building Historical Record
Model Score 74/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.
Probability unavailable — the model has not produced a calibrated probability yet.
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WSS View
The quick read
The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.
At today’s price, the WSS valuation framework currently reads as relatively attractive.
The model outlook is currently positive.
What we like
•Valuation scores attractively
•Recent buyback activity is present
What to watch
•Debt / balance-sheet profile needs attention
Company-specific research
Questions worth answering for TAL
Research inputs 100% complete
These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.
•Can TAL maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
•Is TAL's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
•How is TAL likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
•Is TAL's valuation discount tied to a temporary concern or to a longer-term business risk?
•What does the current share basis reconciled warning mean for the reliability or interpretation of TAL's score?
Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.
A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.
Volatility = How violently is it moving?
A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.
Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.
Notices for TAL
Detected from reported data — verify before acting.
Historical repurchase activity
Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.
Community Sentiment
0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)
No personal call yet on TAL.
Potential upside factors
+Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
+Strong brand recognition in the Chinese education market.
+Integration of advanced technology in learning solutions.
+Positive free cash flow may provide capacity to invest in growth.
Potential downside factors
−Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Education & Training Services industry.
−Regulatory risks related to the education industry in China.
−Risks associated with the VIE contractual structure.
These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.
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Scores
Click any score for full breakdown
Wall Street Score
Fair67/ 100
Weak (0–50)Fair (51–71)Strong (72+)
Debt
Poor
33
Debt Cost—
Debt Reduction YoY-16.2%
Debt / Equity0.10x
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Revenue
Fair
56
Revenue YoY5.9%
Revenue CAGR42.4%
Net Margin28.4%
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Asset
Fair
61
Asset Growth YoY7.9%
Liquidation/Share$6.70
Net Assets/MCap0.99x
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Capital
Fair
58
Earnings Yield14.2%
Buyback Yield3.7%
Debt Cost—
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Management
Elite
95
ROIC7.5%
ROE22.3%
ROA13.4%
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Moat
Poor
21
EPS Growth38.6%
FCF/Share Growth-20.3%
Rev/Share Growth-16.7%
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Valuation
Elite
100
Intrinsic Value$190.58
Value Reference$114.34
MOS94.6%
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Buffett
Fair
56
Revenue56
Moat21
Valuation100
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MOS
Elite
100
MOS %94.6%
Value Reference$114.34
Deep Discount Reference$76.23
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Financial
Weak
46
Interest Coverage—
ROIC7.5%
FCF Yield8.0%
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Master
Fair
68
Financial46
Valuation100
Debt33
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Resilience
Strong
76
Survival Years2.5 yrs
Current Ratio2.17x
FCF Margin16.9%
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Score Changes
4 historical score records available
Previous Score
66
Oct 1, 2026
Change
+0.8
points
Current Score
67
Oct 22, 2026
Category Changes
Revenue+2.5
Debt0
Assets+4.1
Capital+3.0
Management0
Moat0
Valuation0
Buffett+1.1
TAL increased 0.8 points because Revenue improved by 2.5 points, Asset improved by 4.1 points, Capital improved by 3 points.
Positive Contributors
+ Revenue improved by 2.5 points
+ Asset improved by 4.1 points
+ Capital improved by 3 points
Projected Score
Projected Score
77
Projected Change
+9.8 points
Preliminary comparable-period financial changes suggest improvement of approximately 9.8 points. This is a projected estimate, not the official WallStreetScore.
Price vs. Value
Review model assumptions
This model estimate is more than three times the share price.
This is a formula-based estimate, not a verified fair value or price target. Check the earnings and growth assumptions.
Monetary values in USD. Share counts in raw units.
Income StatementBalance SheetCash Flow
AnnualQuarterlyTTM + Annual
All rows
Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.
Line Item
TTM
2026
2025
2024
2023
2022
2021
2020
2019
2018
2017
Revenue
$3.20B
$3.02B
$2.25B
$1.49B
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Cost of Revenue
$1.41B
$1.35B
$1.05B
$683.8M
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····
····
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Gross Profit
$1.79B
$1.67B
$1.20B
$805.6M
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····
····
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Research & Development
$0.00
$0.00
$0.00
$0.00
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····
····
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SG&A Expenses
$1.39B
$1.39B
$1.21B
$891.2M
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····
····
····
····
····
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Operating Expenses
$1.39B
$1.39B
$1.20B
$891.2M
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····
····
····
····
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EBITDA
$781.7M
$763.8M
$174.9M
$41.1M
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····
····
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Operating Income
$399.4M
$277.1M
-$3.2M
-$85.6M
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····
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Interest Expense
$0.00
$0.00
$0.00
$0.00
····
····
····
····
····
····
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Income Before Tax
$1.20B
$687.1M
$122.6M
$11.2M
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····
····
····
····
····
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Income Tax Expense
$287.5M
$155.0M
$38.3M
$15.4M
····
····
····
····
····
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Net Income
$909.2M
$532.7M
$84.6M
-$3.6M
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Basic EPS
$4.95
$2.79
$1.26
$-0.06
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Basic Shares
184M
190M
67.72M
58.67M
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····
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Diluted Shares
186M
193M
67.72M
67.09M
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Upgrade to Premium for up to 10 annual periods, where available.
Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.
Financial Changes Since Prior Period
What Improved
Margins expanded
Cash position grew
What Weakened
Debt increased
Potential Score Impact
Positive indicators included revenue growth, EPS growth, cash levels, net income margin. Pressure indicators included debt levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.
Stored Earnings Analysis
Revenue increased 31.9%. EPS increased 1360.0%. Cash increased 29.5%. Total debt increased 8.5%. Net income margin improved by 48.4 percentage points.
Earnings-Call Transcript
Earnings-call transcript analysis is not currently available.
These results may influence future scores when the next evaluation is completed.
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Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.
Dividend HistoryShare
Dividend History
Dividend data is not available yet. Missing data does not mean this company pays no dividend.
Predictions & Historical PerformanceShare
Conservative Projected Values
3 Years
$———.——
Premium
5 Years
$———.——
Premium
10 Years
$———.——
Premium
Conservative Projection Rate
——%
Premium
Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.
Conservative Projected Values
Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.
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