Educational research only—not investment advice or a recommendation. Scores and estimates may use delayed, incomplete, restated, or corrected market and filing data. Independently verify information before making an investment decision.

TAL Education Group

TALNYSE
Wall Street Score · overall investment67/100
$10.06USD$-0.15 (-1.47%)
Company website www.tal.com/en-us
HeadquartersTAL Building No.1, Beijing, BE, 102200, CN
Financial statement currencyUSD · no FX conversion applied
Consumer Defensive · Education & Training Services
Price updated todayFinancials updated Oct 22, 2026

TAL · Price history

Price at last available close

$10.06

−$1.83 (-15.39%) 1M

2026-10-28

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Company & revenue

About TAL Education Group

Primary reporting period: 2026-02-28 · Research updated Oct 12, 2026. A research update is not a new financial filing.

Who they are

Established in 2003 and headquartered in Beijing, People's Republic of China, TAL Education Group specializes in providing extracurricular academic support for K-12 students. The company's comprehensive tutoring programs cater to students from kindergarten through twelfth grade, encompassing a wide array of subjects such as mathematics, physics, chemistry, biology, history, geography, political science, English, and Chinese. Instruction is predominantly delivered through small-group classes operating under various brand names, including Xueersi, Xueersi Online School, First Leap, Tipaipai, Xiaohou AI, Xiaohoucode, Aiqidao, Mamabang, Kaoyanbang, and Shunshunliuxue.

How they make money

TAL Education Group operates as a smart learning solutions provider, generating revenue primarily through the provision of enrichment learning programs and academic subjects. The company utilizes a variable interest entity (VIE) structure to conduct operations in China, offering services through both online and offline channels to students of various ages.

Products & services

Comprehensive learning solutions including enrichment learning programs, academic subjects, and technology-enabled educational content.

Brands & revenue mix

TAL

The primary brand under which the company provides its smart learning solutions.

Separate brand revenue is not available in this research.Source

Revenue share is not unit sales or a best-seller ranking. Parent brands and included sub-brands can overlap; do not add overlapping rows.

Product / operating segments

No reconciled product or operating-segment revenue breakdown is available for the current research period. Company-wide revenue remains separate from segment disclosure.

Geographic revenue

No reconciled geographic revenue breakdown was confirmed for the current research period.

Customer types

Customer concentration

The company does not rely on any single customer for a significant portion of its total revenue as of the fiscal year ended February 28, 2026.

Suppliers, materials & equipment

  • Cloud service providers — The company relies on third-party cloud service providers to host its online learning platforms and deliver digital content.Source

Strengths

  • Strong brand recognition in the Chinese education marketSource
  • Integration of advanced technology in learning solutionsSource

Risks

  • Regulatory risks related to the education industry in ChinaSource
  • Risks associated with the VIE contractual structureSource

Wall Street Score

Overall investment score · Quality, value, risk and opportunity

67

Fair

PoorElite

View category scores →

Company Quality

How good is the actual business—regardless of today’s stock price?

48

Weak

Financial Strength

49

Business Quality / Moat

21

Management

95

Growth Quality

43

Risk / Durability

30

Cheap for a Reason · Review the Risks

Uses financial strength, moat, management, growth quality and durability. It excludes share price, P/E, market cap, intrinsic value and margin of safety.

Opportunity

Opportunity Score · How does the current price compare with estimated value?

78

Fair

Based on current valuation, company quality, recent trends, and available market signals.

View score details →

Model Outlook

12-month model · What does the model think happens next?

74/100

Building Historical Record

Model Score 74/100 — estimates relative performance potential, distinct from the overall Wall Street Score and the separate Company Quality score.

Probability unavailable — the model has not produced a calibrated probability yet.

Click for full breakdown →

WSS View

The quick read

The overall Wall Street Score is mixed across its combined quality, valuation and risk inputs. Review the category scores to identify what is helping or hurting the result.

At today’s price, the WSS valuation framework currently reads as relatively attractive.

The model outlook is currently positive.

What we like
  • •Valuation scores attractively
  • •Recent buyback activity is present
What to watch
  • •Debt / balance-sheet profile needs attention

Company-specific research

Questions worth answering for TAL

Research inputs 100% complete

These questions are generated from this company's current financial and score data so the page adds context instead of treating the headline score as a stand-alone conclusion.

  • •Can TAL maintain its current revenue growth rate and improve the amount of that revenue that turns into earnings and cash?
  • •Is TAL's positive free cash flow repeatable, or is the current level being helped by temporary working-capital or spending changes?
  • •How is TAL likely to use its cash advantage: reinvestment, acquisitions, debt reduction, dividends or buybacks?
  • •Is TAL's valuation discount tied to a temporary concern or to a longer-term business risk?
  • •What does the current share basis reconciled warning mean for the reliability or interpretation of TAL's score?
Business analysis: 16 days ago · Fresh

Essential Investment Snapshot

Wall Street Score

67

0–100 · Fair

Opportunity Score

78

0–100 · Strong

Market Cap

$6.12B

P/E Ratio

2.1

EPS

$4.95

52-Week High

$13.37

52-Week Low

$8.88

Beta

0.07

Intrinsic Value

$190.58

Analyst Target

$13.60

Shares Outstanding

608.5M

Total Revenue

$3.20B

Total Debt

$405.5M

Dividend

No current dividend

View dividend history

Liquidation Value / Share

$6.70

Estimated net asset value per share

Momentum & Volatility Signals

Two different market-behavior signals. Momentum measures direction and trend strength. Volatility measures how large and unstable the price moves are, regardless of direction.

0–100 market signals
Momentum
16/ 100
-5 pts / 5d

Strong downward momentum

5D -4.6% · 20D -16.7% · RSI 14 · Price vs 20D avg -14.3%
Volatility
39/ 100
+1 pts / 5d

Normal movement

20D realized vol 42.6% · 60D 37.6% · Acceleration 1.14x
Momentum = Where is it going?

A high momentum score means price has been trending upward with confirming short- and medium-term strength. A low score means downward or weakening momentum.

Volatility = How violently is it moving?

A high volatility score means larger, less stable price swings. It can happen while a stock is rising or falling, so high volatility is not automatically bullish or bearish.

Important: the volatility score above is based on realized price volatility. Implied volatility (IV) comes from options prices and represents the market's expected future movement. Wall Street Score will keep IV separate and will only display it when a verified options-chain feed is available.

Notices for TAL

Detected from reported data — verify before acting.

Historical repurchase activity

Reported cash flows or share-count measures indicate past repurchase activity. This does not verify an active buyback authorization or future purchases.

Community Sentiment

0 active · 0 total calls
0% Bullish (0) 0% Bearish (0)

No personal call yet on TAL.

Potential upside factors

  • +Growth opportunities may come from revenue expansion, margin improvement, new products, market-share gains, and stronger cash flow.
  • +Strong brand recognition in the Chinese education market.
  • +Integration of advanced technology in learning solutions.
  • +Positive free cash flow may provide capacity to invest in growth.

Potential downside factors

  • −Key risks may include competition, margin pressure, debt levels, valuation risk, and changes in demand within the Education & Training Services industry.
  • −Regulatory risks related to the education industry in China.
  • −Risks associated with the VIE contractual structure.

These research factors come from saved company research and financial data, not community votes. They are starting points to verify against filings, not buy or sell recommendations.

Create a free account to make a call.

Scores

Click any score for full breakdown
Wall Street Score
Fair67/ 100
Weak (0–50)Fair (51–71)Strong (72+)

Fair

67

Tap for breakdown →

Poor

33

Debt Cost—
Debt Reduction YoY-16.2%
Debt / Equity0.10x

Tap for breakdown →

Fair

56

Revenue YoY5.9%
Revenue CAGR42.4%
Net Margin28.4%

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Fair

61

Asset Growth YoY7.9%
Liquidation/Share$6.70
Net Assets/MCap0.99x

Tap for breakdown →

Fair

58

Earnings Yield14.2%
Buyback Yield3.7%
Debt Cost—

Tap for breakdown →

Elite

95

ROIC7.5%
ROE22.3%
ROA13.4%

Tap for breakdown →

Poor

21

EPS Growth38.6%
FCF/Share Growth-20.3%
Rev/Share Growth-16.7%

Tap for breakdown →

Elite

100

Intrinsic Value$190.58
Value Reference$114.34
MOS94.6%

Tap for breakdown →

Fair

56

Revenue56
Moat21
Valuation100

Tap for breakdown →

Elite

100

MOS %94.6%
Value Reference$114.34
Deep Discount Reference$76.23

Tap for breakdown →

Weak

46

Interest Coverage—
ROIC7.5%
FCF Yield8.0%

Tap for breakdown →

Fair

68

Financial46
Valuation100
Debt33

Tap for breakdown →

Strong

76

Survival Years2.5 yrs
Current Ratio2.17x
FCF Margin16.9%

Tap for breakdown →

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Score Changes

4 historical score records available

Previous Score

66

Oct 1, 2026

Change

+0.8

points

Current Score

67

Oct 22, 2026

Category Changes

Revenue+2.5
Debt0
Assets+4.1
Capital+3.0
Management0
Moat0
Valuation0
Buffett+1.1

TAL increased 0.8 points because Revenue improved by 2.5 points, Asset improved by 4.1 points, Capital improved by 3 points.

Positive Contributors

  • + Revenue improved by 2.5 points
  • + Asset improved by 4.1 points
  • + Capital improved by 3 points

Projected Score

Projected Score

77

Projected Change

+9.8 points

Preliminary comparable-period financial changes suggest improvement of approximately 9.8 points. This is a projected estimate, not the official WallStreetScore.

Price vs. Value

Review model assumptions

This model estimate is more than three times the share price.

This is a formula-based estimate, not a verified fair value or price target. Check the earnings and growth assumptions.

Stored EPS: $4.95 · Growth assumption: 15.0% · Earnings multiplier: 38.5×.

Current Price

$10.06

Model Intrinsic Value

$190.58

Difference

−$180.52

-94.7% vs IV

Margin of Safety

94.7%

Value Reference: $114.34
Deep Discount Reference: $76.23

Financial Charts

Revenue

201520162017201820192020202120222023202420252026$0$1.5B$3.0B$4.5B$6.0B

Additional Metrics

Operating Cash Flow

201620182020202220242026-$1.0B-$500M$0$500M$1.0B

Total Debt

201620182020202220242026$0$1.5B$3.0B$4.5B$6.0B

Total Assets

201620182020202220242026$0$3.5B$7.0B$10.5B$14.0B

Net Margin %

No data
Monetary values in USD. Share counts in raw units.

Free includes 3 annual periods plus available TTM; Premium includes up to 10 annual periods. History depends on available company filings. Swipe the table horizontally to see older periods. A dash means unavailable, not zero.

Line ItemTTM2026202520242023202220212020201920182017
Revenue$3.20B$3.02B$2.25B$1.49B····························
Cost of Revenue$1.41B$1.35B$1.05B$683.8M····························
Gross Profit$1.79B$1.67B$1.20B$805.6M····························
Research & Development$0.00$0.00$0.00$0.00····························
SG&A Expenses$1.39B$1.39B$1.21B$891.2M····························
Operating Expenses$1.39B$1.39B$1.20B$891.2M····························
EBITDA$781.7M$763.8M$174.9M$41.1M····························
Operating Income$399.4M$277.1M-$3.2M-$85.6M····························
Interest Expense$0.00$0.00$0.00$0.00····························
Income Before Tax$1.20B$687.1M$122.6M$11.2M····························
Income Tax Expense$287.5M$155.0M$38.3M$15.4M····························
Net Income$909.2M$532.7M$84.6M-$3.6M····························
Basic EPS$4.95$2.79$1.26$-0.06····························
Basic Shares184M190M67.72M58.67M····························
Diluted Shares186M193M67.72M67.09M····························
Upgrade to Premium for up to 10 annual periods, where available.
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Earnings Summary

Estimated earnings date:Oct 29, 2026
Estimated EPS: $0.18Estimated revenue: $1.09B
May 31, 2026Q1FY2027

Revenue

$758.4M

Estimate unavailable.

Revenue Beat/Miss

Not available (no estimate stored)

EPS

$2.19

Estimate unavailable.

EPS Beat/Miss

Not available (no estimate stored)

Debt Change

+8.5%

Cash Change

+29.5%

Margin Change

+48.4 pp

Debt and cash show percentage changes versus the comparison period; margin shows the change in percentage points (pp). These are company-wide changes, not per-share amounts.

Financial Changes Since Prior Period

What Improved

  • Margins expanded
  • Cash position grew

What Weakened

  • Debt increased

Potential Score Impact

Positive indicators included revenue growth, EPS growth, cash levels, net income margin. Pressure indicators included debt levels. These factors may support or pressure the Revenue, Management, Financial, and Debt categories; this summary does not claim that the stored scores changed.

Stored Earnings Analysis

Revenue increased 31.9%. EPS increased 1360.0%. Cash increased 29.5%. Total debt increased 8.5%. Net income margin improved by 48.4 percentage points.

Earnings-Call Transcript

Earnings-call transcript analysis is not currently available.

These results may influence future scores when the next evaluation is completed.

Upgrade to Premium to unlock all earnings history.View plans
Earnings data: 150 days ago · Stale

Insider Activity

Guru / Smart Money

Guru Score

Smart Money

Number of Gurus

Total Guru Value

Avg Portfolio Weight

Largest Holder

Largest Holder %

New Positions

Increased Positions

Reduced Positions

Exited Positions

Net Guru Sentiment

Short Interest

Government disclosed trading activity is available on the Smart Money directory. Filings may be delayed and may not represent complete current holdings.

Dividend History

Dividend data is not available yet. Missing data does not mean this company pays no dividend.

Conservative Projected Values

3 Years

$———.——

Premium

5 Years

$———.——

Premium

10 Years

$———.——

Premium

Conservative Projection Rate

——%

Premium

Conservative Projected Values — price projections derived from actual 10-year adjusted historical returns, conservatively adjusted and capped at 8% annually. These are distinct from the Outperformance Model Score and WallStreetScore.

Conservative Projected Values

Premium unlocks the 3-year, 5-year, and 10-year conservative projected values with full calculation breakdowns based on actual historical returns.

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Historical Outperformance Record

Premium includes stored forecasts and any available evaluated results. Completed results, win rates and calibrated probabilities are shown only when supported records exist; access does not create historical outcomes.

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Historical Trends

4 historical records
Jul 24, 26Sep 13, 26Oct 1, 26Oct 22, 260255075100

Historical Score Chart

3 of 4 records shown
3 historical score records are shown. Start your seven-day free trial to unlock 1 more record and the complete score history.Start Free Trial

Wall Street Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Debt Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Revenue Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Asset Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Capital Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Management Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Moat Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Valuation Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Buffett Score

Sep 13, 26Oct 1, 26Oct 22, 260255075100

Intrinsic Value

Sep 13, 26Oct 1, 26Oct 22, 26$188.00$189.00$190.00$191.00$192.00

Value Reference

Sep 13, 26Oct 1, 26Oct 22, 26$112.00$113.00$114.00$115.00$116.00

Margin of Safety %

Sep 13, 26Oct 1, 26Oct 22, 260.9%0.9%0.9%0.9%0.9%

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News

Rumor Mill · TAL

Corporate developments & opportunities

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Evidence credibility is not a forecast of stock performance. Rumor Mill is separate from the WSS score.

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